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What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.
Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
Article
June 13, 2024
Annuity Products: Are They a Commodity?
Hi, I'm Stan The Annuity Man, America's annuity agent licensed in all 50 states. I'm the number one guy here, and my approach to annuities is completely different from most agents. I only look at annuities for what they will do, not what they might do.
Shootin’ It Straight with Stan®
June 12, 2024
Annuity Doublers Gives Your Money Back Quicker When You Get Sicker: Shootin’ It Straight With Stan
Today's topic is a good one that you need to listen to. If you go to the bad chicken dinner seminar, expensive steak dinner seminar, Italian dinner seminar, whatever, you'll hear about this, and it's going to sound phenomenal.
Article
June 9, 2024
Annuities Explained by Age (TAM Classic)
Hi there. Stan The Annuity Man, America's annuity agent. I'm passionate about annuities, but I'm also passionate about why you should own an annuity. One thing I'm even more passionate about is the age at which you need to purchase an annuity.
Shootin’ It Straight with Stan®
June 5, 2024
Annuity Doublers Gives Your Money Back Quicker When You Get Sicker: Shootin’ It Straight With Stan
Today's topic is a good one that you need to listen to. If you go to the bad chicken dinner seminar, expensive steak dinner seminar, Italian dinner seminar, whatever, you'll hear about this, and it's going to sound phenomenal.
Article
May 30, 2024
Annuity Sales Pitches: The Facts Behind the Most Popular One
Today's topic is a good one for me because this is the one that makes the top of my head pop off. This is the one that makes the veins pop out of my neck. This is the one when my producer saw me this morning before we got going, and they had to do makeup; I had this vein popping out of my eye.
Shootin’ It Straight with Stan®
May 29, 2024
There’s No ROI Until You Die With Lifetime Income Annuities: Shootin’ It Straight With Stan
Today's topic is: There’s No ROI Until You Die With Lifetime Income Annuities. It's a great little quippy rhyme: there's no ROI until you die. ROI is the return on investment.
Article
May 27, 2024
Annuity Ladder: Does It Create a Higher Payment?
What are we talking about today? Annuity ladders. Do annuity ladders, laddering annuities, create a higher income stream? Maybe. Good question, but let's dig deeper into how to structure annuity ladders, how they work, and why you should consider them.
Article
May 26, 2024
How Does a Fixed Index Annuity Work?
This is a hot topic, not the clothing line for you youngsters out there. How does a Fixed Indexed Annuity work? The Panacea product, the too good to be true, the bad chicken dinner seminar, the good steak dinner seminar where you get the filet mignon.
Shootin’ It Straight with Stan®
May 22, 2024
How the Annuity Sausage is Made: Shootin' It Straight With Stan
Today's topic is a great one: How the Annuity Sausage Is Made. Now, I'm not going to go into the depths of the actuaries sitting in their closets, running the numbers, etc., but I'm going to give you the 30,000-foot view of how this all works, and it'll make sense to you once I get done.
