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What-Is-a-Guaranteed-Income-Stream-in-Retirement?

February 12, 2026

What Is a Guaranteed Income Stream in Retirement?

A guaranteed income stream in retirement is income that is contractually reliable and continues regardless of market performance.

What-Is-a-Guaranteed-Income-Stream-in-Retirement?

What Is a Guaranteed Income Stream in Retirement?

A guaranteed income stream in retirement is income that is contractually reliable and continues regardless of market performance.

How-to-Create-a-Retirement-Income-Stream-Without-Guessing-on-the-Market

How to Create a Retirement Income Stream Without Guessing on the Market

Retirement income can be created by living off interest, guaranteed sources like Social Security, or lifetime income annuities when needed.

What-Is-an-Income-Floor-in-Retirement-Planning?

What Is an Income Floor in Retirement Planning?

An income floor is the portion of retirement income made up of reliable cash flows used to cover essential living expenses.

MYGAs-vs-Inflation:-How-to-Lock-In-Guaranteed-Returns

MYGAs vs Inflation: How to Lock In Guaranteed Returns

Learn how to use a Multi-Year Guarantee Annuity (MYGA) to protect your principal and plan for inflation without risking your retirement.

What-Is-a-Retirement-Annuity?

What Is a Retirement Annuity?

Understand retirement annuities and how to choose the best one for your goals. Learn about Principal Protection and Lifetime Income options.

Searching-for-Growth-or-Guarantees?

Shootin’ It Straight with Stan®

Searching for Growth or Guarantees?

Stop threading the market needle. Learn how annuities provide guaranteed income and principal protection without the volatility.

Best-Rates-for-Multi-Year-Guarantee-Annuities

Best Rates for Multi-Year Guarantee Annuities

Discover how Multi-Year Guarantee Annuities (MYGAs) work, how they compare to CDs, and how to lock in top fixed rates with no annual fees or market risk.

Annuity-vs-Perpetuity:-Key-Differences-Explained

Annuity vs Perpetuity: Key Differences Explained

Learn the key differences between annuities and perpetuities in plain English, including real-life examples and how lifetime income works.

Do-Rich-People-Buy-Annuities

Do Rich People Buy Annuities

Some wealthy people use annuities, not for growth, but to transfer risk, protect assets, and guarantee income for the people they care about.

Annuity-Light-Switch-Income-Guarantees

Shootin’ It Straight with Stan®

Annuity Light Switch Income Guarantees

Light switch income guarantees let you control when annuity payouts begin. Learn how this flexible feature works for retirement planning.

How-to-Calculate-Taxable-Income-on-an-Annuity

How to Calculate Taxable Income on an Annuity

Learn how to calculate taxable income on an annuity, including what portions are taxed and how to avoid unexpected IRS surprises in retirement.

What-Is-the-Difference-Between-a-Pension-and-an-Annuity?

What Is the Difference Between a Pension and an Annuity?

Pensions and annuities both create lifetime income, but who backs the guarantee and how flexible it is makes all the difference.

The Scars of Scarcity: Shootin' It Straight With Stan

We’re talking about clients who worry about running out of money and wonder if they have enough. This is one of the issues that my team solves every single day. We make sure the contractual guarantees are in place.

What-Happens-at-the-End-of-a-MYGA-Term?

What Happens at the End of a MYGA Term?

Today, we’re diving into Multi-Year Guarantee Annuities (MYGAs), the annuity industry's version of a CD. A lot of people say, "I hate all annuities, Stan."

Does-the-4%-Rule-for-Retirement-Income-Still-Work?

Does the 4% Rule for Retirement Income Still Work?

Does the 4% Rule Still Work for Retirement Income Planning? We will discuss the 4% rule and how very smart people have factually and academically destroyed it.

What-Is-the-Difference-Between-an-Annuity-and-an-IRA?

What Is the Difference Between an Annuity and an IRA?

An annuity and an IRA are not the same thing. One is a contract, the other is an account type, and confusing the two leads to bad decisions.

Annuities: The Best Offense for Diminished Capacity Retirement Planning

Today we’re talking about how annuities are the best offense and strategy against diminished capacity when planning for retirement.

Annuity-Death-Benefits:-How-Are-They-Paid?

Annuity Death Benefits: How Are They Paid?

Today, we're talking about annuity death benefits. You buy an annuity, and you die—what happens?

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Join a thriving community of Annuity owners.