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What we're talking about today is very important. It's talking to your parents about annuities and financial advice for seniors, and it's kind of involving that hard conversation as they cognitively start losing it a little bit. It's not good.

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. The question that everyone has been asking me is, is it possible to time the purchase of an annuity? Is there a sweet spot? Is there an arbitrage moment where it's the perfect time to buy an annuity of any type?

When you have a product that is meant to help people that are eventually going to cognitively decline, there's a higher burden of care there because you got to make sure that they understand what they're buying and they continue to understand what they're buying.

We're talking about retirement withdrawal strategies using Income Riders. We'll talk about how Income Riders work, where they're attached to, what products use Income Riders, what you should know, good and bad, about Income Riders, the limitations, and the benefits.

We're here to discuss the Single Premium Immediate Annuity structure, single life with installment refund. What the heck does that mean, Stan The Annuity Man? Well, I'm here to tell you, and I'm going to tell you, but I'm also going to talk about not only single life with installment refund but how it compares to all of the other structuring choices.

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. That's including yours. Today, we're talking about 401K annuities. Annuities inside of 401Ks, 401Ks going to an annuity. That's what we'll talk about, but let's digress a tad.

Let's talk about what you're interested in, which is what percentage of your portfolio should be in annuities? Really good question. No perfect answers. And if anyone's given you a percentage, they have no clue what they're talking about. Now that's the short answer.

Today's topic is Annuity Contractual Guarantees Are Not Complicated. I know what you're saying, "Yeah, that's probably true, Stan." Well, then, why is everyone getting complicated sales pitches from agents and advisors about annuities?

Hi there. Stan, The Annuity Man, America's annuity agent licensed in all 50 states. This is a great topic, the 10 dumbest questions ever asked to Stan The Annuity Man. I'm going to tell you right now; it took a while to cull it down to 10. There are some gems that are out there, and I blame the annuity industry. It's not you, it's not your fault. It's not the consumer's fault.

Today's topic is a good one. Go to the sidelines with contractual guarantees. And you're saying, "What are you talking about, Stan? You're talking about football sidelines, like college football?" No, I'm talking about investment sidelines. At the time of this blog, check the date. There's a little bit of chaos going on.

Today's topic is about annuity beneficiaries. You are either thinking about who the beneficiaries should be on your policy or you are the beneficiary of a policy. Either way, we're going to talk about annuity beneficiaries and why that's important, regardless of whether you are the beneficiary or if you're thinking about listing beneficiaries.

The question is, how do I set up a pension income? It is a really good one because with 10,000 baby boomers retiring every day, a chief demand I get is, "How do we set up this pension income? We need more income guaranteed like Social Security." That's what annuities do, and we will talk about that.

Hi, I'm Stan The Annuity Man, America's annuity agent. You own an annuity for what it will do, not what it might do. You own it for the contractual guarantees only. Never buy an annuity for the hypothetical, theoretical, back tested, projected, agent hopeful return scenarios, meaning juice numbers, because that never happens.

Financial strength ratings when high rankings don't matter when it comes to annuities. Hi there. I'm Stan The Annuity Man, America's annuity agent licensed in all 50 states. We will talk about annuity ratings, financial strength, and how to determine and look at those so you can make an informed decision on your terms and timeframe.

How do you compare Deferred Income Annuities? Well, the short answer is I want you to stay through the whole blog, but the short answer is you have to quote all carriers because Deferred Income Annuities are like all annuities; they're commodity products. It's very competitive out there. Quotes change, so you must quote all carriers and be specific about what you're trying to achieve.