Is an Indexed Annuity Fixed or Variable?

Is an Indexed Annuity Fixed or Variable?

The question today is, is an Indexed Annuity fixed or variable? Short answer, fixed, but there's a lot more to it than just that. What I would like to do is go through what a fixed indexed annuity, Indexed Annuity, and a Variable Annuity are and tell you the differences between both.
Annuity Fancy or Annuity Contractual?: Shootin’ It Straight With Stan

Annuity Fancy or Annuity Contractual?: Shootin’ It Straight With Stan

Today's topic is this question: annuity fancy or annuity contractual? Now, there are many types of annuities. You already own one. It's called Social Security. It's the best inflation annuity on the planet.
Do Annuity Companies Keep the Money When I Die?

Do Annuity Companies Keep the Money When I Die?

Today's question is, do annuity companies keep the money when you die? I always get this question and the statement, "I'd never buy an annuity because they keep the money. I don't like that." Well, I blame the annuity industry for that phrase.
Fixed Index Annuities Pros and Cons (TAM Classic)

Fixed Index Annuities Pros and Cons (TAM Classic)

Hi there. Stan The Annuity Man, America's annuity agent. I'm so glad you joined me for today's topic, Fixed Indexed Annuities Pros and Cons.
Annuity Products: Are They a Commodity?

Annuity Products: Are They a Commodity?

Hi, I'm Stan The Annuity Man, America's annuity agent licensed in all 50 states. I'm the number one guy here, and my approach to annuities is completely different from most agents. I only look at annuities for what they will do, not what they might do.
Retirement Income Planning Using Annuities

Retirement Income Planning Using Annuities

Stan The Annuity Man, America's annuity agent, licensed in all 50 states, and, yes, this is not a drill. We're talking about retirement income planning using annuities.
Annuities Explained by Age (TAM Classic)

Annuities Explained by Age (TAM Classic)

Hi there. Stan The Annuity Man, America's annuity agent. I'm passionate about annuities, but I'm also passionate about why you should own an annuity. One thing I'm even more passionate about is the age at which you need to purchase an annuity.
Retirement Calculator: Is Your 401(K) Enough?

Retirement Calculator: Is Your 401(K) Enough?

We need to talk about your 401k. Is that enough for you to retire on? How do we know? How do we go about figuring that out?
5 Biggest Annuity MISTAKES

5 Biggest Annuity MISTAKES

Today, we will talk about the five biggest annuity mistakes, not the five smallest, not the five medium size mistakes, the five biggest annuity mistakes on the annuity planet. Let's get right into it.
Annuity Sales Pitches: The Facts Behind the Most Popular One

Annuity Sales Pitches: The Facts Behind the Most Popular One

Today's topic is a good one for me because this is the one that makes the top of my head pop off. This is the one that makes the veins pop out of my neck. This is the one when my producer saw me this morning before we got going, and they had to do makeup; I had this vein popping out of my eye.
How the Annuity Sausage is Made: Shootin' It Straight With Stan

How the Annuity Sausage is Made: Shootin' It Straight With Stan

Today's topic is a great one: How the Annuity Sausage Is Made. Now, I'm not going to go into the depths of the actuaries sitting in their closets, running the numbers, etc., but I'm going to give you the 30,000-foot view of how this all works, and it'll make sense to you once I get done.
The Perfect Annuity Does NOT Exist: Shootin' It Straight With Stan

The Perfect Annuity Does NOT Exist: Shootin' It Straight With Stan

Today's topic is, the perfect annuity does not exist. It does not. Even though you might have heard something at the bad chicken dinner, expensive steak dinner seminar, or some online product presentation where it sounded too good to be true.
The Cost of Waiting to Purchase an Annuity: Shootin' It Straight With Stan

The Cost of Waiting to Purchase an Annuity: Shootin' It Straight With Stan

Today's topic is the cost of waiting to purchase an annuity. Now I know what you're saying. Wait a minute. That sounds like a sales pitch. That sounds like some type of an angle for me to buy now, Stan. Are you pushing me to buy now?
Can You Take Your Money Out of an Annuity?

Can You Take Your Money Out of an Annuity?

In this blog, I'll discuss the different types of annuities and how you can withdraw money from them, whether it's interest, lifetime income, or withdrawals. We'll cover all of that in detail.
What Happens to a Pension Annuity When You Die?

What Happens to a Pension Annuity When You Die?

Here's what we're talking about when I say pension annuity: it really comes down to three types of products. The first is a Single Premium Immediate Annuity, which is the granddaddy of all annuities. It's a pure transfer of risk.