Annuity Income: Return OF or ON Your Money?: Shootin' It Straight With Stan

Annuity Income: Return OF or ON Your Money?: Shootin' It Straight With Stan

Today's topic is about annuity income. Is it the return of your money or a return on your money? So, return of, or return on. Great question, Stan The Annuity Man, America's annuity agent. Let's cover it.
Roth IRA Annuity: Are the Payments Taxed?

Roth IRA Annuity: Are the Payments Taxed?

Let's talk about Roth IRAs in general and my take on Roth IRAs. In a perfect world where unicorns chase the butterflies, Roth IRAs should be used for non-annuity assets. You've already paid the taxes on the Roth. That should be where the growth part of your portfolio is.
The 2 Questions That Make Annuities Simple: Shootin' It Straight With Stan

The 2 Questions That Make Annuities Simple: Shootin' It Straight With Stan

Today's topic is what are the two questions that make annuities simple? See, I am Mr. Simplistic out here. Don't ask my wife. She'll probably agree with you on other terms, on other reasons for that, but annuities are simple. They should be simple. They're transfer of risk contracts that primarily solve for four things.
Retirement Income Strategies: How Annuities Fit

Retirement Income Strategies: How Annuities Fit

Let's discuss why you're here, which is retirement income planning, and if annuities fit and how they fit. Should they fit? Would they fit? Might they fit? Are they fit? Let's find out.
How to Buy an Annuity: Mortality Credits

How to Buy an Annuity: Mortality Credits

Hi there, Stan The Annuity Man, America's Annuity Agent licensed in all 50 states. I am glad you joined me about how to buy an annuity, looking at mortality credits, and why that is so, so important. Mortality credits. Let's talk about it.
Inherited Annuity: What Are Your Options?

Inherited Annuity: What Are Your Options?

What we're talking about today is a pretty interesting subject because many people are getting older. We're living longer. 10,000 baby boomers every single day are reaching retirement age, and a lot of people are calling me because they've inherited an annuity. So, what do you do? What are your options?
Annuities Are for Do-It-Yourselfers: Shootin' It Straight With Stan

Annuities Are for Do-It-Yourselfers: Shootin' It Straight With Stan

For all of you do-it-your-selfers out there who have been managing your own money and running it through the Fidelitys and the Vanguards and the TDs and the Schwabs and all those great firms out there, annuities are right up your alley because they are do-it-yourself products.
Annuity Transfer: How Can I Transfer My Annuity?

Annuity Transfer: How Can I Transfer My Annuity?

Today we're talking about annuity transfers. Should you transfer your annuity? Can you transfer your annuity? "This person's trying to tell me to transfer my annuity." Can I transfer my annuity? How does my transfer work? All good questions asked by you of which will be answered by me.
Does an Annuity Count as Income?

Does an Annuity Count as Income?

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I'm so glad you joined me today. Many times, when people read these blogs, they're so enamored, and they're like, "Wow. That's really informative, yet not salesy." You're right about that. That's a good point.
What Happens to an Annuity When You Die?

What Happens to an Annuity When You Die?

What happens to an annuity when you die? First of all, you're dead, who cares? But that's not a good answer, I don't think. We're talking about annuities and death; that's a tough combo. So, what happens to an annuity when you die? It depends on the type of annuity. It depends on how you structure that annuity.
Is There an Age Restriction to Buy an Annuity?

Is There an Age Restriction to Buy an Annuity?

Is there an age restriction to buy an annuity? Can you be too old, or can you be too young? Or does it matter? Is it just a free-for-all? Will they sell it to anybody? And "they" meaning the annuity industry. No. There are some age restrictions out there, and I'm going to cover them to ensure you're just not buying things.
How Much Does a $100K Annuity Pay per Month?

How Much Does a $100K Annuity Pay per Month?

Today's topic is the general question that everybody asks me because they think all annuities are one type, all work the same, and they're all priced the same. So, the question is, how much does a $100,000 annuity pay? I need more information from you there, Chester.
How Annuities Address Social Security and Inflation

How Annuities Address Social Security and Inflation

Hi there. Stan The Annuity Man, America's annuity agent licensed in all 50 states, talking about one word and one word only today, inflation. Let's talk about inflation. Let's talk about how annuities and Social Security can address inflation.
How Much Commission Do Annuity Agents Make?

How Much Commission Do Annuity Agents Make?

This could be the best question of all time. And the burning question that everyone wants to know is how much commissions do annuity agents make? I mean, you guys must be making a killing, right? No. It depends on what annuity you're selling and what annuity type, and we're going to get to all of that.
Planning Lifetime Income for Your Spouse: Shootin' It Straight With Stan

Planning Lifetime Income for Your Spouse: Shootin' It Straight With Stan

Today's topic is planning lifetime income for your spouse. This is a big one, so planning lifetime income, using annuities, and doing that for your spouse. Now, the lovely Christine, you've heard of her before. She's been married to The Annuity Man for over 35 years. She met me in college, was enamored with me if you can only imagine that, and she has put up with me and my shenanigans.