Get Smarter

Today's topic is about you, about the questions people have asked through comments on my YouTube channel. If you have put any questions on my YouTube videos, guess what? I answer them. Yes, I actually read them. I have no life. I've been married for 33 years. I have two grown daughters. I have no life. This is what I do. I'm Stan, The Annuity Man.

Today's topic is IRA annuity calculators. We're discussing calculating annuity guarantees within your IRA. Yes. You should have an annuity inside of your IRA if you want contractual guarantees, if you want lifetime income, if you want principal protection, if you want legacy, if you want long-term care type coverage, and the only assets you have in bulk are IRA assets. Then it makes sense.

Today's topic is, Are You Surfing Beside a Cruise Ship? I want you to think about that. Have you ever been on a cruise and you're like, "Man, that is a big boat." I always wondered how does that boat float with all that weight? I don't get it. No one ever really explained cruise ships and how they float to me.

The fabulously smart Jay Zawatsky made his second appearance on my Fun With Annuities podcast to cover one of the most fascinating topics I’ve covered in a while…How Debt and Energy Connect.

Hi there, Stan The Annuity Man, America's annuity agent licensed in all 50 states, aka The Annuity Whisperer. I whisper the facts. So, the question today is, do historical annuity rates even matter?

Today's topic is Chapter Two Should Be All About You. What is chapter two, Stan The Annuity Man®? Are we talking about books? Are we talking about movies? What are we talking about? Chapter two is the second part of your life after you stop working.

Today, we're talking about rolling your 401K into an annuity. Should you do that? Could you do that? Why should you do that? Somebody's trying to make you do that.

Today's topic is four words. Never touch the principal. Those are the four words I want you to focus on. Never touch the principal. What am I talking about? I am talking about the interest rate environment we're in right now at the time of this blog.

Someone asked a great question: "How do annuity payouts work?" "Hey, Stan, I thought all annuities were the same. Hey, Stan, this guy on television said, 'I hate all annuities.' Hey, Stan, my broker, advisor, and master of the universe said never to look at annuities."

Today's topic is a heady one, one that will make you scratch your head a little bit and go, "Man, Stan, I didn't know you were that smart. I didn't know you were that well-read. My goodness."

The question of the day is sent in from one of our subscribers from our Stan The Annuity Man YouTube. The question is, "When you said fund from an IRA or other sources, is my understanding correct that funding from a traditional IRA or a Roth IRA is not a taxed event?"

As nervous investors watched their account balances plummet, viewers of MoneyTrack, Pam Krueger’s weekly PBS TV series deluged her with requests asking how they could find a truly trustworthy financial advisor.

Today's topic's a good one; it hits close to home but might also hit close to home with you. It's called Fly First Class or Your Kids Will. I want you to think about that. I'm notorious for saying, "There are no U- Hauls behind hearses."

Today's topic is a good one, it's personal, and it's come up a few times in part of the conversation with some people I've been working with. The topic is hiring an advisor that grew up poor. And I know you're saying, wait a minute, don't people change? What does that mean?

Today's topic is, three years in or three years out when you're looking at fixed rates. My rule is, if it's three years or in, you're buying CDs and treasuries. If it's three years and out, you're buying Multi-Year Guarantee Annuities or Fixed Rate Annuities, the annuity industry version of a CD.