Annuity Beneficiary

Annuity Beneficiary

Today's topic is about annuity beneficiaries. You are either thinking about who the beneficiaries should be on your policy or you are the beneficiary of a policy. Either way, we're going to talk about annuity beneficiaries and why that's important, regardless of whether you are the beneficiary or if you're thinking about listing beneficiaries.
QLAC Annuity Quotes

QLAC Annuity Quotes

You have punched into Google the term "QLAC annuity quotes" or something to that effect because, magically, I'm here, and we're talking about QLAC quotes. What the heck is a QLAC? Qualified Longevity Annuity Contract. You're saying, "Hey, Stan, enough of that crap. How about where do we get the quotes?" You can go to my proprietary QLAC Annuity Calculator to get a hassle-free, no-obligation quote.
All Annuities Are…: Shootin' It Straight With Stan

All Annuities Are…: Shootin' It Straight With Stan

Today's topic is a great one, and you probably saw it and went, "I'm going to have to listen to this one because I want to see what he's going to say." And the topic is "All Annuities Are..." I'm going to give credit to this topic to a good friend of mine. His name is John Olsen, and he's a treasure to the annuity industry.
Long-Term Care Annuity Pros and Cons

Long-Term Care Annuity Pros and Cons

We're going to talk about long-term care annuity pros and cons. We're going to get into that. The short answer to you, the pro, is that you will have that coverage. It's a transfer of risk that you can depend upon. Just like any annuity-type plan, it's a transfer-risk contractual guarantee.
How To Set Up Your Own Pension

How To Set Up Your Own Pension

The question is, how do I set up a pension income? It is a really good one because with 10,000 baby boomers retiring every day, a chief demand I get is, "How do we set up this pension income? We need more income guaranteed like Social Security." That's what annuities do, and we will talk about that.
Is It a Good Time to Buy an Annuity?: Shootin' It Straight With Stan

Is It a Good Time to Buy an Annuity?: Shootin' It Straight With Stan

Today's topic is a good one and a question that I always get, so let's address that now. Is it a good time to buy an annuity? Now, that's a loaded sales question. Most salespeople are an automatic yes, "Yes, it's a great time to buy an annuity. My annuity, the one I like." But it's bigger than that.
Guaranteed Lifetime Income Products

Guaranteed Lifetime Income Products

Hi, I'm Stan The Annuity Man, America's annuity agent. You own an annuity for what it will do, not what it might do. You own it for the contractual guarantees only. Never buy an annuity for the hypothetical, theoretical, back tested, projected, agent hopeful return scenarios, meaning juice numbers, because that never happens.
Financial Strength Ratings – When High Rankings Don’t Matter

Financial Strength Ratings – When High Rankings Don’t Matter

Financial strength ratings when high rankings don't matter when it comes to annuities. Hi there. I'm Stan The Annuity Man, America's annuity agent licensed in all 50 states. We will talk about annuity ratings, financial strength, and how to determine and look at those so you can make an informed decision on your terms and timeframe.
Ventilator Annuity Lifetime Income: Shootin' It Straight With Stan

Ventilator Annuity Lifetime Income: Shootin' It Straight With Stan

Welcome to Shooting it Straight with Stan. I am your host Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today's topic is a good one. It's the reason you clicked because you read it and you went what? Ventilator annuity lifetime income.
Stan The Annuity Man: The Only Thing Complex About Annuities Are the Sales Pitches

Stan The Annuity Man: The Only Thing Complex About Annuities Are the Sales Pitches

This is a simple, simple industry with simple, simple solutions. The people that are making it complex are the agents and advisors selling the products in a complex way, instead of stripping it down to the basics.
Annuity in Financial Management

Annuity in Financial Management

Hi there. Stan The Annuity Man. Americas annuity agent licensed in all 50 states, talking about annuities or annuities in financial management, annuities in your financial plan, and annuities in your financial portfolio. Does it fit? Why does my master of the universe, stockbroker, wealth architect person almost do a projectile vomit when you bring up an annuity?
Are Hybrid Annuities Too Good to Be True?

Are Hybrid Annuities Too Good to Be True?

Now, what you're looking at today and the reason that you clicked this blog, Are Hybrid Annuities Too Good to Be True? First, because you're using the word hybrid, you typed in the word hybrid, and it attracted you, which only means one thing. It means that some agent, some advisor, has pitched you what they're pitching you as an Indexed Annuity.
Reverse Engineer Annuities for Inflation: Shootin' It Straight With Stan

Reverse Engineer Annuities for Inflation: Shootin' It Straight With Stan

Today's topic is Reverse Engineer Annuities for Inflation. This is a big one because there are a lot of bad sales pitches out there, especially in the index market, index annuity market, where they have the index annuity that is just for inflation, which is garbage. There's not an annuity company in the world that has that product.
Are All Annuities Tax Deferred?

Are All Annuities Tax Deferred?

The question of the day is, are all annuities tax-deferred? Short answer: no. But we need more than that, right? You need more than just the no. You need to know the details of all that. So, hang in there with me, and I'm going to go through all of that in detail so you can fully understand what tax-deferred means.
Joint and Survivor Annuity

Joint and Survivor Annuity

Joint and survivor annuity, what does that mean? That means that you have a spouse you love that's put up with your crap for a long, long time, and you want to create a lifetime income stream that will pay each of you as long as you are breathing.