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Article
February 13, 2026
What Does Stan The Annuity Man Mean by “Income That Hits Your Checking Account”?
Retirement income includes any reliable cash flow that consistently deposits into a checking account and supports living expenses.
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Article
What Does Stan The Annuity Man Mean by “Income That Hits Your Checking Account”?
Retirement income includes any reliable cash flow that consistently deposits into a checking account and supports living expenses.
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Article
Types of Retirement Income That Count Toward Your Income Floor
Any money that consistently hits your checking account can be counted as retirement income and used to build an income floor.
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Article
What Is a Guaranteed Income Stream in Retirement?
A guaranteed income stream in retirement is income that is contractually reliable and continues regardless of market performance.
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Article
February 24, 2025
Traditional IRA vs. Annuity: How QLACs and DIAs Have an Impact
Let's talk about traditional IRAs, annuities, QLACs, DIAs, and all that good stuff. We will go over it in detail because you might think it's easy and everyone understands it—but no.
Article
February 23, 2025
Annuities and Taxes
The CPA world is split—half love me for it, the other half, the ones trying to sell annuities and do taxes, hate me. However, the bottom line is that if you need tax advice, you need to see a CPA or a tax lawyer.
Article
February 20, 2025
Pension Fund or Retirement Annuity: How Each Work
When offered a pension or a lump sum, understanding how pensions compare to retirement annuities can help you decide which income path makes sense.
Shootin’ It Straight with Stan®
February 19, 2025
Guaranteed Lifestyle Income
Annuities, as a category, are the only financial product that provides income as long as you are breathing. There's no return on investment (ROI) until you die.
Article
February 17, 2025
Multi-Year Guarantee Annuity Definition
Okay, so you must be a CD buyer. Are you a CD buyer? Because if you are, you will love Multi-Year Guarantee Annuities (MYGAs).
Article
February 16, 2025
Is the 4% Rule Dead?
Hi there, Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states. I'm so happy you're here for this one because this is a big topic: the 4% rule is dead.
Article
February 13, 2025
Retirement Expert Rants on Annuity Sales Pitches
Hi, my name is Stan The Annuity Man, America's Annuity Agent. I've got to rant about something today. I've done this in the past and received both positive and negative comments about it.
Shootin’ It Straight with Stan®
February 12, 2025
Annuity Companies vs Banks
Today, we’re discussing how annuity companies aren’t smarter than banks. They’re just more regulated. Let me tell you a little story.
Article
February 10, 2025
Retirement Expert Rants: Made-Up FIA Indexes
Hi, Stan The Annuity Man, America's annuity agent, licensed in all 50 states, including yours. What we’re going to talk about today are what I call made-up indexes out of midair in the Fixed Indexed Annuity world.
Article
February 9, 2025
Are Annuities Really Guaranteed?
Annuities are built on contractual guarantees, but understanding who backs those guarantees is what really matters.
Article
February 6, 2025
Retirement Expert Rants: People Don't Even Know What They Are Buying
Why am I ranting? Because I'm encountering too many people who don't even know what they've bought. And it's not just Index Annuities; that's an easy one.
Shootin’ It Straight with Stan®
February 5, 2025
Strategies for Future Income
Future income or income later is when I ask two questions: What do you want the money to contractually do? And when do you want those contractual guarantees to start?
February 3, 2025
IRA Annuity: How Does It Work?
First of all, is there such a thing as an IRA annuity? Not really. But many people ask about it, so I thought I’d cover it here on The Annuity Man's website.
Article
February 2, 2025
Which Is Better: Mutual Fund vs. Annuity
Today's topic is a good one: which is better, a mutual fund or an annuity? You might be thinking, "Wait a minute, Stan, that's an easy one," but it's not. I'll explain the details after this.
Article
January 30, 2025
How to Calculate an Annuity and Run the Right Quotes
How do you calculate an annuity and get the right quotes? First things first, you need to figure out if you need an annuity at all. And then, if you do, what type works best?
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