The Differences Between a MYGA and a QLAC thumbnail

The Differences Between a MYGA and a QLAC

A MYGA may be useful for someone looking for a short- term, low-risk investment option with a guaranteed rate of return, while a QLAC may be useful for someone looking to supplement their retirement income.
Adjusting for Inflation With a MYGA

Adjusting for Inflation With a MYGA

I'm amped; I’m ready to go. I feel good because we have a good topic today about Multi-Year Guarantee Annuities and how they solve for inflation, how they can solve for inflation, and at least address it pragmatically and contractually.
Transferring a Maturing CD to a MYGA

Transferring a Maturing CD to a MYGA

Today’s topic is transferring a maturing CD certificate of deposit into an MYGA. Should you do that? Could you do that? Can you do that? How can you do that? Is it suitable? Is it appropriate? Those are all good questions.
MYGA Rates: Navigating Garbage Sales Pitches

MYGA Rates: Navigating Garbage Sales Pitches

So what is a MYGA? It's a Multi-Year Guarantee Annuity, M-Y-G-A. It's the annuity industry's version of a CD. So how do CDs work? You lock in the money for a specific duration, and during that duration, on an annual basis, you get a specific percentage. The same thing applies to MYGAs.
Retirement Withdrawal Strategies: MYGA

Retirement Withdrawal Strategies: MYGA

You know me, you trust me, and you know I'm going to tell you the truth. Today's topic is Retirement Withdrawal Strategies. We're talking about MYGAs, Multi-Year Guarantee Annuities. So, we’ll go through how you can use MYGAs for your retirement withdrawal strategies.
John Lenz: Annuity Insider Strategies for Rising Rates & Inflation

John Lenz: Annuity Insider Strategies for Rising Rates & Inflation

When I started calling John Lenz the “Annuity Architect” a while back, I couldn’t have picked a better description of this mad-smart superstar. First of all, John has the best baritone voice of all time.
Don't Buy Annuity Stories: Shootin' It Straight with Stan

Don't Buy Annuity Stories: Shootin' It Straight with Stan

Today's topic is, "Don't buy annuity stories." That's a big one to unpack, but let's start unpacking it. In the world of sales, everybody that ever talked to me like a manager or salesperson, they're like, "Stories sell. You need to tell stories to the people because they can relate to it.
Inverted Annuity Yield Curve: Shootin' It Straight with Stan

Inverted Annuity Yield Curve: Shootin' It Straight with Stan®

Today's topic is the inverted annuity yield curve. Now, CNBC, Fox Business, and everybody in the newspapers and the Wall Street Journal are just writing these articles about the inverted yield curve. What is that?
MYGA Death Benefits Explained

MYGA Death Benefits Explained

he focus today is Multi-Year Guaranteed Annuities and explaining the death benefits. Yes, we do have to explain it because when you're looking at the CD type products, you have to understand how they work and understand when we quote all carriers, why some carriers finish at the top, and how to make a decision that's informed and based on your timeframe.
How to Adjust for Inflation With a MYGA

How to Adjust for Inflation With a MYGA

I'm amped, I'm ready to go. I feel good because we have a good topic today about multi-year guarantee annuities and how they solve for inflation, how they can solve for inflation, and at least address it in a pragmatic and contractual way. All righty then. We're going to talk about multi-year guarantee annuities.
How to Find the Best MYGA Annuity Rates

How to Find the Best MYGA Annuity Rates

So you're looking for the best MYGA annuity rates? You can find the best MYGA rates at stantheannuityman.com. It has live feeds of the best MYGA fixed-rate annuity rates in the country. And you can filter it by your state of residence.
Your 4-Choices at the End of a MYGA Term

Your 4 Choices at the End of a MYGA Term

So what are your four choices at the end of your MYGA term? Make sure you know your options so you can make the best decision for your specific situation. Let’s go.
How to Find the Highest MYGA Rates

How to Find the Highest MYGA Rates

So you're shopping for the highest MYGA rates? Let's talk about how to find the best and highest MYGA rates because that's how you need to look at them. You need to find the best rates available for your specific situation. For the record, Multi-year guarantee annuities are also known as MYGAs.
MYGA Secrets – What You Need to Know

MYGA Secrets – What You Need to Know

So if you're not familiar with MYGAs, let me go through it quickly. Multi-year guarantee annuity, that's what MYGA stands for. It's the annuity industry's version of a CD. It's very simple; there are no moving parts, there are no market attachments, and you're going to get a guaranteed interest rate for a specific period that you choose.
How Annuity Companies Make Money

How Annuity Companies Make Money

So, annuity companies, how do they make money? There's a reason that annuity companies have significant buildings and that they do very, very well. Why? It's because they know when we're going to die. Property and casualty companies, however, don't know when the hurricane's going to hit. They don't know when the tornado's going to hit.