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Make sure you're getting the most out of your retirement and not falling into the common traps of the industry. Here are some key things to look for when comparing Pension Annuities vs. Lump Sums.

Unless you work for the government or are a select union member, there’s a good chance that you do not have a pension waiting on you on that last day of work.

A horrific stat that can never be calculated is the number of people that needed an annuity contractual transfer of risk lifetime income stream but never bought one because they thought the annuity company would keep the rest of their money when they passed away.

There are over 10,000 baby boomers reaching retirement age every single day, and many are faced with the decision to take a lump-sum dollar amount or an annuity payment from their employer.