Deferred Income Annuities: Pros And Cons

Deferred Income Annuities: Pros And Cons

Today's topic is deferred income annuity pros and cons. This is a big one because, with every annuity type, there are limitations and benefits, and I'm going to explain them to you so you can make an excellent decision whether a deferred income annuity fits you or not.
How To Choose An Annuity

How To Choose An Annuity

Good topic today, how to choose an annuity.
How Do Insurance Companies Make Money On Fixed Index Annuities

How Do Insurance Companies Make Money On Fixed Index Annuities

Today's topic is how annuity companies make money on fixed index annuities. There is a lot of misinformation out there, and I'm going to try to make it very simple for you to understand why the annuity companies have significant buildings. They're smart.
How to Buy an Annuity: What Type of Annuity Is Best

How to Buy an Annuity: What Type of Annuity Is Best?

Today, we're going to talk about what type of annuity is best. Now, disclaimer, we might get to the end of the road when you and I are talking and come to a realization that no annuity type is best. Annuities are not for everyone. There are many types, and we’re going to talk about them.
How to Buy an Annuity: Is It Possible to Time the Purchase?

How to Buy an Annuity: Is It Possible to Time the Purchase?

Everyone asks me whether it is possible to time the purchase. Is there a sweet spot? Is there an arbitrage moment where it's the perfect time to buy an annuity of any type? Of course, everyone that's in the market, the stock market, or anything like that, you've been trained to try to time it. Can you do that with annuities?
Should You Get Out of an Annuity?

Should You Get Out of an Annuity?

Hi, I'm Stan, The Annuity Man, America's Annuity agent® licensed in all 50 states. Should you get out of your annuity? We're going to cover that and talk about market value, adjustments, and surrender charges comparing to other annuities.
How to Buy an Annuity: What Are the Questions You Need to Answer

How to Buy an Annuity: What Are the Questions You Need to Answer

We're talking today about how to buy an annuity. Don't get all crazy out there that I'm not just pinching and selling. What we're going to talk about today are the questions that you need to answer when considering if an annuity of any type is valid. Should you buy an annuity?
How to Buy an Annuity: What Age Is Too Old or Too Young?

How to Buy an Annuity: What Age Is Too Old or Too Young?

I’m so glad you joined me for the continuing series of how to buy an annuity and know this isn't unveiled, sales pitch, bad chicken dinner seminar nonsense. We're doing a series on how to buy an annuity because we get a ton of questions. Today's topic on buying an annuity is what age is too old or too young to buy an annuity?
How to Adjust for Inflation With a MYGA

How to Adjust for Inflation With a MYGA

I'm amped, I'm ready to go. I feel good because we have a good topic today about multi-year guarantee annuities and how they solve for inflation, how they can solve for inflation, and at least address it in a pragmatic and contractual way. All righty then. We're going to talk about multi-year guarantee annuities.
How to Buy an Annuity: How Does the Paperwork Process Work

How to Buy an Annuity: How Does the Paperwork Process Work

Hi there. Stan The Annuity Man, America's Annuity Agent® licensed in all 50 states continuing our how-to buy an Annuity series, which people are going crazy over. They loved it because no one's ever talked about this before. Today's topic is how the paperwork process works.
how annuities address social security and inflation

How Annuities Address Social Security and Inflation

Hi there, Stan The Annuity Man®, America's annuity agent®, licensed in all 50 states, talks about only one word today, inflation. Inflation, Stan The Annuity Man, let's talk about inflation. Let's talk about how annuities and social security can address inflation, the gorilla in the room, what everyone's talking about.
How to Buy an Annuity: IRA, Non-IRA, Roth-IRA

How to Buy an Annuity: IRA, Non-IRA, Roth-IRA

This topic today is part of the series that we're doing on how to buy an annuity. No, this isn't some veiled sales pitch, but yes, I do sell annuities. Yes, I would love to speak with you to see if an annuity type is right for your specific situation to solve a specific goal, but our How to Buy Annuity series covers specific topics.
Indexed Annuity Scams: Back Tested Annuity Returns

Indexed Annuity Scams: Back Tested Annuity Returns

Today’s topic is about indexed annuity scams and these back-tested return numbers that seem so good. It’s just pie in the sky. It’s an apple cobbler in the sky; it’s a peach cobbler in the sky. It should be peach cobbler because that’s my favorite dessert of all time, being from the South.
082 Terry Savage: Financial Realities Right Now

082 Terry Savage: Financial Realities Right Now

Welcome back to the mic Terry Savage for Fun With Annuities episode #82. I reached out to The MoneyLady®, Terry Savage, to hear her thoughts on the current market environment and her predictions and advice on how people can navigate these volatile times.
My Expert Annuity Opinion On Clark Howard

My Expert Annuity Opinion On Clark Howard

Glad you joined me today.