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What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.
Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
Article
September 26, 2024
Retirement Tips: What Are the Four Best Annuity Types for Retirement?
The question is, what are the four best annuities for retirement? We will go over annuities and which types I think are the best for retirement. That doesn't mean you need an annuity, but these are the ones that I feel are pro-customer if used correctly.
Shootin’ It Straight with Stan®
September 25, 2024
Retire From Both Work & the Markets: Shootin' It Straight with Stan (TAM Classic)
I'm so glad that you joined me on this timely topic. It's going to make a lot of people mad and make a lot of people question things, but it will make total sense when you hear it.
Podcast
September 24, 2024
Stan The Annuity Man: Annuities and the Election
What I'm encouraging you to do is get rid of the politics - this is about your money, your family, your legacy. With money, whether you're in the stock market, bond market, annuity market, it should be a non-emotional, fact-based decision.
Shootin’ It Straight with Stan®
September 18, 2024
Annuity Income Return OF or ON Your Money: Shootin' It Straight With Stan
Today's topic is about annuity income. Is it return of your money, or return on your money? So, return of, or return on? Great question, Stan The Annuity Man, America's annuity agent. Let's cover it.
Article
September 12, 2024
Retirement Calculator: How Long Will 1 Million Dollars Last?
Today, we will answer the burning question: how long will a million dollars last for retirement? There's no good answer, but I will go into the details. And if you have a million dollars, what does that mean? It might be enough, depending on your lifestyle, but let's dive into it.
Shootin’ It Straight with Stan®
September 11, 2024
Is It a Good Time to Buy an Annuity?: Shootin' It Straight With Stan (TAM Classic)
Today's topic is a good one and a question that I always get, so let's address that now. Is it a good time to buy an annuity? Now, that's a loaded sales question. Most salespeople say an automatic yes.
