
Article
What Is A Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life.

Podcast
Stan The Annuity Man: Happy Birthday To QLACs
With QLACs, SPIAs, and DIAs, there's no annual fees. There's no market attachment; it’s a straight transfer risk. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.
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Shootin’ It Straight with Stan®
April 23, 2025
Annuity Illustration or Annuity Illusion?: Shootin' It Straight With Stan (TAM Classic)
Today's topic is a barn burner, as they would say in the South. I don’t know where that comes from, but I assume they’re burning barns for whatever reason. But this is a barn burner, and the topic is Annuity Illustration or Annuity Illusion.
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Shootin’ It Straight with Stan®
April 9, 2025
Lovingly Handcuffing Your Beneficiaries with Annuities: Shootin' It Straight With Stan (TAM Classic)
So, lovingly handcuffing your beneficiaries with annuity guarantees. You’re saying, "Wait a minute, what? Handcuffing, that doesn't sound lovingly." It does when it comes to finances.