
Article
June 15, 2023
Should I Have an Annuity in My Portfolio?
So, should you have an annuity in your portfolio? That's the question, right? Hey, I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. I know you wanted to know that. But should you have an annuity in your portfolio? That's an excellent question. The answer is, I don't know. And maybe not, but maybe so.

Shootin’ It Straight with Stan®
June 14, 2023
Annuity Bell Doesn’t Ring at the Top or Bottom: Shootin' It Straight With Stan
Today's topic is "Annuity Bell Doesn't Ring at the Top or Bottom." Now I know all you market gurus and people that have advisors and masters of the universe will tell you that you need to hold, you need to time it, you need to look for arbitrage, there's a timing thing, etc. You know that's not true. And especially in the annuity world, don't just say, "Oh, I hate all annuities," because that's not valid.

Article
June 12, 2023
How to Liquidate an Annuity
Now, you're asking the question of how to liquidate an annuity, which I'm assuming you own one, and you're tired of it, and you don't want to own it anymore, blah, blah, blah, blah, blah. Whatever the case, we can help you with that, but depending on what type of annuity you have. Some annuities aren't sellable, so we will have to cover every single one and tell you how to liquidate it or if you can liquidate it, etc

Article
June 8, 2023
Life With Installment Refund vs. Life With Cash Refund
Today we are going to compare life with installment refunds versus cash refunds. I got a call the other day, a call I receive a lot with people saying, "Hey, I do not want the annuity company to keep any of the money. I want a lifetime income stream, but I want to make sure that the annuity company doesn't keep a penny." And that's a big concern because there are many misconceptions out there that, when you die, the annuity company keeps the money.

Shootin’ It Straight with Stan®
June 7, 2023
Lifetime or Interest Income?: Shootin' It Straight With Stan
Today's topic is lifetime or interest income. I always say, "Well, you can't just say I hate all annuities." You know how people say all that? I had a person call me today, and this is a great story. Great guy, ex-military, it was, "Yes, sir. No, sir," which I felt kind of weird about because he was in his 70s saying, "Yes, sir. No, sir."

Article
June 5, 2023
How Are Qualified Annuities Taxed?
Taxes, taxes, taxes. The question is, how are Qualified Annuities taxed? Meaning that you have an annuity inside of your IRA; how are those annuities taxed? We'll talk about that. But disclaimer, do not take tax advice from agents and advisors and people who haven't gone to law schools, gotten tax degrees or CPAs, and passed courses for tax advice.

Article
June 1, 2023
Annuity vs. Life Insurance
Hi, I’m Stan The Annuity Man, America's annuity agent here to answer the burning question and compare annuities versus life insurance. Everyone asks me which one's better, and most of the time, both are sold improperly. Life insurance companies issue annuities, but life insurance and annuities are entirely different animals. And we'll talk about that.

Shootin’ It Straight with Stan®
May 31, 2023
Annuities for a 9-Year-Old: Shootin' It Straight With Stan
Welcome to Shootin' It Straight With Stan. I am your host, the lovable Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states. Today's topic is a very good one, and it's called Annuities for a Nine-Year-Old. Now, I made my PR team leave this topic and title in place because I know grandfathers and people out there going, "Well, I got a nine-year-old.

Article
May 29, 2023
What Is a Hybrid Annuity?
Hello there. Stan The Annuity Man, America's annuity agent here with you, and today's topic is a good one. We will dive into what a Hybrid Annuity is and give some examples. Typically, when people say, "What's a hybrid?" I say, "Well, it's a mattress, a car, a plant." But in today's annuity selling environment, people are starting to make up words to sell annuities.

Article
May 25, 2023
What Is a 1035 Transfer?
Hey, everyone out there! I'm glad you joined me for this blog on what is a 1035 transfer. My name is Stan The Annuity Man, and I'm America's annuity agent and the number one annuity educator on the planet. I sell annuities, but I'd like to educate my clients before they buy them.

Shootin’ It Straight with Stan®
May 24, 2023
Annuity $$ Doesn’t Have to Go Poof: Shootin' It Straight With Stan
Today's topic is a good one. With all the cryptocurrencies and currency, this and that. And is the new administration going to create its own cryptocurrency? And are they going to make it all digital? And is it going to go global? And will it be a global currency, or will they take out my money? Are they going to tax me in real-time? All of that talk about currency and currency traders.

Article
May 22, 2023
How Many Beneficiaries Can You Have on an Annuity?
So, you asked how many beneficiaries you can have on an annuity. I mean, you must be from the South like I am. I'm from the Charlotte, North Carolina, area originally. I don't live there now, but my family is back there, and we have a huge family. I was thinking about that question, and while writing this blog, I'm like, "Hey, that makes sense. I'm assuming you've got this huge family."

Article
May 18, 2023
When Is the Best Time to Buy an Annuity?
I don't have a watch. I have an iPhone that I looked down at. But you asked, 'What's the best time to buy an annuity?' There's no good answer to that question, just bad sales pitches. Now we're going to go deeper than that. You can say, 'Well, that's not what I was looking for.' I understand that. I will go into that question from the standpoint of interest rates and what you're trying to solve.

Shootin’ It Straight with Stan®
May 17, 2023
Time Is the Ultimate Currency: Shootin' It Straight With Stan
Today's topic is a good one. With all the cryptocurrencies and currency, this and that. And is the new administration going to create its own cryptocurrency? And are they going to make it all digital? And is it going to go global? And will it be a global currency, or will they take out my money? Are they going to tax me in real-time? All of that talk about currency and currency traders.

Article
May 15, 2023
Using an Annuity to Pay for Long Term Care
Are you looking for an answer regarding annuities in long-term care? Many people have that on their mind because long-term care is kind of that gorilla in the room, that little guy on your shoulder that's like, "You might want to address that. You might want to check that box."