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February 20, 2026
What Does “Income for Life” Mean in an Annuity Contract?
Income for life is a contractual annuity feature that guarantees payments for as long as the covered life or lives are living.
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Article
What Does “Income for Life” Mean in an Annuity Contract?
Income for life is a contractual annuity feature that guarantees payments for as long as the covered life or lives are living.
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Article
How to Secure Retirement Income
Securing retirement income starts with Social Security and income floor planning, then filling any gap with contractually guaranteed annuities.
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Article
How Lifetime Annuity Income Is Calculated?
Lifetime annuity income payments are primarily determined by life expectancy and income start date under current pricing models.
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Article
February 20, 2025
Pension Fund or Retirement Annuity: How Each Work
When offered a pension or a lump sum, understanding how pensions compare to retirement annuities can help you decide which income path makes sense.
Article
February 17, 2025
Multi-Year Guarantee Annuity Definition
Okay, so you must be a CD buyer. Are you a CD buyer? Because if you are, you will love Multi-Year Guarantee Annuities (MYGAs).
Article
February 16, 2025
Is the 4% Rule Dead?
Hi there, Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states. I'm so happy you're here for this one because this is a big topic: the 4% rule is dead.
Article
February 13, 2025
Retirement Expert Rants on Annuity Sales Pitches
Hi, my name is Stan The Annuity Man, America's Annuity Agent. I've got to rant about something today. I've done this in the past and received both positive and negative comments about it.
Article
February 10, 2025
Retirement Expert Rants: Made-Up FIA Indexes
Hi, Stan The Annuity Man, America's annuity agent, licensed in all 50 states, including yours. What we’re going to talk about today are what I call made-up indexes out of midair in the Fixed Indexed Annuity world.
Article
February 9, 2025
Are Annuities Really Guaranteed?
Annuities are built on contractual guarantees, but understanding who backs those guarantees is what really matters.
Article
February 6, 2025
Retirement Expert Rants: People Don't Even Know What They Are Buying
Why am I ranting? Because I'm encountering too many people who don't even know what they've bought. And it's not just Index Annuities; that's an easy one.
Article
February 2, 2025
Which Is Better: Mutual Fund vs. Annuity
Today's topic is a good one: which is better, a mutual fund or an annuity? You might be thinking, "Wait a minute, Stan, that's an easy one," but it's not. I'll explain the details after this.
Article
January 30, 2025
How to Calculate an Annuity and Run the Right Quotes
How do you calculate an annuity and get the right quotes? First things first, you need to figure out if you need an annuity at all. And then, if you do, what type works best?
Article
January 27, 2025
Deferred Annuity: What, Why and Who Should Care
We're here today to talk about Deferred Annuities. What are they? When should you consider them? Who should buy one? These are very good questions, and we're going to go through the details.
Article
January 26, 2025
Fixed Index Annuities Explained: The Truth Behind the Pitch
Fixed Index Annuities are often oversold. Here’s a clear breakdown of how they work, what’s guaranteed, and what’s commonly misunderstood.
Article
January 23, 2025
Annuity Income: How It Works For Every Annuity Type
Today, we're going to talk about annuity income and cover every type of annuity. There's not just one annuity. You can't hate all annuities because there are different types.
Article
January 20, 2025
Fixed Index Annuity Rates: Why Renewal Rates Matter
What are we talking about today? The most popular product on the planet. The best thing since sliced bread. The greatest thing ever. It's too good to be true. It's fantastic.
Article
January 19, 2025
Master Annuity Calculators with These Tips
Today's topic is a very good one. It's about mastering annuity calculators with secrets and tips from Stan The Annuity Man of all people.
Article
January 16, 2025
How To Know If Your Annuity Is Safe
But today, this topic is unique. It is called How to Know if Your Annuity Is Safe. Are the companies you're investing in, the annuity companies, safe?
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