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Pensions and annuities both create lifetime income, but who backs the guarantee and how flexible it is makes all the difference.

We’re talking about clients who worry about running out of money and wonder if they have enough. This is one of the issues that my team solves every single day. We make sure the contractual guarantees are in place.

Today, we’re diving into Multi-Year Guarantee Annuities (MYGAs), the annuity industry's version of a CD. A lot of people say, "I hate all annuities, Stan."

Does the 4% Rule Still Work for Retirement Income Planning? We will discuss the 4% rule and how very smart people have factually and academically destroyed it.

An annuity and an IRA are not the same thing. One is a contract, the other is an account type, and confusing the two leads to bad decisions.

We’re talking about how annuity companies make money on Fixed Indexed Annuities. We’re going to cover a lot of things: What is a Fixed Indexed Annuity? What does it solve for? How does it work?

Today we’re talking about how annuities are the best offense and strategy against diminished capacity when planning for retirement.

Today, we're talking about annuity death benefits. You buy an annuity, and you die—what happens?

Two different annuity structures can create lifetime income, but they work very differently. This explains how Income Riders and annuitization compare, without the sales pitch.

Today, we're talking about Deferred Annuities and some acronyms you may not know until you get your policy: SPDA, FPDA, and MVA.

Whether you can take money out of an annuity depends on the type you own and how it is structured. Understanding the rules matters before you buy.

Today, we’re going to answer the question: Should you get out of your annuity? We’ll ensure you understand the best way to do that and whether it’s even possible.

Long-term investing is not just about growth. It is about income, protection, and making sure your money lasts as long as you do.

Let’s talk about annuities in the news. I’m pretty upset about what’s going on with that, and I want you to understand that you'll see many articles. You can call it "fake annuity news."

What are we talking about today? We’re talking about annuity income and how it works. You say, "Well, Stan, it's pretty basic. It just sends me income." No, it's bigger than that.