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Annuity Examples: Enhanced Benefit Riders

Annuity Examples: Enhanced Benefit Riders

We're talking about enhanced benefit riders and some examples.
Annuity Comparison: MYGA vs. CD

Annuity Comparison: MYGA vs. CD

Today we're talking about annuity comparisons, MYGAs, and Multi-Year Guarantee Annuities versus CDs. What's the difference? Are they the same? Should I buy them?
Annuity Examples: Single Premium Immediate Annuities (SPIAs)

Annuity Examples: Single Premium Immediate Annuities (SPIAs)

Today, we are looking at Single Premium Immediate Annuities, the granddaddy of all annuity products.
Why People HATE Stan The Annuity Man®

Why People HATE Stan The Annuity Man®

Today’s topic is a great one. Why do people hate Stan the Annuity Man®? He's so intense. Here's the bottom line. We’ll talk about this at length, but at the end of the day, I'm so intense because I want to make sure that you make a good, informed, and factual decision if you're considering annuities.
Taking A Closer Look At Income Riders

Taking A Closer Look At Income Riders

Income riders are attached to some policies. You should understand what they do and what they do not do. What is an income rider? Why do they call it an income rider? Well, it rides on the policy. So, typically the two types of policies that offer income riders that you can attach at the time of application are Fixed Indexed Annuities and variable annuities.
Annuity, Annuity, Annuity - Do I Sound Like A Broken Record

Annuity, Annuity, Annuity - Do I Sound Like A Broken Record

Annuity, annuity, annuity. Do I sound like a broken record? We're talking about the repetitive nature of me and my message.
How To Find The Best Quote with a SPIA Calculator

How To Find The Best Quote with a SPIA Calculator

Today's topic is the SPIA calculator and two ways to find the best quote. We're going to go through where you go to run your quotes, and I'm going to talk about the two best ways to find the highest contractual guarantees for your specific situation.There are two ways to use a SPIA calculator. Single premium immediate annuity.
Back Tested Annuity Returns - Index Annuity Scams

Back Tested Annuity Returns - Index Annuity Scams

Today's topic is about indexed annuity scams and these back-tested return numbers that you see that seem so good. But this is one of the situations, and one of the scams that drives me crazy.Let's talk about index annuities. First of all, a disclaimer. I like them. I like Fixed Index Annuities. Why?
Retirement Cash Flow from Annuities

Retirement Cash Flow from Annuities

Today we're talking about retirement cash flow from annuities. Now, you're already participating in a part of the category of retirement cash flow from annuities because all of you have Social Security. If you have your Social Security number, you have Social Security. That's an annuity.
Annuity Pros and Cons: Should You Trust Who Google Trusts

Annuity Pros and Cons: Should You Trust Who Google Trusts

When you go to Google and type in annuity pros and cons, Google just lists everybody?
Are Roth IRA Annuity payments taxed?

Are Roth IRA Annuity payments taxed?

Let's talk about Roth IRAs and my take on Roth IRAs. Are the payments taxed? In a perfect world, where unicorns do chase the butterflies, Roth IRAs, in my opinion, should be used for non-annuity assets. You've already paid the taxes on the Roth.
Inflation Options with Annuity Retirement Calculators

Inflation Options with Annuity Retirement Calculators

Today's topic is how to use annuity retirement calculators and use SPIAs, DIAs, and QLAC for inflation. On my site, you can run quotes 24/7 365.What does $100,000 pay? What does $1,000,000 pay? Well, it's all about life expectancy when you make the payment.
Getting Retirement Cash Flow From SPIAs

Getting Retirement Cash Flow From SPIAs

Let's talk about Single Premium Immediate Annuities, acronym SPIA, S-P-I-A, the oldest annuity type. They were introduced in the Rotimes as a pension gift, a lifetime income stream gift to the dutiful Roman soldiers and their families for laying it on the line for the empire.
How To Buy an Annuity: What You Need To Know

How To Buy an Annuity: What You Need To Know

Today's topic is how to buy an annuity, which is a broad topic. I will talk about the industry a little bit and where I see things going.All right. Let's talk about how to buy an annuity. First of all, you might not need an annuity. Oh, spoiler. Huh? How about that from the number one annuity agent in the country?
Fixed Indexed Annuities Explained

Fixed Indexed Annuities Explained

No, this isn't going to be a two-hour-long rant. Still, it could be if I was going to explain every nuance of Fixed Indexed Annuities, indexed annuities, hybrid annuities, whatever you're being pitched.