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Transferring Annuities To An IRA

Transferring Annuities To An IRA

Let’s talk about IRAs. Some people say never to put an annuity inside an IRA. I have one comment for all those people with that advice; you’re dumb as a box of hair. That's crazy talk. Why is it crazy talk? Because there's an annuity that the IRS and the Treasury Department put on the planet for use inside an IRA. So let's stop with the nonsense.
How Does A Fixed Index Annuity Work

How Does A Fixed Index Annuity Work

Hot topic. How does a Fixed Indexed Annuity work? Some people think it is the too good to be true product. I’m here to set the facts straight. A typical call I get is, "Hey, Stan, The Annuity Man®, I went to this seminar. I got this nice invitation in the mail, and we got the steak dinner.
Annuity Payout Calculator Review: Stan vs. Big Box

Annuity Payout Calculator Review: Stan vs. Big Box

Spoiler alert, we're going to go through specifics.
Retirement Withdrawal Strategies: MYGA

Retirement Withdrawal Strategies: MYGA

You know me, you trust me, and you know I'm going to tell you the truth. Today's topic is Retirement Withdrawal Strategies. We're talking about MYGAs, Multi-Year Guarantee Annuities. So, we’ll go through how you can use MYGAs for your retirement withdrawal strategies.
Is An Annuity Better Than A Pension

Is An Annuity Better Than A Pension

Question of the day: is an annuity better than a pension? Tough question, loaded question. I will have to break that question down just like your English teacher broke down sentences. Is an annuity better than a pension because it's a bit broader? It always is in the annuity world. You need to know many more details.
How Annuities Transfer Risk

How Annuities Transfer Risk

Today's topic is a good one. It's about how annuities transfer risk. Annuities are insurance policies. Insurance companies exist to make a profit. That is correct. Annuities are issued by life insurance companies, all annuity types, and yes, life insurance companies are in the business to make a profit.
How Much Do You Need To Pay Yourself With Inflation

How Much Do You Need To Pay Yourself With Inflation

So how much do you need to pay yourself? How much will an annuity for lifetime income pay using our calculators? Good question. So if you're looking for a monthly annuity calculator, what will an annuity pay me for life per month? How do I calculate that?
Inflation Adjusted Annuity: Do Index Annuities Save You From Inflation

Inflation Adjusted Annuity: Do Index Annuities Save You From Inflation

Today's topic is one I screamed at the top of my lungs when I saw because one of my dearly beloved clients emailed me this article that said, "Index annuities are the perfect solution to inflation."
How To Get Out of a Fixed Annuity

How To Get Out of a Fixed Annuity

So the question is, how to get out of a fixed annuity? The easy answer is to die, but that's not a very good strategy and undoubtedly not replicable. I love it when people use the word "annuity" as all-encompassing. There are so many different types. So let's just look at the fixed annuity types.
Free Annuity Report Bait & Switch Lead Mills

Free Annuity Report Bait & Switch Lead Mills

Boy, these ads are starting to pop up, aren't they? Free annuity report. As they say, be careful when it's free, right? You got to dig a little further than that. The annuity industry has earned its bad reputation and sales reputation.
Single Premium Immediate Annuity Death Benefit (SPIA)

Single Premium Immediate Annuity Death Benefit (SPIA)

Today's topic is about Single Premium Immediate Annuity death benefits. The death benefits of an immediate annuity. There’s a lot of misinformation out there, as you can only imagine because people are... I read something the other day. It was from a really smart person.
How to Buy an Annuity – Setting Up Your Annuity Beneficiary

How to Buy an Annuity – Setting Up Your Annuity Beneficiary

Today's topic is setting up those annuity beneficiaries, so when your Learjet hits the mountain, you make sure that the annuity company doesn't keep a penny, even though they're on the hook to pay for the contractual guarantee you put in place.
How To Buy An Annuity: Start Here

How To Buy An Annuity: Start Here

I'm going to tell you why this one has been brought to the forefront for me to talk about how to buy an annuity, just the down and dirty basics of why we're doing this.When you see the MYGA feed on my site, I can sell that. I'm not saying you need an annuity, but understand that we sell them.
Is My Annuity Qualified

Is My Annuity Qualified?

So, how do I know if my annuity is qualified? So, what is a qualified annuity? It's an annuity where you've used funds that have not been taxed, like your traditional IRA, which leads me to a little bit of a rant.
How To Calculate Taxable Income On An Annuity

How To Calculate Taxable Income On An Annuity

So, how do you calculate taxable income on an annuity? It's very important for you to understand the taxation of annuities. You can use our proprietary calculators to run quotes on your own terms and timeframe with absolutely no sales pitch.