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Learn the difference between annuity due and ordinary annuity, how immediate annuities work, and how lifetime income payouts are calculated.

Learn the difference between Fixed Index Annuities and Registered Index-Linked Annuities, including principal protection, risk, and contractual guarantees.

Learn what the participation rate in an Indexed Annuity means, how it limits growth, and why these annuities were designed to compete with CDs.

Learn how to compare annuity performance the right way by focusing on contractual guarantees, income payouts, and guaranteed interest rates.

Transferring a retirement annuity contract can be done in certain situations, but it must be proven that the new contract is better contractually.

A retirement annuity contract is simply a contract between you and a life insurance company designed to provide specific contractual guarantees.

Many 401(k) plans are beginning to offer lifetime income options. Learn how these annuity options work and what limitations may exist.

Some annuities advertise a 35% bonus, but those bonuses are often misunderstood. Learn what annuity bonuses really mean and why guarantees matter more.

Learn the differences between Guaranteed Investment Contracts and annuities, including principal protection and fixed interest products.

Learn the most common sources of retirement income including Social Security, pensions, dividend income, and rental property.

Understand whether Medicare tax applies to annuities, pensions, and 401(k) distributions in retirement.

There is no universal retirement percentage. Learn how to calculate your income floor and determine what portion belongs in annuities.

Learn how to determine a good monthly retirement income for a couple and how to calculate your true income floor.

You can structure lifetime annuity income before 59½, but IRS Rule 72T must be followed to avoid penalties.

Annuity suitability is the insurance company’s process to ensure your annuity purchase fits your financial situation and prevents overselling. Here’s how it works.