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What-Happens-To-An-Annuity-When-You-Die?

What Happens To An Annuity When You Die?

What happens to an annuity when you die? First of all, you're dead. Who cares? But that's not a good answer, is it? I don’t think that’s why you’re here.
Are-There-Required-Minimum-Distributions-for-Annuities?

Are There Required Minimum Distributions for Annuities?

Today, we will talk about Required Minimum Distributions (RMDs) and annuities, including how they work and how they all tie together.
Lifetime-Income-Annuity:-How-the-Defer-to-SPIA-Strategy-Works

Lifetime Income Annuity: How the Defer to SPIA Strategy Works

Today, we’re talking about lifetime income annuities and my favorite strategy, the Defer to SPIA strategy—one the annuity industry absolutely hates. But hey, if they hate it, maybe you’ll like it.
Traditional IRA-vs.-Annuity:-How-QLACs-and-DIAs-Have-an-Impact

Traditional IRA vs. Annuity: How QLACs and DIAs Have an Impact

Let's talk about traditional IRAs, annuities, QLACs, DIAs, and all that good stuff. We will go over it in detail because you might think it's easy and everyone understands it—but no.
Annuities-and-Taxes

Annuities and Taxes

The CPA world is split—half love me for it, the other half, the ones trying to sell annuities and do taxes, hate me. However, the bottom line is that if you need tax advice, you need to see a CPA or a tax lawyer.
Pension-Fund-or-Retirement-Annuity:-How-Each-Work

Pension Fund or Retirement Annuity: How Each Work

Pension fund or retirement annuity—what's better? We're going to find out and answer the questions to help you make an informed and rational decision.
Multi-Year-Guarantee-Annuity-Definition

Multi-Year Guarantee Annuity Definition

Okay, so you must be a CD buyer. Are you a CD buyer? Because if you are, you will love Multi-Year Guarantee Annuities (MYGAs).
Is-the-4%-Rule-Dead?

Is the 4% Rule Dead?

Hi there, Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states. I'm so happy you're here for this one because this is a big topic: the 4% rule is dead.
Retirement-Expert-Rants-on-Annuity-Sales-Pitches

Retirement Expert Rants on Annuity Sales Pitches

Hi, my name is Stan The Annuity Man, America's Annuity Agent. I've got to rant about something today. I've done this in the past and received both positive and negative comments about it.
Retirement-Expert-Rants:-Made-Up-FIA-Indexes

Retirement Expert Rants: Made-Up FIA Indexes

Hi, Stan The Annuity Man, America's annuity agent, licensed in all 50 states, including yours. What we’re going to talk about today are what I call made-up indexes out of midair in the Fixed Indexed Annuity world.
Are-Annuities-Really-Guaranteed?

Are Annuities Really Guaranteed?

Hi there, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. The question of the day is a good one: Are annuities really guaranteed?
Retirement-Expert-Rants:-People-Don't-Even-Know-What-They-Are-Buying

Retirement Expert Rants: People Don't Even Know What They Are Buying

Why am I ranting? Because I'm encountering too many people who don't even know what they've bought. And it's not just Index Annuities; that's an easy one.
Which-Is-Better:-Mutual-Fund-vs.-Annuity

Which Is Better: Mutual Fund vs. Annuity

Today's topic is a good one: which is better, a mutual fund or an annuity? You might be thinking, "Wait a minute, Stan, that's an easy one," but it's not. I'll explain the details after this.
How-to-Calculate-an-Annuity-and-Run-the-Right-Quotes

How to Calculate an Annuity and Run the Right Quotes

How do you calculate an annuity and get the right quotes? First things first, you need to figure out if you need an annuity at all. And then, if you do, what type works best?
Deferred-Annuity:-What,-Why-and-Who-Should-Care

Deferred Annuity: What, Why and Who Should Care

We're here today to talk about Deferred Annuities. What are they? When should you consider them? Who should buy one? These are very good questions, and we're going to go through the details.