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Is an Indexed Annuity Fixed or Variable?

Is an Indexed Annuity Fixed or Variable?

The question today is, is an Indexed Annuity fixed or variable? Short answer, fixed, but there's a lot more to it than just that. What I would like to do is go through what a fixed indexed annuity, Indexed Annuity, and a Variable Annuity are and tell you the differences between both.
Do Annuity Companies Keep the Money When I Die?

Do Annuity Companies Keep the Money When I Die?

Today's question is, do annuity companies keep the money when you die? I always get this question and the statement, "I'd never buy an annuity because they keep the money. I don't like that." Well, I blame the annuity industry for that phrase.
Fixed Index Annuities Pros and Cons (TAM Classic)

Fixed Index Annuities Pros and Cons (TAM Classic)

Hi there. Stan The Annuity Man, America's annuity agent. I'm so glad you joined me for today's topic, Fixed Indexed Annuities Pros and Cons.
Annuity Products: Are They a Commodity?

Annuity Products: Are They a Commodity?

Hi, I'm Stan The Annuity Man, America's annuity agent licensed in all 50 states. I'm the number one guy here, and my approach to annuities is completely different from most agents. I only look at annuities for what they will do, not what they might do.
Retirement Income Planning Using Annuities

Retirement Income Planning Using Annuities

Stan The Annuity Man, America's annuity agent, licensed in all 50 states, and, yes, this is not a drill. We're talking about retirement income planning using annuities.
Annuities Explained by Age (TAM Classic)

Annuities Explained by Age (TAM Classic)

Hi there. Stan The Annuity Man, America's annuity agent. I'm passionate about annuities, but I'm also passionate about why you should own an annuity. One thing I'm even more passionate about is the age at which you need to purchase an annuity.
Retirement Calculator: Is Your 401(K) Enough?

Retirement Calculator: Is Your 401(K) Enough?

We need to talk about your 401k. Is that enough for you to retire on? How do we know? How do we go about figuring that out?
5 Biggest Annuity MISTAKES

5 Biggest Annuity MISTAKES

Today, we will talk about the five biggest annuity mistakes, not the five smallest, not the five medium size mistakes, the five biggest annuity mistakes on the annuity planet. Let's get right into it.
401K Rollover to an Annuity

401K Rollover to an Annuity

What we're talking about today is rolling your 401k into an annuity. Should you do that? Could you do that? Why should you do that? Somebody's trying to make you do that. What's the answer Stan The Annuity Man? Let's get into it.
Annuity Sales Pitches: The Facts Behind the Most Popular One

Annuity Sales Pitches: The Facts Behind the Most Popular One

Today's topic is a good one for me because this is the one that makes the top of my head pop off. This is the one that makes the veins pop out of my neck. This is the one when my producer saw me this morning before we got going, and they had to do makeup; I had this vein popping out of my eye.
Annuity Ladder: Does It Create a Higher Payment?

Annuity Ladder: Does It Create a Higher Payment?

What are we talking about today? Annuity ladders. Do annuity ladders, laddering annuities, create a higher income stream? Maybe. Good question, but let's dig deeper into how to structure annuity ladders, how they work, and why you should consider them.
How Does a Fixed Index Annuity Work?

How Does a Fixed Index Annuity Work?

This is a hot topic, not the clothing line for you youngsters out there. How does a Fixed Indexed Annuity work? The Panacea product, the too good to be true, the bad chicken dinner seminar, the good steak dinner seminar where you get the filet mignon.
Retirement Tips: 3 Ways to Have Money Hit Your Bank Account

Retirement Tips: 3 Ways to Have Money Hit Your Bank Account

Today, we will talk about three ways to have money hit your bank account, which we all would like. I call that the income floor, which is the guaranteed income floor.
An Immediate Annuity Has Been Purchased With a Single Premium (SPIA)

An Immediate Annuity Has Been Purchased With a Single Premium (SPIA)

Hi, I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Yes, we will talk about Single Premium Immediate Annuities, the granddaddy of all annuities, how that works, and why you might consider that for a lifetime income stream.
Retirement Lifestyle: 3 Tips to Financially Care for Your Loved Ones

Retirement Lifestyle: 3 Tips to Financially Care for Your Loved Ones

I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. What I'm doing is kind of answering the questions of how do I do this? How do I take care of my loved ones financially? Now, there's a myriad of ways to do that.