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Inflation Options with Annuity Retirement Calculators

Inflation Options with Annuity Retirement Calculators

Today's topic is how to use annuity retirement calculators and use SPIAs, DIAs, and QLAC for inflation. On my site, you can run quotes 24/7 365.What does $100,000 pay? What does $1,000,000 pay? Well, it's all about life expectancy when you make the payment.
Getting Retirement Cash Flow From SPIAs

Getting Retirement Cash Flow From SPIAs

Let's talk about Single Premium Immediate Annuities, acronym SPIA, S-P-I-A, the oldest annuity type. They were introduced in the Rotimes as a pension gift, a lifetime income stream gift to the dutiful Roman soldiers and their families for laying it on the line for the empire.
How To Buy an Annuity: What You Need To Know

How To Buy an Annuity: What You Need To Know

Today's topic is how to buy an annuity, which is a broad topic. I will talk about the industry a little bit and where I see things going.All right. Let's talk about how to buy an annuity. First of all, you might not need an annuity. Oh, spoiler. Huh? How about that from the number one annuity agent in the country?
Fixed Indexed Annuities Explained

Fixed Indexed Annuities Explained

No, this isn't going to be a two-hour-long rant. Still, it could be if I was going to explain every nuance of Fixed Indexed Annuities, indexed annuities, hybrid annuities, whatever you're being pitched.
3 Big Retirement Withdrawal Mistakes

3 Big Retirement Withdrawal Mistakes

So what are the three big retirement withdrawal mistakes? Let's go through them quickly, and then I'm going to dig in, but I know you're saying, "Stan, give me the answer, give me the answer right now."
Is a Pension Plan Just a Good ‘Ole Annuity?

Is a Pension Plan Just a Good ‘Ole Annuity?

Yep. A pension plan is an annuity payment that guarantees a lifetime income stream. Now, it depends on your employer and how they've set things up.The key with the pension plan is you have to look at the claims-paying ability of your employer.
Annuity Examples: Lifetime Income Annuity Choices

Annuity Examples: Lifetime Income Annuity Choices

We're talking about lifetime income choices using annuities.
Does An Annuity Count As Income

Does An Annuity Count As Income

The topic is, does an annuity count as income?
Are Fixed Annuities a Good Idea

Are Fixed Annuities a Good Idea

Today's topic is one that I've done before, but I need to repeat myself so you will understand the eccentricities, the details, the specifics, all that good stuff. They're called facts about annuities. Today's topic is, are Fixed Annuities still a good idea? I think a bigger question is annuities a good idea?
Transfer 401k to Annuity: Should You?

Transfer 401k to Annuity: Should You?

With over 10,000 baby boomers reaching retirement age every single day, many of these retiring workers are asking questions like “Can I move my 401k without penalty?” and “Should I transfer my 401k to an annuity.” Both are questions that involve a 401k rollover strategy.
How Do Annuities Work At Death

How Do Annuities Work At Death

Do annuities work at death? Are there annuities where if you begin to take income or annuitize and then you suddenly pass away that "the bad insurance company" will keep your principal? If so, under what circumstances?What that question is referring to is a structure called life only.
Annuity Retirement Calculator with Inflation Options Using SPIAs, DIAs, and QLAC

Annuity Retirement Calculator with Inflation Options Using SPIAs, DIAs, and QLAC

Today's topic, we're talking about annuity retirement calculators and using SPIAs, DIAs, and QLAC for inflation, how to do that.
An Immediate Annuity Has Been Purchased With A Single Premium (SPIA)

An Immediate Annuity Has Been Purchased With A Single Premium (SPIA)

Let’s talk about Single Premium Immediate Annuities, the granddaddy of all annuities, and how that works.
Annuity Examples: What Not to Buy in 2022

Annuity Examples: What Not to Buy in 2022

I’m about to tell you what not to buy in the Annuity life insurance space in 2022 or what to be on the lookout for because the sales pitches are flawed.
Retirement Portfolio: Your Secret Weapon is Annuities

Retirement Portfolio: Your Secret Weapon is Annuities

Today's topic is your retirement portfolio. The secret weapon is annuities. That doesn't mean everybody needs one, but I will explain how annuities can give you peace of mind, that turnkey approach, that lifestyle you're looking for.Think again when you hear people say, "Don't buy an annuity."