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Can You Convert A Life Insurance Policy Into An Annuity?

Some life insurance policies with cash value can be converted into an annuity through a tax-free 1035 exchange. Learn how the process works and when it may make sense.

Can You Convert A Life Insurance Policy Into An Annuity?

Some life insurance policies with cash value can be converted into an annuity through a tax-free 1035 exchange. Learn how the process works and when it may make sense.

Why People Hate Fixed Annuities

People often hate fixed annuities because of exaggerated sales pitches, confusing terminology, and promises that don't match the contractual reality of the policy.

Never Put 90% of Your Assets Into Annuities

Putting 90% of your assets into annuities is excessive and may leave you without enough liquidity or flexibility. Use only the amount needed to solve your contractual goals.

Common-Sense-Steps-When-Considering-Annuities

December 14, 2025

Common-Sense Steps When Considering Annuities

Learn the PILL framework and the practical steps for deciding if an annuity fits your goals. Understand principal protection, income, legacy, and long term care needs.

How-Much-Income-Will-a-$100,000-Annuity-Pay?

December 11, 2025

How Much Income Will a $100,000 Annuity Pay?

How much income does a one hundred thousand dollar annuity pay. Learn how payout amounts are calculated and why your start date determines the guarantee.

Are-Annuities-Guaranteed?-What-Consumers-Get-Wrong-About-Guarantees

December 8, 2025

Are Annuities Guaranteed? What Consumers Get Wrong About Guarantees

Most people misunderstand annuity guarantees. Learn what is truly contractual, what is not, and how to avoid common sales pitch misconceptions.

Which-Annuity-Lifetime-Income-Best-Fits-Your-Life?

December 7, 2025

Which Annuity Lifetime Income Best Fits Your Life?

Find out which lifetime income annuity fits your needs by answering two simple questions. Learn how SPIAs, DIAs, QLACs, and Income Riders each solve for guaranteed income.

Annuity-Pros-and-Cons:-The-Honest-Breakdown

December 4, 2025

Annuity Pros and Cons: The Honest Breakdown

Get the real pros and cons of annuities without sales hype. Understand guarantees, limitations, and how to choose the right annuity for your goals.

The-Real-Truth-About-Fixed-Annuity-Rates

December 1, 2025

The Real Truth About Fixed Annuity Rates

Learn how Fixed Annuity Rates really work, what the guarantees mean, and how to compare Multi Year Guarantee Annuities the right way.

November 30, 2025

Annuity Fiduciary or a Plaque on a Wall

A plaque on the wall doesn’t make someone a fiduciary. Learn how to spot real integrity in annuity advice and focus on contractual guarantees.

How-To-Avoid-Annuity-Scams-And-Bad-Sales-Pitches

November 27, 2025

How To Avoid Annuity Scams And Bad Sales Pitches

Learn how to spot annuity scams, misleading sales tactics, and false promises so you can buy the right annuity with confidence.

The-Truth-About-Inflation-and-Annuities

November 24, 2025

The Truth About Inflation and Annuities

There is no perfect inflation annuity. Learn how COLA riders really work and why Social Security is the best inflation-adjusted income you own.

Don’t-Be-a-Tater,-It’s-About-Income-Later

November 23, 2025

Don’t Be a Tater, It’s About Income Later

Plan ahead for retirement income. Learn how to create guaranteed future payments using Income Riders, Deferred Income Annuities, and QLACs.

Do-Immediate-Annuities-Satisfy-RMDs

November 20, 2025

Do Immediate Annuities Satisfy RMDs?

Find out if Immediate Annuity income counts toward Required Minimum Distributions and how to structure it correctly inside your IRA.

MYGA-vs-Indexed-Annuities-Explained

November 17, 2025

MYGA vs Indexed Annuities Explained

Compare Multi-Year Guarantee Annuities and Indexed Annuities. Learn which offers guaranteed interest and which sells you a story.

It’s-OK-to-Hate-Annuities-but-Love-Social-Security

November 16, 2025

It’s OK to Hate Annuities but Love Social Security

You can hate Annuities, but you have to love Social Security. Learn why it’s the best inflation Annuity on the planet and how to separate truth from sales hype.

How-Much-Will-My-Annuity-Pay-Each-Month

November 13, 2025

How Much Will My Annuity Pay Each Month

Learn how annuity income is calculated and how to reverse engineer your guaranteed monthly payout using Immediate or Deferred Income Annuities.

What-QLAC-Calculators-Don’t-Tell-You

November 10, 2025

What QLAC Calculators Don’t Tell You

Learn how Qualified Longevity Annuity Contracts work, what QLAC calculators miss, and how they help manage Required Minimum Distributions.

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Join a thriving community of Annuity owners

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Join a thriving community of Annuity owners.