800 509 6473
Annuities
Annuity Types
How To Buy An Annuity
Calculators
Annuity Calculators
MYGA
SPIA
DIA
FIA
QLAC
Income Rider
Get Smarter
Guided
Latest
Annuities Comparison
Retirement Income
About
About Stan
In The Media
Business Hours (ET):
Mon-Fri: 8:30 AM - 8:30 PM Sat: 9:00 AM - 5:00 PM
Book a Call
Free Consultation
Buy Now
Set a Time
Home
/
Learn
/
Article
Article
Article
February 4, 2026
Do Annuity Policies Require Funding Before Issuance?
Annuity policies are funded before issuance, with the option to review specimen policies and cancel during the free look period.
Learn More
Article
Do Annuity Policies Require Funding Before Issuance?
Annuity policies are funded before issuance, with the option to review specimen policies and cancel during the free look period.
Learn More
Article
Understanding How Annuity Policies Are Issued, Funded, and Reviewed
Annuity policies require funding before issuance, but consumers can review specimen policies and cancel for a full refund during the free look period.
Learn More
Article
When Single Premium Immediate Annuities Are Used for Retirement Income
Single Premium Immediate Annuities are used to convert accumulated savings into guaranteed lifetime income with no market attachment.
Learn More
Article
May 15, 2025
What Is the Difference Between an Annuity and an IRA?
An annuity and an IRA are not the same thing. One is a contract, the other is an account type, and confusing the two leads to bad decisions.
Article
May 12, 2025
How Do Insurance Companies Make Money on Fixed Index Annuities?
We’re talking about how annuity companies make money on Fixed Indexed Annuities. We’re going to cover a lot of things: What is a Fixed Indexed Annuity? What does it solve for? How does it work?
Article
May 11, 2025
Annuities: The Best Offense for Diminished Capacity Retirement Planning
Today we’re talking about how annuities are the best offense and strategy against diminished capacity when planning for retirement.
Article
May 8, 2025
Annuity Death Benefits: How Are They Paid?
Today, we're talking about annuity death benefits. You buy an annuity, and you die—what happens?
Article
May 5, 2025
Income Riders and Annuitization Explained: Two Paths to Lifetime Income
Two different annuity structures can create lifetime income, but they work very differently. This explains how Income Riders and annuitization compare, without the sales pitch.
Article
May 4, 2025
Unpacking Deferred Annuities: SPDA, FPDA, MVA
Today, we're talking about Deferred Annuities and some acronyms you may not know until you get your policy: SPDA, FPDA, and MVA.
Article
May 4, 2025
Can You Take Your Money Out of an Annuity?
Whether you can take money out of an annuity depends on the type you own and how it is structured. Understanding the rules matters before you buy.
Article
April 28, 2025
Should You Get Out of Your Annuity?
Today, we’re going to answer the question: Should you get out of your annuity? We’ll ensure you understand the best way to do that and whether it’s even possible.
Article
April 27, 2025
Best Long-Term Investment Strategies
Long-term investing is not just about growth. It is about income, protection, and making sure your money lasts as long as you do.
Article
April 24, 2025
Retirement Expert Rants: Annuities in the News
Let’s talk about annuities in the news. I’m pretty upset about what’s going on with that, and I want you to understand that you'll see many articles. You can call it "fake annuity news."
Article
April 21, 2025
Annuity Income: What Is It and How Does It Work
What are we talking about today? We’re talking about annuity income and how it works. You say, "Well, Stan, it's pretty basic. It just sends me income." No, it's bigger than that.
Article
April 20, 2025
How Much Do You Really Need to Retire?
Retirement isn’t about a magic number. It’s about your income floor and knowing exactly what hits your bank account every month.
Article
April 17, 2025
Average Retirement Income: How Can Annuities Help?
Average Retirement Income: How Can Annuities Help?
Article
April 14, 2025
Annuity Retirement Plan: How to Create One
Hi there, Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states, here to talk about how to create your own annuity retirement plan. That’s a good thing, right?
Article
April 13, 2025
Annuity RMD: Who Cares Other Than the Ultra Rich
Required Minimum Distributions affect anyone with an IRA, not just the ultra-wealthy. Learn how annuities like QLACs and SPIAs can help you plan around RMDs.
Previous
Show More
Popular Learning Content
Annuity Rates – What Are They?
Fixed Annuity – What is it?
Retirement Annuity – How Does it Work?
Retirement Income – Want to Never Outlive Your Money?
Why Aren't Baby Boomers Talking About Retirement Income Insurance?
Join a thriving community of Annuity owners
Join Community
Join a thriving community of Annuity owners.
Join Community