Article

What-Is-the-Difference-Between-an-Annuity-and-an-IRA?

What Is the Difference Between an Annuity and an IRA?

An annuity and an IRA are not the same thing. One is a contract, the other is an account type, and confusing the two leads to bad decisions.
How-Do-Insurance-Companies-Make-Money-on-Fixed-Index-Annuities?

How Do Insurance Companies Make Money on Fixed Index Annuities?

We’re talking about how annuity companies make money on Fixed Indexed Annuities. We’re going to cover a lot of things: What is a Fixed Indexed Annuity? What does it solve for? How does it work?

Annuities: The Best Offense for Diminished Capacity Retirement Planning

Today we’re talking about how annuities are the best offense and strategy against diminished capacity when planning for retirement.
Annuity-Death-Benefits:-How-Are-They-Paid?

Annuity Death Benefits: How Are They Paid?

Today, we're talking about annuity death benefits. You buy an annuity, and you die—what happens?
Lifetime-Income-Benefit-Rider-Vs-Annuitization

Income Riders and Annuitization Explained: Two Paths to Lifetime Income

Two different annuity structures can create lifetime income, but they work very differently. This explains how Income Riders and annuitization compare, without the sales pitch.
Unpacking-Deferred-Annuities:-SPDA-FPDA-MVA

Unpacking Deferred Annuities: SPDA, FPDA, MVA

Today, we're talking about Deferred Annuities and some acronyms you may not know until you get your policy: SPDA, FPDA, and MVA.
Can-You-Take-Your-Money-Out-of-an-Annuity?

Can You Take Your Money Out of an Annuity?

Whether you can take money out of an annuity depends on the type you own and how it is structured. Understanding the rules matters before you buy.
Should-You-Get-Out-of-Your-Annuity?

Should You Get Out of Your Annuity?

Today, we’re going to answer the question: Should you get out of your annuity? We’ll ensure you understand the best way to do that and whether it’s even possible.
Best-Long-Term-Investment-Strategies

Best Long-Term Investment Strategies

Long-term investing is not just about growth. It is about income, protection, and making sure your money lasts as long as you do.
Retirement-Expert-Rants:-Annuities-in-the-News

Retirement Expert Rants: Annuities in the News

Let’s talk about annuities in the news. I’m pretty upset about what’s going on with that, and I want you to understand that you'll see many articles. You can call it "fake annuity news."
Annuity-Income:-What-Is-It-and-How-Does-It-Work

Annuity Income: What Is It and How Does It Work

What are we talking about today? We’re talking about annuity income and how it works. You say, "Well, Stan, it's pretty basic. It just sends me income." No, it's bigger than that.
How-Much-Do-You-Really-Need-to-Retire?

How Much Do You Really Need to Retire?

Retirement isn’t about a magic number. It’s about your income floor and knowing exactly what hits your bank account every month.
Average-Retirement-Income:-How-Can-Annuities-Help?

Average Retirement Income: How Can Annuities Help?

Average Retirement Income: How Can Annuities Help?
Annuity-Retirement-Plan:-How-to-Create-One

Annuity Retirement Plan: How to Create One

Hi there, Stan The Annuity Man, America's Annuity Agent, licensed in all 50 states, here to talk about how to create your own annuity retirement plan. That’s a good thing, right?
Annuity-RMD:-Who-Cares-Other-Than-the-Ultra-Rich

Annuity RMD: Who Cares Other Than the Ultra Rich

Required Minimum Distributions affect anyone with an IRA, not just the ultra-wealthy. Learn how annuities like QLACs and SPIAs can help you plan around RMDs.