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February 17, 2026
What Is an Income Floor in Retirement?
An income floor refers to the reliable income sources retirees depend on to cover basic living expenses.
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Article
What Is an Income Floor in Retirement?
An income floor refers to the reliable income sources retirees depend on to cover basic living expenses.
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Article
How to Live on Retirement Income
Living on retirement income starts with building an income floor using Social Security, pensions, RMDs, and guaranteed lifetime income.
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Article
How Are Annuity Payments Taxed in Retirement?
Tax deferral postpones taxation on retirement savings, but it does not eliminate taxes owed when money is withdrawn.
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Article
November 30, 2025
Annuity Fiduciary or a Plaque on a Wall
A plaque on the wall doesn’t make someone a fiduciary. Learn how to spot real integrity in annuity advice and focus on contractual guarantees.
Article
November 27, 2025
How To Avoid Annuity Scams And Bad Sales Pitches
Learn how to spot annuity scams, misleading sales tactics, and false promises so you can buy the right annuity with confidence.
Article
November 24, 2025
The Truth About Inflation and Annuities
There is no perfect inflation annuity. Learn how COLA riders really work and why Social Security is the best inflation-adjusted income you own.
Article
November 23, 2025
Don’t Be a Tater, It’s About Income Later
Plan ahead for retirement income. Learn how to create guaranteed future payments using Income Riders, Deferred Income Annuities, and QLACs.
Article
November 20, 2025
Do Immediate Annuities Satisfy RMDs?
Find out if Immediate Annuity income counts toward Required Minimum Distributions and how to structure it correctly inside your IRA.
Article
November 17, 2025
MYGA vs Indexed Annuities Explained
Compare Multi-Year Guarantee Annuities and Indexed Annuities. Learn which offers guaranteed interest and which sells you a story.
Article
November 16, 2025
It’s OK to Hate Annuities but Love Social Security
You can hate Annuities, but you have to love Social Security. Learn why it’s the best inflation Annuity on the planet and how to separate truth from sales hype.
Article
November 13, 2025
How Much Will My Annuity Pay Each Month
Learn how annuity income is calculated and how to reverse engineer your guaranteed monthly payout using Immediate or Deferred Income Annuities.
Article
November 10, 2025
What QLAC Calculators Don’t Tell You
Learn how Qualified Longevity Annuity Contracts work, what QLAC calculators miss, and how they help manage Required Minimum Distributions.
Article
November 9, 2025
How Annuities Can Prevent Your Parents From Becoming Your Roommate
Annuities can protect your parents’ independence and prevent them from moving in. Learn how lifetime income keeps families financially stable.
Article
November 6, 2025
SPIA Calculator Results Explained
SPIA calculators look great online, but the real numbers depend on the contract. Learn how Single Premium Immediate Annuities actually work.
Article
November 3, 2025
Understanding Today’s High MYGA Rates
Learn how Multi-Year Guarantee Annuities work, what high MYGA rates really mean, and how to choose the right contract for your goals.
Article
November 2, 2025
Annuity Information in an AI World
AI can’t replace human advice. Learn why annuity decisions require Actual Individuals—not algorithms or sales pitches.
Article
October 30, 2025
How to Leave Your Spouse Guaranteed Income Without Guessing
Learn how to guarantee lifetime income for your spouse after you’re gone. Discover how to plan it right without wasting money.
Article
October 27, 2025
The Indexed Annuity Illusion: Market Upside Without the Myths
Learn the truth about Indexed Annuities. Get real facts about how they work, what they guarantee, and what sales pitches get wrong.
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