Article

An Immediate Annuity Has Been Purchased With a Single Premium (SPIA)

An Immediate Annuity Has Been Purchased With a Single Premium (SPIA)

Hi, I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Yes, we will talk about Single Premium Immediate Annuities, the granddaddy of all annuities, how that works, and why you might consider that for a lifetime income stream.
Retirement Lifestyle: 3 Tips to Financially Care for Your Loved Ones

Retirement Lifestyle: 3 Tips to Financially Care for Your Loved Ones

I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. What I'm doing is kind of answering the questions of how do I do this? How do I take care of my loved ones financially? Now, there's a myriad of ways to do that.
MYGA: The Annuity Industry’s CD

MYGA: The Annuity Industry’s CD

The simplicity of the shirt is what we're going to be talking about today. The simplicity of Multi-Year Guarantee Annuities and how they work. And, by the way, Multi-Year Guarantee Annuities are the industry's version of a CD, a Certificate of Deposit.
The Reality of Life With 20 Year Certain Annuities

The Reality of Life With 20 Year Certain Annuities

Today's topic is one that I've wanted to do for a long time, and I got a call the other day that triggered it. The topic is the realities of life with a 20-year certain or joint life with a 20-year period certain, Immediate Annuity, or Deferred Income Annuity.
Retirement Tips: How to Talk Annuities With a Spouse

Retirement Tips: How to Talk Annuities With a Spouse

Today's topic is interesting: how to talk to your spouse or partner about annuities and how to start telling them about contractual guarantees because most people, when you hear the word annuity, it either equals hate or it's a curse word.
Can You Take Your Money Out of an Annuity?

Can You Take Your Money Out of an Annuity?

In this blog, I'll discuss the different types of annuities and how you can withdraw money from them, whether it's interest, lifetime income, or withdrawals. We'll cover all of that in detail.
Pros and Cons of SPIAs

Pros and Cons of SPIAs

Today's topic is a very good one. We're going to go over the pros and cons of SPIAs, Single Premium Immediate Annuities, and then some of the payout options that you should consider, as well as how they work, which is very, very important.
What Happens to a Pension Annuity When You Die?

What Happens to a Pension Annuity When You Die?

Here's what we're talking about when I say pension annuity: it really comes down to three types of products. The first is a Single Premium Immediate Annuity, which is the granddaddy of all annuities. It's a pure transfer of risk.
Annuity Income: Do You Need It to Start Now or Later?

Annuity Income: Do You Need It to Start Now or Later?

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states, including yours. Today's topic is excellent and stems from the question, do you need income to start now or income to start later?
Are Fixed Index Annuities for You?

Are Fixed Index Annuities for You?

Today’s topic is going to inform a lot of people. It's going to save a lot of people from bad decisions. Hopefully, it will help the industry. I like doing that because this product is causing some issues. And the topic is, Are Fixed Index Annuities for You?
Annuity Fees: What To Expect

Annuity Fees: What To Expect

Hey, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today, we're going to talk about annuity fees. Who else in the world is going to speak about annuity fees but me, Stan The Annuity Man.
Should I Take a Pension Lump Sum or Annuity?

Should I Take a Pension Lump Sum or Annuity?

Should you take a pension lump sum or an annuity? I'm assuming that you've been offered that. You have reached the finish line, you're going to retire, and you need to decide which is best and if an annuity outside, like on the street, is better for you and what probably most agents are telling you to do.
How Annuities Can Help Achieve Your Retirement Goals

How Annuities Can Help Achieve Your Retirement Goals

Today's topic is a good one. That's the reason you clicked it, right? How annuities can help you achieve your retirement goals. Easy for me to say. Now, for all you haters who clicked it and said, "That's not happening with me, man. That's not going to happen." It's already happening, player.
Deferred Income Annuity Definition

Deferred Income Annuity Definition

Today, we are discussing Deferred Income Annuities. What's the definition of a Deferred Income Annuity? Some people call them longevity annuities because they solve for longevity risk. What longevity risk really means is not outliving your money, and that's what a Deferred Income Annuity does.
What Is the Best Annuity for Me?

What Is the Best Annuity for Me?

You ask a good question: What's the best annuity for me? You know what? The answer could be none. We're going to go through all annuity types and answer a bunch of questions, and at the end, you're going to make a good decision on whether an annuity fits you or not.