Redneck Annuity Vacation Anyone?

January 10, 2026
5 min
Redneck Annuity Vacation Anyone?
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What if your retirement income gave you the freedom to stay home or take that trip whenever you want? Stan explains how lifetime income strategies can create flexibility, choice, and peace of mind in retirement.

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Stan The Annuity Man

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0:07
Hi there, Stan the Annuity Man,

0:08
America's annuity agent, licensed in all

0:11
50 states. Today's topic is redneck

0:14
annuity vacation, anyone? And you're

0:16
saying redneck? How dare you call anyone

0:19
a redneck? Hey man, I'm from North

0:21
Carolina. Okay, I can talk like this if

0:24
I want to. You know how Southerners kind

0:26
of talk in the back of their mouth like

0:28
this? I can turn it on and off if I want

0:29
to. Okay. But redneck annuity vacation

0:33
anyone means that

0:36
I'm the type of person that doesn't

0:37
really like to travel. My kids and my my

0:39
wife travel all over the place. A

0:41
redneck annuity vacation to me is

0:43
closing the door and staying in my house

0:47
and shutting off electronics. That's a

0:49
redneck annuity vacation. But how can

0:52
you achieve a redneck annuity vacation?

0:54
you can achieve it, okay, by having the

0:57
guarantees in place and the income in

0:59
place so you don't have to leave your

1:01
house. Okay? So, what we're talking

1:05
about is putting things in place in my

1:08
opinion, income floor. Chapter two of

1:10
your life. Chapter one is you work,

1:12
work, work, work, work, work, work.

1:14
Chapter two is if you get to there, and

1:16
I hope you do. Unfortunately, a lot of

1:18
people in our society aren't going to

1:19
get there, but a lot do. Chapter two is

1:22
I'm not going to do the work work work

1:23
work as much anymore. I want to do

1:25
lifestyle. And that's where the redneck

1:27
annuity vacation comes in because then

1:30
you can choose whether to leave the home

1:31
or not leave the home. You know, if

1:33
given the choice, I'm staying at home.

1:36
Okay, I like that. I'm a recluse. I like

1:39
to read. I play a little bit of a bad

1:41
guitar. I I like all of that stuff. I

1:45
don't want I don't want to go anywhere.

1:47
But the the way that you can do the same

1:49
thing is to have those guarantees in

1:51
place. Right now at the time of this

1:52
taping, I know when I get ready to say

1:54
this, you're going there's no way, Stan.

1:56
There's just no way. I'm getting to the

1:57
point where I'm going to have to make

1:58
the social security choice. I know, I

2:01
know, I know you're saying, "Hey, Stan,

2:04
you don't look that old." Okay. Yes, I

2:07
am. But in addition to Social Security,

2:10
which is the best inflation annuity on

2:11
the planet, you have to start asking

2:13
yourself, what's that income floor that

2:15
I need? What's that in? What's that

2:17
guaranteed income that has to hit the

2:19
account monthly for me to pay the bills

2:22
and to live my annuity vacation redneck

2:26
or otherwise. Okay? You have to ask

2:29
yourself that. And annuities because

2:31
they're contracts can provide that

2:34
lifetime income stream. Or you can say,

2:36
you know what, I've got social security

2:38
and I've got a pension. I've got

2:39
dividend income and I got rental houses.

2:41
I really don't need more income, Stan,

2:43
but I'd like to not lose money. What's

2:45
Warren Buffett's two rules that you

2:47
always remember? Rule number one, Warren

2:49
Buffett, never lose money. Rule number

2:52
two, don't forget rule number one. You

2:55
might be at that stage of your life. I

2:57
know that I am. I do not like losing

2:59
money. I do not. I our our main office

3:02
for the annuity man is in Las Vegas,

3:04
Nevada. One of my favorite places of all

3:07
time. And if you say, "I don't know

3:08
about that." Then you haven't been here

3:10
and you haven't gone to like outside

3:12
Vegas, like non-strip Vegas. It's

3:14
fantastic. It's like saying Orlando's

3:16
all about Disney World. No, it's not.

3:18
I've lived in Orlando, too. It's not

3:20
about that. This is funny. Okay, I

3:23
literally, and I never have to do this.

3:25
I had to stop the video because I went

3:27
down the Orlando rabbit hole. And then I

3:29
started I literally started thinking

3:31
about Orlando because that's where I

3:32
went to school at the University of

3:34
Central Florida where I played

3:35
basketball there and still hold the

3:36
record for free throws. Look it up. Um

3:39
and then I went I looked at my cameraman

3:40
and he you know he gave me that look

3:42
like man I don't think your brain's

3:44
working. He gave me that look you know

3:45
that look that your wife gives you

3:46
sometimes. And I was like yeah I forgot

3:48
what I was talking about. So I said stop

3:50
cut. And so I'm coming back and telling

3:52
you what happened. But we're talking

3:53
about redneck annuity vacations. We're

3:55
talking about contractual guarantees.

3:57
We're talking about putting things in

3:58
place. And I was and I do remember now

4:01
even though I've lost a lot of brain

4:02
cells in the past and that's a whole

4:04
another story. Okay. By the way, side

4:06
note, October 14th, 19 years sober,

4:09
baby. I'm I'm winning on a daily basis.

4:12
But here's the point. Redneck annuity

4:14
vacations don't have doesn't always have

4:16
to be lifetime income. It can be

4:18
principal protection. You can say, "I

4:20
don't want to lose any more money." And

4:21
that's what I was that's what I was

4:22
talking about. I live in Vegas. I don't

4:24
gamble. I've never gambled. I gamble on

4:27
myself. I gamble on my family. Okay? But

4:30
you can protect the principle, say, with

4:31
multi-year guarantee annuities or

4:34
there's fixed index annuities if you get

4:36
your head in line to know that they're

4:38
not going to have market returns.

4:39
They're going to have CD type returns

4:40
that protect the principal. So, you can

4:43
have any type of vacation you want. You

4:45
can have the redneck annuity vacation,

4:47
which is me. You can have, hey, let's go

4:49
to Europe, which is my wife, without me.

4:52
You can have whatever you want. But you

4:54
got to have the guarantees in place so

4:56
that you can contractually go live your

4:58
life without worry. If you want to be in

5:00
the markets, be in the markets. If you

5:02
want to track all that stuff, fine. If

5:04
you want to write options, that's fine.

5:06
But if you want to go to chapter 2 and

5:08
not worry about anything, then you can

5:10
have that redneck annuity vacation by

5:12
locking in guarantees for principal

5:14
protection, income for life, legacy, or

5:17
long-term care. That's that pill

5:19
acronym. Go to my site,

5:20
theanuityman.com, run quotes, and if you

5:23
want to engage with us, you can schedule

5:25
a call with one of my fantastic highQ

5:27
team members that I oversee and listen

5:30
to all the time here in Vegas, the Vegas

5:34
office. So, my name is Stan the Annuity

5:36
Man. See you next time.

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