Market Freestyle or Annuity Lifestyle

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Welcome to Shooting Straight with Stan.

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My name is Stan the Annuity Man,

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America's annuity agent, licensed in all

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50 states. Filming from the inoff studio

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that Zeke, as you know him, built for

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the annuity man. This man, this place is

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great. I mean, there's all kinds of

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lighting, all kinds of stuff. But

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today's topic is a good one. Market

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freestyle or annuity lifestyle. Think

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about it. Stock market at the time of

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this taping going up. You can throw a

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dart at it. Anybody can make money. This

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is great. This is great. But for old

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people like me that's seen markets go up

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and seen them go down. It's a cycle.

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Things are going to happen. But I wish

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you all the best if you're 100% in the

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market and going 100 miles an hour and

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throwing darts at crypto and all that

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stuff. That's great. That's called

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market freestyle. You don't know what's

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going to happen. You're at the mercy of

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geopolitics, as they say. Regardless of

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what side of the political fence you

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land on, you just know things. It's

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chaotic out there. You know that market

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freestyle is fine for a portion of your

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money. But annuity lifestyle, what

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annuity lifestyle means is that you can

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lock in guarantees so that you go live

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your life. Chapter one of most of our

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lives is work work.

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Grind grind grind grind. It's like

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falling off a cliff looking for a

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parachute. Can I get an amen?

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Chapter two of your life should be about

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lifestyle. If you don't believe me, ask

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your spouse. There's one of you, and

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I've been married 37 years to the lovely

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Christine. She does not want market

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freestyle. She wants annuity lifestyle.

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She wants to know the guarantees. How

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much money are we going to make on this

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guaranteed yield? Or what's the

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guarantee of the lifetime income that

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we're going to get so that I can go see

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my new grandson? Or better yet, Stan the

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Annuity Man, when the lovely Christine

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talks to me, that's so nice when she

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does. She'll say, "Stan

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the annuity man." Yes, she does call me

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that. What happens when you die? Does

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that income continue uninterrupted and

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unchanged for me so I can go see my two

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daughters and my grandchildren?

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And I always say to her, "Yes, that's

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what that's how I've set it up." That's

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called annuity lifestyle. Annuity

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lifestyle is chapter two. Annuity

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lifestyle is taking care of yourself.

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Annuity lifestyle is making sure that

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the bills are paid with Social Security.

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The best inflation annuity you've ever

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owned, ever. Okay? If you hate

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annuities, you can't hate annuities

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because you already own one. It's called

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Social Security. If you're so lucky to

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have a pension, great. That's another

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annuity. And then you fill in the gap

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with another lifetime income annuity so

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that you are living that annuity

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lifestyle. Now, here's the good news. I

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call it the income floor. When you put

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in that income floor, social security,

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pension, annuities, dividend stocks,

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side hustle, rental properties, whatever

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money's coming in, that's your income

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floor. Okay? If that income floor is in

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place that covers bills and incidentals

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and travels to castles and all those

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places, okay? Then you can do some

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market freestyle. You're a better

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investor doing market freestyle when you

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have the annuity lifestyle taken taken

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care of. But if you're all in on market

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freestyle, what happens when it goes

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down? I mean, way down, like correction

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down. Well, Zen is I just don't see it

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going down. You know, I've done my

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research and my my my uh advisor for the

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last three years has been great. Of

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course, he's been great for the last

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three years. Anybody have been great for

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the last three years? What I'm not

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saying is you don't you you need some in

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market freestyle but as you get older

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more needs to go into annuity lifestyle.

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So I mean think about it the older you

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get more in lifestyle. The younger you

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are more in freestyle because you have

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time to make it up if losses happen

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within your portfolio. But what happens

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all the time and I remember in 2008 when

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the market took a big gruntola and

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people people like Stan I'm telling you

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right now son I'm never gonna let that

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happened to me again I'm going to lock

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in some guarantees man people's memory

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they just forget they forget what can

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happen begging and pleading you begging

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and pleading you to take some profits

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off the table for market freestyle and

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lock them in contractually for annuity

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lifestyle

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Once again, take some from the

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freestyle. I know it hurts because

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you're a market guru at this point. I

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get it. But lock them in into annuity

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lifestyle.

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And when the market corrects, what have

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you done? You've locked in your income

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floor. You've locked in the guarantees

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that you want. You locked in the

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principal protection that you want if

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that's your goal. And you still have the

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market freestyle. But it's not going to

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make you jump off a bridge. Okay? It's

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not going to make you want to go outside

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and vomit. Always people say, "Well,

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when do you know that the market's

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really correcting Stan the Annuity Man?

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You've been you work for Dean Witter and

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Payne Weber and Morgan Stanley and UBS.

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UBS Union Bank of Switzerland." Yes, I

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did all of that. And my answer to that

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is market corrections. You'll know it

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when your neighbor walks out of their

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front door, stops in the lawn, and

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vomits in the lawn. Just vomits right

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there. Like projectile vomit. That's

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that you're going to see it. That's

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going to happen. But what are you going

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to do? You're right. You're going to

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have your money in annuity lifestyle. So

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that market freestyle is not going to

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make you throw up. It'll make your mouth

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water just a little bit. You know how

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that happens. But you're not going to

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throw up. How's that for shooting it

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straight? How's that for bringing it?

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How's that for the rant? Stan the

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annuity man. Bringing the annuity facts

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and making you think a little bit and

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hopefully take some action. Go to

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theanuityman.com

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to schedule a call with one of my great

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team members. You can maybe get me if

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I'm walking through the office eating a

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cookie or something. But the bottom line

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is let us help. Let us listen and let us

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put you into that annuity lifestyle lane

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so that so that you can live chapter two

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of your life in a happy fashion. My name

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is Stan the annuity man. See you next

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time.