How To Get An Annuity Quote

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Hi there, Stan the Annuity Man, America's annuity agent, licensed in all 50 states and Puerto Rico.

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I can say that like that, I guess. I know my Spanish division in my office is going, "Oh,

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please, please don't do that." Hey, you know, I'm having fun with this. I don't speak Spanish, but

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I have people in my office that do, which is great because we're we're helping that community out as

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well. How to get an annuity quote is what we're talking about today. You have come to the right

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place. The top agent in the country have the best calculators and all that stuff that we've built

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and put all kinds of proprietary stuff in there, and it's free, and we'll talk about it after this.

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So, how do you get an annuity quote? I think we need to back up a little bit because you got the

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cart before the horse, as they say in the South. The first thing you need to do is find

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out if you even need an annuity. An annuity is nothing more than a contract issued by a

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life insurance company that issues the annuity. And the contract solves for four things, not all

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at the same time. But this is what you should be buying annuities for: principle protection,

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income for life, legacy, and long-term care. But the two questions you need to ask before

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you even get to the quote is, what do you want the money to contractually do? And when do you

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want those contractual guarantees to start? Never, ever, ever, ever, ever, ever, ever buy an annuity

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for what it for what it might do. Own it for what it will do. And the might do is potential,

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theoretical, hypothetical, backtested unicorns chasing the butterfly sales pitch nonsense out

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there. Well, surf, if you'd owned it, this you'd have made this. That's crapola. That's just

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nonsense. I wish the annuity industry would clean that crap up. We are, one at a time. One at a time

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because people know better. I mean, if it sounds too good to be true, it is every single time. No

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exceptions. And if you can't explain it to a nine-year-old, no offense to nine-year-olds,

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you should never buy it. Under that premise, if you answer those two questions — what do you

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want the money to contractually do? When do you want those contractual guarantees

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to start? — then you're going to find out which type of annuity. So, let's go through a couple.

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What do you want the money to contractually do? I just want to protect the principle.

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That's answer number one. When do you want that to start? Now. Okay, great. That's a multi-year

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guarantee annuity, MYGA. And on my site, you can go to that section of the site and look at the best

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live fixed rates in the country. Just like the annuity industry version of a CD. Don't make

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it any more complicated than that. You lock in a specific duration, you get a specific interest

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rate, and if you're using non-IRA money, it can compound tax-deferred. But you can use

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in Roth IRAs, IRAs, whatever. But the point is, that answering those two questions, let's do it again.

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What do you want the money to contractually do? I want lifetime income. When do you want

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that lifetime income to start? I want it to start in a month. That is a single premium

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immediate annuity. So, you go to my site, you run the single premium immediate annuity quote.

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Once again, we're quoting all carriers, A+ or better for lifetime income. A+ or better,

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you don't need a sweater. A+ or better for lifetime income.

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Let's do it again. What do you want the money to contractually do? I want lifetime income.

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When do you want those lifetime income contractual guarantees to start? I want them

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to start in four years. Okay, great. What type of money are you going to use? You know that

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we're going to ask you that when you get to the quote. Let's say it's non-IRA money. So now

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we're down to income writers and deferred income annuities. So we're going to quote both of those.

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We're going to look at the highest contractual guarantee. Then you're going to schedule,

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hopefully schedule, a call, free consultation, with my team. We're going to explain the good,

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the bad, the limitation, the benefits of all of those products.

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Alright, what do you want the money to contractually do? I want

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lifetime income using my IRA. When do you want that to start? I want that to start at age

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78. Great. That's a qualified longevity annuity contract. We quote that. And there's some rules

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in there that are pro-tax for you from savings on your RMDs. But that's how easy it is.

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So, it's not just getting a quote. Yes, you can go to my site at theannuityman.com and just, you know,

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just tinker around and run quotes and look at the owner's manuals and download the owners manuals

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for free. Everything on my site's free. Everything on my site does not have a

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paywall. Everything on my site, you just go there and run the quote, okay? Period. In a certain — no

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one's going to call you. We can call you if you want to schedule a call, but we're just not going

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to pick up the phone and call you. We're just not going to do that. I hate when people do that.

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So, where do I get the best annuity quote? Obviously,

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it's at the Annuity Man. We represent all carriers. We just have a different take on this.

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We look at annuities as commodity products, meaning that there's not one carrier better

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than the other. We're just going to shop all carriers for the highest contractual

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guarantee for your specific situation. And then we're going to answer your

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questions. And then you're going to make your decision on your terms and on your time frame.

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So, getting a quote is easy. Getting the right quote requires answering two questions. Getting

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explanation of that right quote requires you scheduling a call at theannuityman.com. It's

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free consultation. And if you don't want to do that, then just shoot me an email,

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[email protected]. I'll handle it. You know, I got a team around me. We got a huge office in Las

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Vegas, Nevada. I still own it. My wife and I still own it. You know, I got skin in the game. I want

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you to make a good decision. I want you to not only get the best annuity quote, but to me make

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the best annuity contractually guaranteed transfer risk decision for your specific situation.

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The key is specific. Everybody has a different goal. Everybody has a different way that they want

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to do it. And for lifetime income, we're going to structure it, unless you tell us otherwise,

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so that 100% of any unused money when you die goes to the family, not the annuity company. Let me say

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it again. The evil annuity company never keeps a penny, even though they're on the hook to pay.

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Now, I'll say one more thing about the quote system. Right now, I think lifetime income is

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a bargain at the time of this taping, check the date, because artificial intelligence is shortening the

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medical breakthroughs, which is lengthening the life expectancy tables, which means that current

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life expectancy tables, in my opinion, having done this for three decades, is a darn bargain. Okay?

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That's not a sales pitch. That's reality. Okay? So I want to go on record that it's a bargain

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right now. You should try to lock it in right now because pretty soon the annuity companies

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are going to have enough data to make the case for lengthen the life expectancy tables. They're

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trying right now. You're starting to see articles being fed to the media talking about AI

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breakthroughs in medicine, also to the GLP-1, the sticks, and now it's getting ready

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to go into pill form. That's changing things as well. People are getting skinnier, living longer.

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I've read the negative stories as well, but all the annuity companies want to know

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is are they going to live longer. If the answer is yes, then they get to lower the payments because

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the payments are going to be long, projected to be longer. That's all you need to know.

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So, right now, looking at annuity quotes, especially for people that are in chapter

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2 or looking at chapter 2 of their life, which is retirement, and building that income

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floor so that they can live comfortably because you've earned the right to do that.

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This is a good time to get those quotes and look at those quotes and interact

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with us. We're not hammers looking for nails. Every single person in my Las Vegas office is

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licensed in all 50 states, but they're not on commission. Their bonus is,

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at my discretion, and it's based upon your satisfaction with how it all went. So,

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a little bit different way that we do it as compared to everyone else.

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So, do me one last favor. Above my head, I did a video just on the contractual guarantees only

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approach that we take. I'm the pioneer of this. I started this. We're not looking at

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hypotheticals or theoreticals or backtested or unicorns chasing the butterflies. We're looking

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at will do. What will the annuity do? You own an annuity for what it will do, not what it might do.

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And that video explains the importance of that to us and why it should be important to you as well.

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My name is Stan the Annuity Man. See you next time.