Crypto Dice Throw or Annuity Guarantees

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Welcome to Shooting It Straight with

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Stan. I'm your host, Stan the Annuity

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Man, America's annuity agent, licensed

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in all 50 states. It's that time of week

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where Stan rants, goes off, and

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factually crushes a topic so that you

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can think and ruminate about it as you

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drive around and walk around and play

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golf. And today's topic is crypto dice

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throw or annuity guarantees. Now, I know

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what you're saying. I know what you're

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saying. I made a killing on Bitcoin and

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Ethim and all that stuff, man. I'm

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killing it out there. I understand. And

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Bitcoin could go to a drillion. I I I

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understand that. No one can really

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explain what's backing it up, but you

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know, that's a whole another topic. But

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can we all agree that's a little bit of

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a dice throw? In my opinion, it's a dice

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throw with a running start throwing an

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overhand.

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Yeah. And there was an article that

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recently came out about crypto that

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fully explained it. And yeah, maybe I'll

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put that on my newsletter coming up. But

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the bottom line is I use crypto dice

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throw as kind of a generalization of

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where people are at right now as

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investors. Yes, the markets keep going

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up and up and up and up and up and even

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with 37 trillion in debt and nobody

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really has a plan to address that. Um,

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you know, artificial intelligence

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investing is driving the market here at

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the annuity man. AI stands for actual

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individuals. You're actually going to

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talk to somebody when you call us at

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theanuityman.com.

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But the point is crypto dice throw

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represents like market dart throwing to

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to man, I'm making a killing out here.

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Yeah, but calm down a little bit. At the

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end of the day, as they say, you need

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contractual guarantees as well. So, is

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it crypto daiso or annuity contractual

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guarantees? What are annuities, Stan?

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Why are you why are you named Stan the

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annuity man? Because annuities should be

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owned for what they will do, not what

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they might do. The will do is the

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contractual guarantees of the policy.

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There's four reasons to own an annuity.

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The acronym is pill. Take the pill. P

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stands for principal protection. I

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stands for income for life. L stands for

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legacy. The other L stands for long-term

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care. Principal protection, income for

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life, legacy, and long-term care. And

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there's two questions that we will ask

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you when you schedule a call with us at

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theanuityman.com. What do you want the

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money to contractually do? And when do

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you want those contractual guarantees to

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start? Keyword contractual.

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Underline it, bold it, whatever. The

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point is everything on this side of the

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ledger with us will be contractual.

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There's no hypothetical, theoretical,

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projected unicorns chasing the

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butterflies type presentations. No.

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Worst case scenario, contractual

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guarantees. Mr. Jones, Mrs. Jones, this

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is what you are going to get. There is

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no crypto dice throw. There will be no

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crypto annuities that we will ever sell.

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[laughter] Okay? It's just not it's not

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going to happen. Now, I've heard some

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rumors out there. There's there's some

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companies out there exploring crypto

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annuities. Good for them. Good luck.

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Have a nice day. Jump off the cliff.

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Find the parachute. I hope. But for you

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out there, it's time to get rational. I

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know what you're saying to me. You don't

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know what you're talking about there.

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You never sold a stock in your life.

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Worked for Morgan Stanley, worked for

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Dean Witter, worked for Payne Weber,

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worked for UBS. Been been there, done

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that. Seen the up, seen the down, seen

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the vomit, seen it all.

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And I'm feeling that same angst within

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the market right now. Do am I calling

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the market? Absolutely not. And anyone

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that thinks they can full of crapola.

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Okay, the bell does not ring at the top

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or the bottom. But what I want you to

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consider is all right the crypto dao has

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gone great. Okay. But how about some

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guarantees? Say, "Well, Stan, I don't do

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guarantee, son. Let me tell you

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something, son. I don't do guarantee. I

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don't believe in guaranteed. Never done

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a guarantee." Yeah, you do. Yeah, you

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you actually have done guarantee. It's

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called Social Security. That is an

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annuity guaranteed issued by the

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government with an inflation increase.

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So, you already have a guarantee in

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place. Period. End of story. If you have

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a pension, if you're so fortunate, one

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of the 9% out there that gets a pension

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from their employer, that's another

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guarantee that you have in place.

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So, you do have them in place. The

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question is, do you need more? Do you

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need to create an income floor? Do you

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need to protect principal? Do you need

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to keep your powder dry? Do you need a

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noncorrelated asset? Non-correlated

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means not attached to the market. And

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don't come out there, well, I bought

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this index annuity. is attached to the

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market, son. I get upside with no

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downside. Cropola, that's a CD product.

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It's not a market product. Anyone says

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it is, they don't know what they're

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selling. It's a CD product. Nothing

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wrong with it, but it's a CD product.

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But what I'm seeing right now is this

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this euphoric uh feeling of markets will

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keep going and going and going and going

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and the tariffs haven't done anything to

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it. Nothing's nothing's affecting it.

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It's just going straight up because

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artificial intelligence is fueling it

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all. And maybe it will continue to go

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forever. Maybe. But what I'm asking you

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in chapter two of your life, and a lot

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of you out there are either in chapter 2

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or you're you're getting ready to

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transition to chapter 2, unless you're a

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professional trader, unless you're

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addicted to the markets, unless you're

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addicted to dice throwing, why would you

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stay there 100%. You just you you

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shouldn't. Period. You should be looking

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for guarantees. And in a pensionfree

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world, and 9% of the people out there

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said have pensions, and with 14,000 baby

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boomers hitting 65 every single day,

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there's got to be a transition from 401k

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accumulation type assets to guaranteed

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assets. And you can guarantee principal

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and just peel off the interest with with

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a MA multi-year guarantee annuity. Or

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you can guarantee a lifetime income for

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you and your spouse for as long as one

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of you is breathing. and we can

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structure it so that the evil annuity

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company doesn't keep a penny.

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Those are guarantees. Those aren't dice

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throws. There are no dice throws in the

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annuity business. It's contractual. Life

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insurance companies issue annuities.

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It's a contract between you and that

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issuing life insurance company. The

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difference between us and everyone else

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on the planet in the annuity business is

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everyone else is selling dreams and and

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moon pies and unicorns chasing the

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butterflies. Moon pies southern. We're

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selling contractual guarantees. You own

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an annuity for what it will do, not what

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it might do. There's not one quote that

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you can get on my site that does not

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show just the contractual guarantees.

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Why? Because that's what you're buying.

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Okay? Any other hypothetical nonsense,

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projected nonsense agent promise, you

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get you get what you deserve if you buy

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that or if the agent says, "Well, Mr.

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Jones, you get an upfront bonus for for

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to sign up for this annuity." There's no

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philanthropist out annuity companies.

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They're not giving money away. they're

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taking something away from the policy if

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a if the alleged supposed upfront bonus

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is a part of it and that's not real

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money. Okay? So, be smart out there.

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Crypto dice throw or annuity guarantees,

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contractual guarantees.

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At least give it some thought. At least

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consider

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putting the income floor in place,

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protecting some principle, and if the

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markets go down, you've already done

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that. You've already hedged against that

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dice throw. Food for thought from Stan

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the annuity man. Been doing this so

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long. You I got shoes older than your

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kids. How about that?

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Shay with Stan. See you next time.