Can I Buy A House With My Annuity Money?

Can you buy a house with your annuity money? In this video, I explain how annuity income can be used to purchase a home, pay a mortgage, or create a guaranteed payment stream. I talk about practical strategies for structuring annuities to fund real estate purchases, protect your principal, and provide lifetime income long after the mortgage is paid off.
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Stan The Annuity Man
Key Moments in this Episode
========================
00:00 Introduction to the video
00:41 Buying a house with annuity money
00:59 How multi-year guarantee annuities work
01:33 How to use an immediate annuity to pay the mortgage
02:54 How you can structure annuities to your situation
03:35 Different ways to structure annuities
04:48 Two ways to buy a house with annuities
05:27 Important advice for buyers
05:52 What makes The Annuity Man different
06:30 How we hire and grow our team
07:40 Next steps and helpful resources
What To Watch Next:
========================
https://youtu.be/wY47VYA2GVs
Resources
========================
📞 Book a Free 30-minute Call with The Annuity Man Team:
https://www.stantheannuityman.com/book-a-call
📘 Get Your FREE Annuity Owner’s Manual:
https://www.stantheannuityman.com/get-smarter/annuity-books
🔢 Use Our FREE Annuity Calculators + Live Rate Feeds:
https://www.stantheannuityman.com/annuity-calculators
🎧 Listen to the Fun With Annuities Podcast:
https://youtube.com/@funwithannuities
Learn More About Stan The Annuity Man
========================
Stan The Annuity Man® is known as “America’s Annuity Agent®” and the top independent annuity agent in the United States, licensed in all 50 states. He is a firm believer that annuities should NOT be purchased for market growth and is focused on educating the consumer so that they can make an informed decision on their terms and on their time frame. Stan has published 7 books on the annuity topic and prides himself on being a consumer advocate for all things annuity.
========================
Video by Nate Woodbury
BeTheHeroStudios.com
http://YouTube.com/c/NateWoodbury
#StanTheAnnuityMan
#Annuity
#TheAnnuityMan
#Retirement
- 0:00 Introduction to the video
- 0:41 Buying a house with annuity money
- 0:59 How multi-year guarantee annuities work
- 1:33 How to use an immediate annuity to pay the mortgage
- 2:54 How you can structure annuities to your situation
- 3:35 Different ways to structure annuities
- 4:48 Two ways to buy a house with annuities
- 5:27 Important advice for buyers
- 5:52 What makes The Annuity Man different
- 6:30 How we hire and grow our team
- 7:40 Next steps and helpful resources
0:00
So, Stan, the annuity man, America's
0:01
annuity agent, licensed in all 50 states
0:03
in Puerto Rico. Can I buy an a house
0:07
with my annuity money?
0:10
Can I do that, Stan the Annuity Man?
0:12
Should I do that, Stan the Annuity Man?
0:14
What do you know about real estate, Stan
0:15
the Annuity Man, and how to fund it?
0:19
Well, you know, you come to the right
0:21
source because I am the master in the
0:24
annuity zone.
0:26
I've forgotten more than most annuity
0:28
agents will ever learn. Think about that
0:30
for a second and I'm going to answer
0:32
this question after this.
0:41
So,
0:45
can I buy a house with my annuity money?
0:47
Can I do that stand the annuity man? The
0:50
answer is yes. The question is what type
0:51
of annuity are you using? And you can
0:54
use a myriad of types of annuities. Um,
0:57
let's go through them.
0:59
Multi-year guarantee annuity is the
1:02
annuity industry version of a CD.
1:05
You could say, "You know what, Stan? I
1:07
don't want to lose a penny, but I want
1:09
to take the interest off the top." In
1:11
essence, peel and play, Stan. Take the
1:14
interest off the top. Use that interest
1:16
that I'm receiving to buy the house. Can
1:20
do it all day long. That's a good way to
1:23
do it. A better way to do it in my
1:26
opinion, well actually that's a really
1:28
good way if you have boatloads of money
1:29
because you keep your powder dry and you
1:31
just peel off the interest. But if you
1:33
don't have boatloads of money, and I'm
1:35
talking about big boats, I live in
1:36
Florida some of the time. Big boats. Um,
1:40
you could buy an immediate annuity
1:43
to pay the mortgage.
1:45
So that let me tell you how that would
1:47
work. So now let me ask Stan, show me
1:50
how that would work. Okay, let's do
1:51
that. You tell me. Okay, it's a $2,000 a
1:56
month
1:57
mortgage that I have to pay. Stan the
1:59
annuity man. I'm an Airbnb king and I
2:02
want Airbnbs and I want to be able to
2:04
fund it. Okay, so $2,000 a month. So
2:07
what do we do? We run a reverse engineer
2:09
quote. You can do this on my site as
2:11
well at theanuityman.com.
2:13
Solving for $2,000
2:16
using the least amount of money to
2:18
guarantee that contractual income.
2:22
Let me say it again. You need $2,000.
2:25
Fill in the blank. Okay, if it's
2:27
something different, we will quote all
2:30
immediate annuity carriers A+ or better
2:34
to create the 2000 contractually going
2:37
to hit like clockwork
2:39
using the least amount of money. It's
2:42
commodity quote.
2:44
And we can even have that money from the
2:47
immediate annuity company go directly to
2:49
the mortgage company. So, it's like
2:51
turnkey, clockwork. So, you could say,
2:54
"Okay, I'm going to take out a 15-year
2:57
mortgage." All right. Then, we buy a
3:00
15-year period certain immediate
3:02
annuity, and it pays that mortgage off.
3:05
Works like a charm. Do it every day.
3:09
Trust can own it if it's non I mean, we
3:11
can do we can do whatever you want it.
3:12
Structure however you want it. Well,
3:14
Stan, I don't want 15 year. I want a
3:16
25-y year mortgage. Okay, great. 25 year
3:18
period. certain
3:20
we can do that.
3:22
That's how you use annuity money to buy
3:25
a home. That's a turnkey approach. So,
3:28
you don't even think about it. And a lot
3:30
of people do that. And you could
3:31
structure it a myriad of ways. You could
3:33
structure it. This is an interesting
3:35
one. So, let's just say that you and the
3:38
spouse are buying this o other house
3:41
that you and the spouse buy another
3:43
house. You and his spouse buying another
3:46
house. Okay? And you're doing that. You
3:48
could set it up joint life with a period
3:52
certain of 15 years. Meaning it's going
3:54
to pay you both for life
3:56
for your life, but a minimum of 15
3:59
years. So if you died in a plane
4:01
accident day two, there's 15 years of
4:03
payment that pay off the house. Or if
4:05
you really want to get fancy, did this
4:07
one the other day. They did this. They
4:10
bought the house and he bought he he
4:12
took the annuity out on his wife's life
4:15
and 15 years certain.
4:18
So here's how that worked. If she if she
4:22
outlives the mortgage, so the mortgage
4:24
worth 15 years, so it's going to the
4:25
mortgage company, right? Pays the house
4:28
off. Once she pays the house pays the
4:30
house off, we change the bank account to
4:32
go to her bank account and it pays her
4:34
for life. You can do that single life on
4:36
her joint life, but you put in the backs
4:39
stop of the guaranteed payment amount
4:41
for the years to pay off the mortgage.
4:44
That's the way to do it with immediate
4:46
annuities in my opinion. So really,
4:48
there's two ways. There's there's migas,
4:51
CDs, CD annuity. You just take the
4:55
interest off the top, never touch the
4:56
principal, use the interest to pay the
4:59
mortgage company. And we can structure
5:01
it so that money goes directly to the
5:03
mortgage company. It we can do that.
5:05
You're going to pay taxes on the money
5:06
coming out. It is what it is. But we can
5:09
make it as turnkey as you want it.
5:13
My offices are in Las Vegas, Nevada. I
5:14
have a ton of people out there working.
5:16
I lose count. I don't know everyone's
5:18
name, but it's a good thing. They're all
5:19
licensed in all 50 states. They know
5:21
what they're doing, but they're not on
5:22
commission. They're there to help you.
5:24
They're not hammers looking for nails.
5:26
But the question is a good one. But have
5:29
done this for a long, long time, pretty
5:31
much seen everything. But to buy a house
5:34
with it, you can do that. But what I
5:36
want you to put in the back of your head
5:37
is you could put in the back stop of a
5:39
15-year period certain put your spouse
5:42
for life on top of that. So that once
5:44
the house is paid off, the income stream
5:46
continues uninterrupted and unchanged
5:49
for as long as she's breathing. Food for
5:51
thought. That's the reason you come to
5:52
me. That's the reason you email me. It's
5:54
stantheanuityman.com
5:55
because I'm involved in every case.
5:58
You're saying, Stan, that's impossible.
5:59
You're right. Thousands of cases every
6:01
month. I'm looking at every single one
6:03
of them. I want to make sure every
6:05
single one of them is up to my standards
6:08
is the recommen recommendation that I'm
6:10
going to make and I'm going to stand
6:12
behind and my license is going to be on
6:14
top of it. That's the difference. The
6:16
difference between us and whoever is
6:19
it's me. It's me. It's me and the people
6:22
that I've trained in my building in Las
6:25
Vegas, and this is a good side story.
6:27
I'll close with this because it's
6:29
important. Everybody in my building
6:32
when when I hired them, they were not
6:34
licensed. They could barely spell
6:36
annuity. Okay? They probably spelled it
6:39
with one N. I didn't care. I just needed
6:41
IQ and work ethic and truthfulness. So,
6:43
but everybody in there now is licensed
6:46
in all 50 states. So, they get licensed
6:49
while they're there. They get trained by
6:51
me. They don't bring any bad juju into
6:55
the building from other people.
6:57
We train them from the ground up.
6:59
Everybody starts at the same place and
7:01
grows from there.
7:04
It's a very unique structure, unique to
7:06
the annuity industry. Nobody has it.
7:09
Everybody's up looking for commissions.
7:11
My team,
7:14
they get paid if you're happy. That's
7:16
their bonus. Okay? So, if you want to do
7:19
something unique like this, you know,
7:21
which is you maybe it's to buy a house,
7:24
maybe it's to to take care of a a child
7:26
with special needs, maybe it's a
7:28
something to take care of your children
7:30
when you die so they don't get the lump
7:32
sum. Anything outside the box I've done
7:35
and I probably invented it. Okay, one
7:39
last thing. Go to my site,
7:40
theanuityman.com. Run quotes as long as
7:43
you want. I pay for every single one of
7:45
them. There were I don't know million
7:47
run last last month. It's crazy. But
7:49
I'll pay for it. I don't care. I want
7:51
you to be able to quote at your desire.
7:54
Quote them as much as you can so you
7:56
understand. You can schedule a call.
7:58
You're probably going to get me. If you
7:59
don't demand me if you want to speak
8:01
with me, that's fine. But do me one
8:02
favor. Watch this video that I did. It's
8:05
on annuities as commodity products. I'm
8:08
the only one again out here talking
8:09
about this, but it's true. The companies
8:12
know it's true, but they have a job to
8:13
do to promote their their products, etc.
8:15
I I get that, but at the end of the day,
8:18
it's all about the number and it's all
8:21
about quoting all carriers. It's all
8:22
about the rating and then it's all about
8:24
what I'm recommending. It's that simple.
8:26
All right. Wasn't that fun? Probably
8:29
wasn't what you expected, huh? Right.
8:32
I'm just a man of mystery, right? Big C
8:34
behind the camera.
8:39
See you next
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