Annuity Information in an AI World

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Artificial Intelligence is everywhere—but it can’t replace real human advice.
In this video, I explain why annuity decisions should never be made by algorithms and what AI really stands for at The Annuity Man: Actual Individuals.
Get the truth about annuities from licensed experts, not bots.
Watch and Enjoy,
Stan The Annuity Man
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0:07
Hi there, Stan the Annuity Man,
0:09
America's annuity agent, licensed in all
0:12
50 states. Today's topic is
0:15
annuity information in an AI world.
0:18
Artificial intelligence is all the rage
0:21
and when you go to your search engine,
0:23
you type it in, it's, you know, there's
0:25
there's artificial intelligence. All I'm
0:28
going to tell you right now is with the
0:29
annuity man AI means actual individuals.
0:34
Okay? It's not you're not going to get
0:36
1-800. You can't get anybody. They're
0:38
actual living human beings. And my
0:41
office, everybody that's sitting in that
0:43
office has licensed in all 50 states.
0:48
They're not on commission. Okay? They're
0:50
on salary. So they have no incentive to
0:52
sell sell sell. But AI is is
0:57
it's tough right now when it comes to
0:59
annuity information because a lot of the
1:00
calls that my team's telling me about,
1:02
they're saying, "Well, you know, they're
1:03
saying they pulled up this and this and
1:05
this about this annuity and AI said
1:07
this." What we're finding out is the
1:09
majority of the time, unfortunately,
1:13
AI is incorrect. So, people are making
1:15
bad decisions or bad assumptions. And I
1:18
I one of my team members says, "Can you
1:21
call this gentleman?" Because he's
1:22
pounding the table saying that the AI is
1:25
right. Of course, it wasn't right. I'm
1:27
standing the annuity man been doing this
1:28
for a long, long time. And I had to
1:31
literally walk him off the AI cliff and
1:33
say, "I hate to break it to you, but
1:35
whatever AI engine that was, they're
1:37
incorrect." Remember, AI is just
1:39
scraping the internet and the world for
1:42
annuity information or whatever you're
1:44
looking up. That could be good or bad.
1:47
That could be right or wrong. That could
1:49
be incorrect or not incorrect. So the
1:51
point is you got to be careful. Could
1:54
you start there? You don't have a
1:55
choice. If you type something in is some
1:58
AI engine going to pop up. And yes, we
2:01
use AI to get you places on our site to
2:04
then talk to a human because AI for us
2:07
stands for actual individuals. We're not
2:10
against it. We're like every other
2:11
business out there. We're utilizing it
2:14
to make the experience, the customer
2:16
experience better and and more uh and
2:18
cleaner and get to where you want to go,
2:21
but at the end of the process or the
2:24
beginning of the process, your call,
2:26
you're going to be able to speak with an
2:28
AI, actual individual at the annuity
2:31
man. And if we don't know the answer,
2:33
we're going to get you the answer. But
2:34
most likely, we're going to know the
2:36
answer. And if you have, hey, they cover
2:38
this on a video or cover this on on one
2:40
of my blogs, we'll do that as well. But
2:43
I just want to put a little bit of a
2:44
warning out there because we're seeing a
2:46
trend of the callers and our clients and
2:49
we have zillions of clients. That's with
2:52
a Z. and they're saying, you know, this
2:54
AI is telling me this where it's scary
2:57
in a lot of cases is we're seeing
3:00
artificial intelligence answers on tax
3:03
ramifications with certain annuities
3:05
that are incorrect. Now, obviously,
3:07
anytime there's a tax question, you
3:09
don't ask an agent. You don't ask
3:11
anybody other than a tax lawyer or a
3:14
CPA. Nod your head. Okay? So, that's the
3:18
first thing. But all of the stuff that's
3:21
happening out right now, I mean, we're
3:23
at the time of this taping, we h we are
3:25
in the middle or the be, I guess, the
3:28
beginning of just a a renaissance time
3:30
period of artificial intelligence.
3:32
That's the reason the stock market's
3:33
going up. There's lots of money going
3:35
into it. We don't know where it's all
3:36
going to end. A lot of it's scary. A lot
3:38
of it's not scary. But when it comes to
3:40
your retirement, when it comes to making
3:43
those decisions about how you're going
3:44
to live the rest of your life, when it
3:46
comes to making a decision on the
3:48
hard-earned money that you have that you
3:50
have put away and you're trying to make
3:53
a decision on it,
3:56
please don't default to AI. Please
3:58
don't. You can use that as a starting
4:00
point, but you need to finish with an
4:02
actual person, the annuity man, that can
4:05
walk you through the right decision and
4:08
not pressure you into anything. So,
4:11
artificial intelligence, I mean, it's
4:13
it's pretty cool. I mean, in the future,
4:16
is the annuity man going to deliver your
4:18
policy with a little like drone thing?
4:20
No, we're still going to use FedEx
4:22
unless FedEx does that. I guess FedEx
4:24
could do that. That's up to FedEx.
4:26
That'd be actually cool, but I'm not
4:28
sure it'd be legal. But I digress. But
4:30
it's it's a fun time period. I was
4:32
telling someone the other day, I mean, I
4:34
know you're saying, "Stand, there's no
4:35
way you're this old." But I am this old.
4:36
I mean, when I went to college, there
4:38
was no there was really no, you know,
4:40
internet, anything like that. There was
4:42
three or four channels. There really
4:43
wasn't cable. And then iPhones came and
4:46
boy, that's changed everything, right?
4:48
And now we're in another one. This
4:50
probably be the last one that I'll see
4:51
in my life, which is artificial
4:53
intelligence. And it's seeping into
4:55
every business. It really is. I was in
4:58
San Francisco the other day, took the
4:59
taxi, and there's no driver in it, okay?
5:02
And I was filming and I'm thinking,
5:03
"This is kind of weird." But, you know,
5:05
that's where we're at. But with
5:06
annuities, you still have to in and
5:09
financial products in general, you still
5:11
have to dig in. You still have to do
5:13
your homework. You still can't take
5:15
someone's word for it. And that someone
5:17
could also include AI. You have to talk
5:19
to an actual individual, which is what
5:21
AI stands for, the annuity man. and then
5:24
make your decision on your terms and on
5:27
your time frame. Use it as a starting
5:29
block and don't finish with AI. But you
5:32
can use it to start and then finish with
5:35
real information, video information. Go
5:37
to my site, download books that I've
5:39
I've written for free. Do all of that
5:41
and then make your decision on your
5:43
terms and on your time frame. My name is
5:45
Stan the Annuity Man. AI stands for
5:48
actual individuals. See you next time.
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