Annuity Information in an AI World

November 2, 2025
5 min
Annuity Information in an AI World
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Artificial Intelligence is everywhere—but it can’t replace real human advice.

In this video, I explain why annuity decisions should never be made by algorithms and what AI really stands for at The Annuity Man: Actual Individuals.

Get the truth about annuities from licensed experts, not bots.

Watch and Enjoy,
Stan The Annuity Man

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0:07
Hi there, Stan the Annuity Man,

0:09
America's annuity agent, licensed in all

0:12
50 states. Today's topic is

0:15
annuity information in an AI world.

0:18
Artificial intelligence is all the rage

0:21
and when you go to your search engine,

0:23
you type it in, it's, you know, there's

0:25
there's artificial intelligence. All I'm

0:28
going to tell you right now is with the

0:29
annuity man AI means actual individuals.

0:34
Okay? It's not you're not going to get

0:36
1-800. You can't get anybody. They're

0:38
actual living human beings. And my

0:41
office, everybody that's sitting in that

0:43
office has licensed in all 50 states.

0:48
They're not on commission. Okay? They're

0:50
on salary. So they have no incentive to

0:52
sell sell sell. But AI is is

0:57
it's tough right now when it comes to

0:59
annuity information because a lot of the

1:00
calls that my team's telling me about,

1:02
they're saying, "Well, you know, they're

1:03
saying they pulled up this and this and

1:05
this about this annuity and AI said

1:07
this." What we're finding out is the

1:09
majority of the time, unfortunately,

1:13
AI is incorrect. So, people are making

1:15
bad decisions or bad assumptions. And I

1:18
I one of my team members says, "Can you

1:21
call this gentleman?" Because he's

1:22
pounding the table saying that the AI is

1:25
right. Of course, it wasn't right. I'm

1:27
standing the annuity man been doing this

1:28
for a long, long time. And I had to

1:31
literally walk him off the AI cliff and

1:33
say, "I hate to break it to you, but

1:35
whatever AI engine that was, they're

1:37
incorrect." Remember, AI is just

1:39
scraping the internet and the world for

1:42
annuity information or whatever you're

1:44
looking up. That could be good or bad.

1:47
That could be right or wrong. That could

1:49
be incorrect or not incorrect. So the

1:51
point is you got to be careful. Could

1:54
you start there? You don't have a

1:55
choice. If you type something in is some

1:58
AI engine going to pop up. And yes, we

2:01
use AI to get you places on our site to

2:04
then talk to a human because AI for us

2:07
stands for actual individuals. We're not

2:10
against it. We're like every other

2:11
business out there. We're utilizing it

2:14
to make the experience, the customer

2:16
experience better and and more uh and

2:18
cleaner and get to where you want to go,

2:21
but at the end of the process or the

2:24
beginning of the process, your call,

2:26
you're going to be able to speak with an

2:28
AI, actual individual at the annuity

2:31
man. And if we don't know the answer,

2:33
we're going to get you the answer. But

2:34
most likely, we're going to know the

2:36
answer. And if you have, hey, they cover

2:38
this on a video or cover this on on one

2:40
of my blogs, we'll do that as well. But

2:43
I just want to put a little bit of a

2:44
warning out there because we're seeing a

2:46
trend of the callers and our clients and

2:49
we have zillions of clients. That's with

2:52
a Z. and they're saying, you know, this

2:54
AI is telling me this where it's scary

2:57
in a lot of cases is we're seeing

3:00
artificial intelligence answers on tax

3:03
ramifications with certain annuities

3:05
that are incorrect. Now, obviously,

3:07
anytime there's a tax question, you

3:09
don't ask an agent. You don't ask

3:11
anybody other than a tax lawyer or a

3:14
CPA. Nod your head. Okay? So, that's the

3:18
first thing. But all of the stuff that's

3:21
happening out right now, I mean, we're

3:23
at the time of this taping, we h we are

3:25
in the middle or the be, I guess, the

3:28
beginning of just a a renaissance time

3:30
period of artificial intelligence.

3:32
That's the reason the stock market's

3:33
going up. There's lots of money going

3:35
into it. We don't know where it's all

3:36
going to end. A lot of it's scary. A lot

3:38
of it's not scary. But when it comes to

3:40
your retirement, when it comes to making

3:43
those decisions about how you're going

3:44
to live the rest of your life, when it

3:46
comes to making a decision on the

3:48
hard-earned money that you have that you

3:50
have put away and you're trying to make

3:53
a decision on it,

3:56
please don't default to AI. Please

3:58
don't. You can use that as a starting

4:00
point, but you need to finish with an

4:02
actual person, the annuity man, that can

4:05
walk you through the right decision and

4:08
not pressure you into anything. So,

4:11
artificial intelligence, I mean, it's

4:13
it's pretty cool. I mean, in the future,

4:16
is the annuity man going to deliver your

4:18
policy with a little like drone thing?

4:20
No, we're still going to use FedEx

4:22
unless FedEx does that. I guess FedEx

4:24
could do that. That's up to FedEx.

4:26
That'd be actually cool, but I'm not

4:28
sure it'd be legal. But I digress. But

4:30
it's it's a fun time period. I was

4:32
telling someone the other day, I mean, I

4:34
know you're saying, "Stand, there's no

4:35
way you're this old." But I am this old.

4:36
I mean, when I went to college, there

4:38
was no there was really no, you know,

4:40
internet, anything like that. There was

4:42
three or four channels. There really

4:43
wasn't cable. And then iPhones came and

4:46
boy, that's changed everything, right?

4:48
And now we're in another one. This

4:50
probably be the last one that I'll see

4:51
in my life, which is artificial

4:53
intelligence. And it's seeping into

4:55
every business. It really is. I was in

4:58
San Francisco the other day, took the

4:59
taxi, and there's no driver in it, okay?

5:02
And I was filming and I'm thinking,

5:03
"This is kind of weird." But, you know,

5:05
that's where we're at. But with

5:06
annuities, you still have to in and

5:09
financial products in general, you still

5:11
have to dig in. You still have to do

5:13
your homework. You still can't take

5:15
someone's word for it. And that someone

5:17
could also include AI. You have to talk

5:19
to an actual individual, which is what

5:21
AI stands for, the annuity man. and then

5:24
make your decision on your terms and on

5:27
your time frame. Use it as a starting

5:29
block and don't finish with AI. But you

5:32
can use it to start and then finish with

5:35
real information, video information. Go

5:37
to my site, download books that I've

5:39
I've written for free. Do all of that

5:41
and then make your decision on your

5:43
terms and on your time frame. My name is

5:45
Stan the Annuity Man. AI stands for

5:48
actual individuals. See you next time.

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