Annuitization Sweeping the Nation: Fun With Annuities

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Welcome to Fun with Annuities. I'm your

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host, Stan, the Annuity Man, America's

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annuity agent, licensed in all 50 states

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in Puerto Rico, the founder of CGO

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contractual guarantees only. Easy for me

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to say, but it's important because we

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only look at what what a policy will do,

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not what it might do. And the will do

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are the contractual guarantees of the

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policy. Which leads us to today's topic,

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which is it's catchy. It's something I

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came up with as I'm driving down the

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road. Annuization

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is sweeping the nation. Annuitization

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will sweep the nation. Annuitization is

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embraced by the nation.

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So, wait a minute, Stan. What's

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anization? What does that mean in

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English? It means to create payments.

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Back in the Roman times, and no, I

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wasn't around then. Zeke might have

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been. Zeke's behind the camera. He's

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from uh he's from Hawaii. Got the board

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shorts on. He might have been around

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during the Roman times. interview was he

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would have known that the beautiful

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Roman soldiers and their families that

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were laying it on the line for the

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empire were paid lifetime income

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streams. That's where the foundation and

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the origination of annuities and

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annuitization comes from. Annual meaning

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payment in Latin my my really smart

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people tell me that and annuitization

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products have been sold in this country

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for over 200 years. My question is,

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Zeke, you know, with the 250 year

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anniversary celebration, check the date

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of this taping that's coming up,

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shouldn't we be celebrating

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annuitization? Of course we should.

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Lifetime income, lifetime income is a

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pension. You can call it what you want.

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Transfer of risk, longevity risk,

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whatever that is. Annuitization has been

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embraced by this nation for a very,

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very, very long time. And you're saying

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to yourself, "Oh, no, that's not true,

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Stan, because I hate annuities. My son

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hates annuities. My my neighbor hates

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annuities. My wife, because I told her

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to, hates annuities. Um, you already own

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the best annuization product on the

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planet. It's called Social Security. So,

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don't be a hypocrite. You love

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annuitization. You already do. And

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annuitization with with Social Security

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is fantastic because it actually

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increases.

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It increases with inflation because it's

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political, not actuarial. By the way,

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I'm contractual running 2028.

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Zeke, I'm running for the presidential

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nomination or the contractual platform

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because annuitization is sweeping the

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nation right now. At the time of this

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taping, the life expectancy tables are a

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darn bargain. Excuse my French for

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saying the word darn because

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in the future with artificial

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intelligence, I think it's our friend. I

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think if we asked Zeke, if we asked

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artificial intelligence, they'd say,

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"Yeah, we are your friend." Um,

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artificial intelligence, one of the good

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things it's doing is it's shortening

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medical breakthroughs, meaning that

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they're going to find cures or or

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lengtheners, I just made that word up,

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for cancer, diabetes, those type of

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things, which means we're going to live

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longer. In conjunction with that, the

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GLP1, weight loss, stab yourself, take a

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pill, lose 20% of your body fat group.

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That's going to lengthen out our life

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expecties. But what does that mean for

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annuitization? What that means is that

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the projected payments will be longer,

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which means there will be more projected

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payments, which means those payments

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will be lower.

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The annuity industry is salivating for

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this because that means they're going to

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make more money and build bigger

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buildings. And I always say annuity life

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insurance companies that issue

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annuities, the reason they have the big

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buildings, they know when we're going to

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die. The reason that property and

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casualty companies do not have the big

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buildings, they don't know when the

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hurricane or the tornado is going to

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hit. So annization

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has been sweeping the nation for a very

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very very long time. Even for the people

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out there that go, "Well, I'd never buy

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an annuity because when I die, money

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goes poof and annuity company keeps the

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money." That's just not smart. Okay? So

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stop talking. If you're going to say it,

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say it in like a like a room by

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yourself, but don't say it out loud in a

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group setting because there's going to

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be somebody that's watched my videos or

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read my books and said, "That's not

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true."

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One of the fallacies and misconceptions

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is that if you buy a annuitization

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product, QAX, DAS, SPAS, deferred income

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annuities, DAS, SPIA, single premium

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immediate annuity annuities, QAX

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qualified longevity annuity contracts.

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Those are annuitization products. Okay?

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Rip the knob off a water faucet. Water's

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coming. In this case, it's it's lifetime

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income. annuization. When we set it up,

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99.999999999%

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of the people set it up to where it's

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going to pay for life. As long as you're

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breathing, what if I lived 150? It's

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going to pay. What if I lived 172? It's

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going to pay. What if I lived 129? It's

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going to pay. Okay? But when your Lejet

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hits the mountain, when your car hits

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the tree, when you when you fall down

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the stairs and hit your head and die,

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and that does happen. That does happen.

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We set it up so that 100% of any unused

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money goes to the family, goes to the

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listed beneficiaries of the policy,

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whether that's a trust or whatever, not

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the annuity company, not the annuity

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company, not the annuity company.

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Okay? So, one of the things I on a side

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note, Zeke, I was going to tell you

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this. My mom's 87 and I always say to

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people at that age, which is that's a

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ripe old age, a ripe is a good word.

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you're either going to, you know, if you

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what's going to kill you most of the

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time at that age is the flu or you're

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going to fall. But if you have the flu

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when you fall, it's a wrap. You're done.

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So I want I you know I'm thinking Zeke

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that I'm going to start a company that

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that has like soft helmets so that when

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they when they the senior citizens and

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I'm thinking wait a minute I'm I'm

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getting I'm headed into that that we'll

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put on this helmet so that when we fall

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and it's eventual that you're going to

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fall okay um you're going to be okay.

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You you still might have the flu but you

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know when you have the flu and you fall

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and you don't have a helmet on it's a

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wrap. Okay. It is a wrap. Speaking of

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that, Zeke, you know, when I travel the

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the world talking about annuities and

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I'm at these hotels, I read a stat the

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other day of how many people die

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slipping in on the marble floor. Of

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course, Zeke, I'm staying in places in

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the bathroom has marble floors. Okay,

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I'm not playing around because you fly

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first class, your kids will. But I read

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the other day where a lot of people die

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by slipping on the bathroom floor in

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their hotel. And I'm thinking to myself,

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I can see that. I could see that because

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everybody out there, the older you get,

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Zeke's young, he's vibrant, man. He's

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like surfing and stuff. I don't know how

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he does that in Las Vegas, but he does.

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But the point is, you lose that balance,

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right? Which leads us to this. You fall

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down, Zeke, you hit your head, you don't

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die, but you go into a coma. They put

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you in the the the hospital, and you're

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in a coma on a respirator, which means

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I'm going to come see you once every

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three months, okay? Because you don't

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know anyway you're in a coma. But my

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point is, if you've annuitized and you

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have a lifetime income stream coming

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from a single premium immediate annuity,

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deferred income annuity, qualified

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longevity annuity contract, the annuity

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company's on the hook to pay. I call

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this respirator annuities. So, some

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actuator comes out and goes, you know,

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we've been paying uh we've been paying

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Stan a long time and he's like 140, but

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he's been on a respirator for 37 years.

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U yeah, I mean, that's that's as long as

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you're breathing, they're going to pay

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the annuity company. That's the transfer

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of risk. And once again, annuitization,

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you can have it start as as early as 30

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days from when the policy is issued, or

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you could defer it forever. I mean, you

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can use deferred income annuities, uh,

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annuitization annuities to lovingly

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handcuff your children like I have to

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where it starts at say when they're age

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50 and it pays a lifetime income stream

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because I don't think social security is

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going to be around. Or you can use a

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qualified longevity annuity contract

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annuization product inside your IRA to

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create a lifetime income stream and also

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potentially lessen your taxes on your

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required minimum distributions.

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Annuitization sweeping the nation with

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with 14 to 15,000 I don't know what the

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count is of of people turning age 65

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every single day. Annuitization will

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sweep the nation even more. I mean I

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have proclaimed 2026. Check the date of

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this taping as the year of lifetime

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income, the year of annuitization, the

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year annuization will officially sweep

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the nation and that the news outlets

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will actually say Stan was right again.

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I am right again. If you chapter two of

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your life is about you. Chapter two is

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not about market returns. You're buying

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more gold and silver and Bitcoin all

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that. No, chapter two is about you.

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You've won the game. Why are you still

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playing? Fly first class or your kids

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will. As I always say, let us quote

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annuization products or better yet, you

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can go, you said, I won't talk to you.

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Okay, that's fine. Go to my site,

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theanuityman.com. Run the quotes until

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your heart's content. Um, there's also a

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lifetime income product called income

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writers. That's not annuitization, but

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it's lifetime income. Lifetime income,

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your income floor is what's important in

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chapter two of your life.

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If you do want to talk to me, shoot me

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an email. Stantheanityman.com.

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Stantheanityman.com. And yes, I will be

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in touch with you. I had a I had a guy

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the other day shot me an email off one

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of these videos and and I shot him

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about, hey, yeah, you know, whenever you

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want to talk, just let me use some times

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and I'll work into my schedule. And he

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sends back an email. I don't believe

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that's you. That looks like AI. Listen,

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AI to us, AI to us means actual

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individuals. Okay? You're going to get

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people here to talk to you. You can have

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free consultations. Everybody in the

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building is um licensed in all 50

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states. But they're not on commission.

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We're not we're not hammers looking for

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nails. So annuitization sweeping the

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nation. Absolutely. Annuitization's been

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sweeping the nation for 200 years plus.

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But we're getting ready to go into

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really interesting times where

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annuization will sweep the nation

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because people going to figure out I

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want lifetime income. I want chapter 2

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to be about me. Okay? Or about chapter 2

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is about you, right? That's what the

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focus is. So that's fun with annuities.

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I'm Stan the annuity man.