067 Bradley Birkenfeld: Whistleblower Still Exposing Corruption and Creating a Better System

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welcome to

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fun with annuities with your host me

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stan

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the annuity man america's annuity agent

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can annuities be fun

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can contractual guarantees be fun

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absolutely they can

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find out the brutal facts about

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annuities with no sales pitches or high

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pressure nonsense

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just the brutal and factual annuity

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truth which is all you need to hear

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let's have some fun with annuities and

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let's have that fun

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start right now

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[Music]

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welcome to fun with annuities i'm your

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host stan the annuity man america's

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annuity agent license in all

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50 states and i am so happy that you

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joined us this week

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and if you hear a little bit of an echo

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in the background it's the the reason is

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i'm in florida and our guest today is in

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malta and if you don't know where malte

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is that is in between sicily and the

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north african coast

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there's a reason that he's in in malta

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his name is bradley birkenfeld and let

1:08
me give you a little bit of background

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on bradley

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um as an international private banker

1:14
he exposed how the union bank of

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switzerland known as ubs

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by the way should work for ubs as well

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they're the world's largest bank

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and he exposed how they helped

1:26
wealthy americans commit billions and

1:28
billions of dollars

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of tax fraud and his his revelations and

1:33
man they were bombshell once

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pretty much cracked the code of what was

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believed to be an impenetrable fortress

1:40
like i mean you just couldn't get

1:42
through the swiss banks

1:43
but he proved that offshore financial

1:45
institutions were systematically aiding

1:47
clients

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in tax evasion corruption terrorist

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activities etc

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his case triggered monumental

1:55
changes in the banking laws and the

1:57
federal tax code

1:59
and international tax treaties as well

2:02
in 2005

2:04
um despite a thriving career at places

2:06
like credit swiss

2:08
barclays bank and ubs um he couldn't

2:11
take it anymore and he said you know

2:13
what i've got to do something about this

2:15
he went to ubs and he said hey um

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you know we need to clean this up um and

2:21
they they rejected him

2:22
and he then turned to the u.s

2:24
authorities um

2:25
unfortunately and he'll tell the story

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he spent 30 months in jail

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but was vindicated and he was vindicated

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in a big way

2:33
not only just because he did the right

2:35
thing but monetarily

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he got the largest irs whistleblower

2:40
reward of all time

2:42
which was i think it's still a record

2:44
104 million dollars for turning

2:47
in and exposing this tax fraud and his

2:50
work has helped

2:52
the u.s treasury to recover to date over

2:55
25 billion dollars in back taxes

2:58
and it set off a domino effect of

3:01
international investigations and

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offshore banking

3:04
and those type of crimes he's now

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retired he's a philanthropist he lives

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in malta

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um he calls it the pirates island once

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again i apologize for a little bit of

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the echo but he's in malta and i'm in

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florida so you know

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technology works until it doesn't but

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hang in there with me this

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is important um we're also going to be

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talking about his book

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lucifer's banker and you can reach back

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and read about that at lucifer's

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banker.com lucifer's is plural lucifer's

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banker.com

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with that being said welcome to fun with

3:34
annuities bradley birkenfeld

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it's a pleasure to be here stan and

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welcome from uh

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sunny malta as you already pointed out

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to your audience

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we're south of sicily north of libya so

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we're right in the middle of the med

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and uh it's a real pleasure to be here

3:51
thank you so much stan

3:52
perf perfect audio on your side so i'm

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not going to talk as much which is

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probably my

3:57
the people on all the podcast platforms

3:59
and the the youtube uh

4:01
channel fun with the new age like yay um

4:04
so let's jump into this

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uh quickly and we're gonna spend as much

4:07
time as you as you will allow us because

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you're the most fascinating guest

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um that i can imagine us having on

4:14
obviously you're originally

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uh you're a boston bruins fan i say

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obviously because i've done so much

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research on you

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give us some background about you

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growing up in massachusetts

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and uh how you got the financial

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services business let's let's

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establish that foundation sure um

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when i grew up i grew up in south of

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boston in a little rural community on

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the water

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had two older brothers and it went to

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some

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a nice private school and met some very

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good friends and

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had academia and athletics so i really

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have a good upbringing with two loving

4:47
parents

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um so it was it was an environment that

4:52
was conducive to you know that

4:53
neighborhood feeling of the 80s you know

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back then when things really worked

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people played outside and got along and

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so forth

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then when i graduated high school i went

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to a private military school up in

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vermont where rotc was founded norwich

5:06
university

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the oldest private military school in

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the country and i did my rotc there but

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didn't go in

5:12
and spent the semester overseas in

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london because i was an econ major

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so that was quite interesting but it was

5:18
right after the 1987 stock market crash

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so

5:21
people were getting fired who had career

5:23
jobs and i just wanted to work there for

5:25
the summer

5:26
so i had to come back to boston and

5:27
continue working

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at a bank where i was working summers in

5:31
college called state street

5:32
global advisors or state street bank the

5:35
investment arm of the bank

5:37
and i started there uh i did two summers

5:40
of internships but then started full

5:42
time in 1988 when i graduated college

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and i worked as a currency trader there

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so i was talking to countries around the

5:48
world trading billions of dollars and

5:50
all the notes prior to the euro so this

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was pre-euro this is 1988-89

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and it was an interesting time because

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you saw so many things uh developing

5:59
quite quickly

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and uh the fall of romania which tesco

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and

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all of these different things the

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european uh economic um

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um union was sort of trying to come to

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its uh fruition

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so it was a very interesting time for me

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as a young man trading currencies from

6:16
institutional pension plans so after i

6:18
did that i started

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seeing some illegal things even at the

6:21
bank which i talked about in the book

6:23
and i just didn't want to be a part of

6:25
it i was a young guy working hard and i

6:27
thought jesus is not

6:28
what i signed up for so they pretty much

6:31
put me into this little probation kind

6:33
of thing

6:34
and then ultimately fired me because i

6:35
wouldn't play ball so i said fine

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you know you want to play that game we

6:38
can play the same game so i went to the

6:40
annual meeting in the bank and exposed

6:42
them

6:43
and then went to the fbi and exposed

6:45
them but the fbi was

6:46
as corrupt as the bank because that was

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the same fbi

6:49
as the whitey bulger cover-up in this in

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the fbi field office in boston

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oh my goodness so so you actually ubs

6:57
wasn't the first

6:58
whistleblower you were whistleblowing

7:01
you had more you had morals from the

7:02
start is what i'm hearing

7:04
that's correct and it's documented i

7:06
went to the fbi i talked to them

7:08
they uh the district attorney who was

7:11
robert mueller

7:12
didn't pursue the case you can't write

7:15
this stuff

7:16
really it's really something else and so

7:18
you had the fbi with the whitey bulger

7:20
nonsense you had robert mueller who

7:22
wouldn't investigate it i had sworn

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affidavits

7:25
i had testimony i met with the fbi

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probably six times

7:29
it's it's a farce it's a total farce

7:31
these guys are useless beyond useless

7:34
they say they're enforcing crime and

7:35
criminals and terrorists

7:38
nothing can be further from the truth

7:40
and i can tell you i lived it i

7:42
saw it i saw it in boston i saw it in

7:44
washington so

7:45
these guys are really bad news they're

7:47
you're either part of the problem or

7:48
part of the solution

7:50
well they're not part of the solution so

7:52
by default they have a problem

7:53
so often getting off topic just a second

7:56
because you threw me with the robert

7:57
mueller thing

7:59
when you saw him get appointed

8:02
what was without being political because

8:04
you know we have listeners on both sides

8:05
of the aisle

8:06
what was your thought i just said to

8:09
myself

8:10
how do you keep perpetuating the same

8:12
pathetic problems by

8:14
putting these people in positions of

8:16
power

8:17
james comey sat on the board of hsbc

8:20
that's the same hsbc that did not find

8:23
the drug cartel for laundering billions

8:25
of dollars

8:26
how is this possible but this is the fix

8:29
stan you know you you put a person of

8:31
power wow pick up the phone and call

8:33
their friends and fix

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the problem and this is where we're

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going to get into lucifer's banker

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uncensored

8:38
because you're going to begin to see

8:40
what you've read the problem the

8:42
inherent

8:43
ingrained problem with government

8:46
there's the revolving door

8:48
there's the protect your backside and

8:49
all your buddies whether they're

8:50
democrats or republicans it doesn't

8:52
matter i'll call a spade a spade

8:54
and i think the problem we have here is

8:57
this has been going on for so long

9:00
it's almost impossible to change it

9:02
because these people are

9:03
really in there for too long a period

9:06
and they're friends so there's tears

9:08
of these corrupt individuals civil

9:10
servants it's the is

9:11
is the unbelievably um

9:15
accelerated level of the good old boys

9:17
network

9:19
precisely correct now ask yourself this

9:21
question

9:22
in the financial crisis eric holder

9:25
didn't prosecute anyone

9:27
not one bank i mean this is just a

9:30
countrywide citibank goldman sachs

9:33
credit suisse

9:34
barclays morgan stanley nieman brothers

9:37
any of them

9:37
nobody but you did put one banker in

9:41
jail

9:41
the whistleblower who brought you the

9:43
biggest tax scandal in u.s history

9:45
in the world so you you go your boy you

9:49
you caught me i was there going to you

9:51
and giving you this information

9:52
and then you turned it on me so so you

9:55
left state

9:56
street and then you went to a firm i

9:58
believe it's called union charter

10:00
correct no i actually went to

10:01
switzerland to get my master's degree

10:03
okay and then while i was in uh getting

10:06
my master's in switzerland i was

10:08
actually

10:08
recruited or actually i went for an

10:10
interview with credit streets private

10:11
banking

10:12
and i was hired okay and yeah the head

10:15
of the private bank really liked me saw

10:17
my skill set he understood that i was

10:19
dynamic and

10:20
outgoing uh and i wanted to fix things i

10:22
want to make things work

10:23
and i was going to be his right-hand man

10:25
well i talked about him in my book dr

10:28
caligari very nice gentleman and he then

10:31
got transferred

10:32
to asia and he said come with me to

10:33
singapore and i didn't want to go

10:35
because i wanted to stay in switzerland

10:37
i figured it was too much of a jump

10:38
i had just finished my masters and this

10:41
was a good opportunity so i stayed

10:43
he actually got blown out in the asian

10:46
currency crisis a couple of years later

10:48
in 98

10:49
and i stayed in switzerland and then i

10:52
moved

10:53
to from credit suisse to barclays

10:54
project back in geneva

10:56
okay and then i worked there for about

10:58
four years and did a lot of work within

11:00
north america and in the uk and then i

11:03
was head hunted up to uh

11:05
ubs in geneva in switzerland and i

11:08
became the

11:08
head of business development for all of

11:10
north america

11:12
interesting and then so you're in

11:14
switzerland you're doing

11:16
you work for ubs and and disclaimer i

11:19
used to be a retail

11:20
uh broker and advisor at ubs a long long

11:22
time ago and

11:23
and was there when they were doing the

11:25
swiss annuities and all that so

11:27
you know bradley is certainly certainly

11:29
familiar with what was going on

11:30
so you're at ubs and

11:34
yeah you know obviously reading your

11:36
book and looking at the pictures in the

11:37
middle of the book things were going

11:38
well for you obviously financially

11:40
personally it was just it was it was

11:42
really really good

11:45
yeah it was it was go ahead

11:48
it was a fantastic opportunity because

11:50
as a foreigner

11:51
you know i needed to work permit by the

11:53
time five years passed which was

11:55
at barclays i got something called a c

11:57
permit from a b permit in essence you

11:59
were swiss but you couldn't vote or you

12:00
couldn't go in the military two things i

12:02
could care less about

12:03
so um i was essentially entrenched there

12:06
i had worked for three major banks

12:08
i was a director at ubs i managed around

12:11
450 million dollars

12:13
i've traveled the world had great

12:15
clients um always made the money worked

12:17
go out of my way not just to sell the

12:19
ubs product as my bosses wanted me to do

12:22
i always confronted them as you know is

12:25
sell what the client wants not what the

12:27
bank wants and this was the biggest um

12:29
grind if you will so i i did a lot of

12:32
good things for my clients and

12:33
you know some were difficult some are

12:34
very easy you know how the business is

12:37
and sure

12:37
people with a lot of money who are doing

12:39
it offshore of course are

12:40
a special breed of course but we had

12:44
we had such a great situation but i

12:47
cared a lot about

12:48
several people and this is what people

12:50
have to understand i cared about my

12:52
colleagues

12:52
i cared about the clients and i cared

12:54
about the shareholders of the bank

12:56
because what the bank was essentially

12:58
doing was lying to all of them

13:00
and that's really where the problem came

13:02
and i said wait a minute now

13:04
i mean it's good to make money you can

13:05
do what you want offshore banking is

13:06
legal in switzerland that's fine

13:08
but when you're telling us to leave

13:10
switzerland to go market aggressively

13:12
to the brokers at payne weber the former

13:14
ubs for sure

13:18
it was just we weren't licensed to do

13:20
this but yet they were so hungry to get

13:23
more money in

13:23
net new money and raise the revenue and

13:25
all this kind of stuff you know the

13:27
story

13:27
yes and i just said this guys this is

13:29
not a good business model

13:31
this is not something that we signed up

13:32
for i mean if people come on open

13:34
accounts and switzerland great

13:35
and you had legacy accounts and they

13:37
were generating revenue and all that

13:38
good stuff

13:39
we don't sign people's tax returns

13:41
that's their business so

13:43
this was sort of a you know a catch-22

13:45
here and that's where i finally said

13:47
when a three-page document was presented

13:49
to me

13:50
from our intranet or internal computer

13:52
system

13:53
i said to my colleague where did you get

13:54
this and that's where i realized they

13:56
were setting this up for a fall because

13:58
they'd say well

13:59
if you don't read the memo and you have

14:00
a problem that's your fault there's the

14:02
memo

14:03
and i thought i'm gonna i'm gonna

14:04
checkmate you and say no i'm not

14:06
i'm gonna sign up for this i want to

14:08
know why this has been put in our system

14:10
why we weren't trained on it and why we

14:12
weren't told about it

14:14
what did that document say what was the

14:16
what was the key tell our listeners that

14:19
because it sounds like this was the fork

14:20
in the road for you

14:22
it was it was definitely the fork in the

14:23
road and what happened was

14:26
this document first and foremost i mean

14:28
i don't look on the internet i mean

14:30
there's thousands of pages of compliance

14:32
and

14:32
documents and whatever so my colleague

14:34
brought it to me so that was the first

14:36
shock like hey wait a minute

14:37
i'm a director of the bank i manage

14:39
people manage a lot of money

14:41
and you're not telling me about this so

14:44
i just find my

14:45
colleague finds it my mistake and shows

14:46
it to me then

14:48
there was no training on the document

14:50
generally you you train

14:51
your bankers like hey we've got a new

14:52
policy or we've got a

14:54
memo or whatever so those two things

14:57
initially were the big red light that

14:59
said wait a minute there's something

15:00
wrong here

15:01
so i backed up and i said uh oh so i

15:03
took it went to my boss i said what the

15:05
hell is this

15:06
they said oh don't make a big don't make

15:07
a big deal you're putting these kids at

15:09
risk

15:10
because you guys are greedy i said no

15:12
and this is [ __ ] i threw it at him i

15:14
walked out the door

15:15
i was furious i'll never forget that day

15:18
and

15:19
i went back to my desk and i made two

15:20
copies i put in my briefcase and took it

15:22
home and i thought

15:23
this is the turning point this is where

15:25
bank secrecy is over because

15:27
they can't continue playing this game

15:29
where you do the business but you're

15:30
taking

15:31
such a legal risk and you're not paid to

15:33
take that risk

15:34
something's gonna happen someone's gonna

15:36
get caught and the whole thing will just

15:37
explode

15:37
so in essence what they were doing and

15:40
this is

15:41
you know big banks and big brokerages

15:43
have the big buildings for a reason

15:45
kind of like life insurance companies

15:47
what they were doing was saying

15:49
sell our stuff do what we tell you but

15:51
you absorb all and shoulder all risk

15:53
isn't am i hearing that right

15:55
that is correct in the three page

15:57
documents in the book people can read it

15:59
it's called the cross a country border

16:01
paper which

16:02
now the irs and the doj and the fbi and

16:05
all these wonderful folks refer to

16:06
cross-border transactions well that was

16:08
thanks to moi

16:10
i was the one who had to educate these

16:12
clowns and and the question is where's

16:14
the doj been for the last 50 years

16:17
this is the problem the us government is

16:20
aiding and abetting tax evasion and

16:22
they're a party

16:24
to criminal conduct you got joe biden in

16:26
geneva today

16:27
why would you even give them the time of

16:29
day when a hundred swiss banks signed

16:32
agreements with the u.s department of

16:33
justice

16:34
to stop the business and pay big

16:36
multi-million dollar fines

16:38
why would you give them any any

16:39
attention whatsoever to this country

16:41
when they're still holding back some

16:43
information why

16:46
just to interject again the book is

16:47
called lucifer's

16:49
banker and you can go to

16:51
lucifersbanker.com you can buy this on

16:53
amazon which is where i purchased my

16:54
copy

16:55
um it is you can't put it down

16:58
and as i was joking with bradley before

17:01
i mean

17:02
when is this going to be a movie and

17:03
he's like well we're working on it and

17:05
he actually

17:06
um you can tell people about this

17:07
bradley about the movie thought and

17:10
and where you're headed with the book

17:11
because the book is a is a

17:13
virtual movie i'm telling you it's it's

17:16
i had a

17:17
i had a ghost writer to be honest he

17:19
helped me you know assemble it and

17:20
you know how books are it's not what you

17:22
put in it it's what you don't put in it

17:24
as well

17:25
it's a balancing act so the book

17:27
actually has come out

17:28
in such a way that uh we added some more

17:31
information about france and canada and

17:33
the uk greece and it just shows the

17:36
ingrained corruption once again that

17:38
i've exposed which

17:39
nobody wants to talk about governments

17:41
are really afraid to

17:42
talk to me because it's it's such a hot

17:44
potato it's a nuclear bomb

17:46
if you will because this is adversely

17:49
affecting

17:49
not just the banks the lawyers the

17:51
accountants the trustees

17:53
but the politicians because in my case

17:57
hillary clinton as secretary of state

17:59
got involved in an

18:00
international criminal investigation why

18:03
why not treasury why not fbi

18:06
because her donors had offshore money

18:10
now out of the 19 000 accounts that your

18:12
audience is going to hear about we had

18:14
19 000 americans

18:16
with 20 billion dollars in assets now

18:18
that was

18:19
one bank of 130 banks in switzerland

18:22
in one country so think about that for a

18:25
moment

18:26
so this and these are and america's a

18:29
hard country to manage

18:30
offshore because it's hard to get money

18:32
in and out and so forth but they're

18:33
quite sophisticated okay

18:35
so out of the 19 000 accounts in our

18:37
universe where we were making around 200

18:39
million dollars a year in profit pure

18:42
profit

18:43
the hillary only demanded 4 700 account

18:47
names

18:47
why not all 19 000 that's a 75

18:51
failure rate so the first is why is she

18:54
involved in an international criminal

18:55
investigation

18:56
the second is why didn't she get all the

18:58
names the third

19:00
my big boss testified at the u.s senate

19:02
and he pled the fifth

19:04
but he had a non-prosecution agreement

19:06
so he committed a felony

19:08
and the doj allowed it and then go back

19:10
to switzerland to free men

19:12
so so you do the right thing

19:16
and you go to jail how's that what's the

19:18
only one to go to jail

19:19
yeah how's that work again and tell us a

19:21
little bit of the details about that

19:25
again my my read on the us government

19:28
and it's a very sad story to be honest

19:30
with you is the us government is very

19:32
corrupt

19:33
um the alliances they've had with

19:35
switzerland and this is very important

19:37
for your audience to understand

19:38
there's an article on my on on my

19:41
website

19:42
back from 2004 when i was working at the

19:44
bank and people said well why would you

19:45
put an article from 2004

19:47
this is critical to understand the

19:50
federal reserve

19:51
fined ubs 100 million dollars

19:55
back in 2004 because they were sending

19:57
currencies

19:59
to three countries that were not allowed

20:01
to get monies they were blocked of the

20:03
u.s

20:04
cuba libya and iran

20:08
okay 2004. we're going back now

20:11
17 years ago so nobody went to jail

20:15
nobody lost their job and the bank just

20:17
wrote a check for 100 million to the fed

20:19
now not 95.7 million

20:22
not 110 million 100 million sounds too

20:25
sexy

20:26
there's the other problem who

20:28
represented the u.s

20:29
interest in cuba libya and iran in 2004.

20:33
switzerland so if you indict ubs you're

20:37
inducting the swiss government

20:40
and that didn't happen so now you begin

20:43
to realize

20:45
that's why joe biden is sitting in

20:46
geneva today and talking to putin

20:48
really so you guys got these backdoor

20:51
deals with switzerland

20:52
cheating guys like you and i and your

20:54
audience where you pay your taxes

20:56
but that these guys can get away with

20:57
this nonsense

20:59
that's a fact it's not it's not my

21:01
opinion it's a fact that articles the

21:03
new york times 2004 it's on my website

21:06
you can read it and switzerland was in

21:08
bed with the us

21:10
why did barack obama said 1.3 billion

21:13
dollars in cash from geneva to tehran on

21:15
a private chat

21:16
why geneva does he have a bank account

21:20
in geneva

21:21
does the fed have a bank account in

21:22
geneva uh-huh

21:25
so so when you're in prison for 30

21:27
months and i think that's the most

21:29
horrific i can't believe

21:30
that happened uh because you were doing

21:32
the right thing

21:34
um you're sitting in there and thinking

21:36
like i've got to write this book

21:38
and and i mean what were you thinking in

21:40
there because obviously that

21:41
you never thought that would happen you

21:43
were doing the right thing you were

21:44
taking the high road and someone ran you

21:46
off the road

21:47
literally and figuratively what's going

21:49
through your mind as you're sitting

21:51
in there for for i think it was 30

21:53
months right

21:54
it was two and a half years you're

21:55
correct and it wasn't a real jail it was

21:58
called as in my book i called it uh

22:00
it was called the camp called the

22:01
campaign sure because it was it was

22:03
quite a it was actually a joke because

22:05
the taxpayers paid for this nonsense

22:07
and the people in there had the most

22:09
ridiculous crimes i mean i

22:10
i saw a guy that gave a three-piece

22:12
sucrose politician he got six months in

22:13
jail i mean

22:15
what this is not justice this is this is

22:18
a business

22:19
and and so it's building prisons and

22:20
this and that and uniforms and lawn

22:22
mowers

22:23
snow blowers and they just spend all

22:24
this money on these prison systems

22:26
when in fact most of these people at a

22:28
camp this is the lowest level you can be

22:30
in which i was in

22:31
so there was no prison cell there was no

22:32
fence i mean some guys ran through the

22:34
woods

22:35
and would break the rules but you know

22:37
you had a lot of freedom but you

22:39
you were incarcerated but it obviously

22:41
motivated you to

22:42
to tell more right this is precisely the

22:46
extent

22:46
and what people have to realize and i'm

22:48
sure your audience knows people who

22:50
unfortunately have been incarcerated and

22:52
most of them wrong

22:54
wrongfully and what happened was was i

22:56
went on my way to help a lot of these

22:58
guys and do appeals

22:59
and then do all these things within the

23:02
the justice system and then i said i'm

23:04
going to write this book

23:06
but what was fascinating was when i

23:08
started my whistleblower in 2005 and

23:10
quit my job i wasn't fired i quit

23:13
ubs i was being paid about one and a

23:15
half million dollars a year i was the

23:16
highest paid banker in switzerland

23:18
because i negotiated a bonus contract to

23:22
anyways so when people say oh he did all

23:25
this for the money

23:26
that's a lie because if you look at the

23:28
timeline i quit

23:29
ups in 2005 october the law wasn't

23:32
passing till december 2006. so a year

23:36
and a half later the law was passed so

23:38
there's no way i could have known what

23:40
was going to be coming in the future for

23:42
legislation

23:43
that's the first thing and it's

23:44
important because people always say oh

23:45
you did it for the money no i didn't

23:47
think the law wasn't there and i didn't

23:48
even know about the law secondly

23:50
when i was in jail uh my attorneys came

23:53
to me with like a six months left and

23:54
told me that they were going to pay me

23:56
i fired my first attorneys and hired the

23:59
man who actually wrote the law in the

24:00
senate finance committee dean zerby

24:02
great attorney and still my attorney

24:04
today so what they've done is

24:06
he actually wrote the law so judge if

24:09
you have a question ask my attorney he's

24:10
the guy who offered the law

24:12
and what happened was the irs

24:15
hated me doj hated me because i made

24:17
them look like the morons they are

24:20
and the irs whistleblowing office which

24:22
was created i was the first guy

24:24
in the door gave him the biggest case in

24:26
the history of the world

24:28
so they said we're gonna pay this guy

24:30
and it didn't matter the doj thought by

24:33
indicting me i wouldn't get paid well

24:36
the law got changed and unfortunately

24:38
for them

24:38
they realized that that didn't work i

24:40
did get paid and it made them look even

24:42
more stupid

24:43
because one well that's your job to

24:46
uncover this country where have you been

24:48
right do anything second it takes a

24:50
whistleblower to walk in the door and

24:52
put to put the

24:52
smell under your nose and say this is

24:54
what's going on and they still didn't

24:56
get it and they screwed up the case so

24:59
it's it's it was a mishmash from all

25:01
these departments and agencies

25:03
treasury doj state department white

25:06
house

25:07
tim geithner was involved mr turbo tim i

25:10
mean i'm not a joke

25:12
these names keep surfacing right and

25:15
this is the problem so you got hillary

25:17
clinton

25:17
and tim geithner and eric holder all

25:20
these cons

25:20
and barack obama barack obama was

25:23
playing golf with the chairman of you

25:25
yesterday i got sentenced

25:28
well my mother's vineyard you can check

25:30
it it's the articles on my website

25:33
i mean it's frightening even worse

25:36
the u.s senate i went to the doj said we

25:38
have to give us

25:39
all these names i said i can't i need a

25:41
subpoena otherwise i go to jail in

25:43
switzerland where i'm from

25:44
and they said we're not giving it to you

25:46
i said you're not getting the names so i

25:48
said [ __ ] you i'm going over the senate

25:50
oh we always got the fist fight the doj

25:52
it was incredible i mean these guys are

25:53
real childs

25:55
childish so i had my attorneys

25:58
take me to the senate the senate loved

26:00
me it said here's a subpoena i said

26:02
here are the names i testified for 10

26:04
hours

26:05
so that committee i went to carl levin

26:08
the u.s permanent subcommittee

26:10
on the investigations had hearings but

26:12
they would never

26:13
call me in live because they knew

26:16
i would embarrass all of them because

26:17
they screwed up the case

26:19
but they said oh well we arrested this

26:21
guy

26:22
you arrested me because i kicked you and

26:24
gave me information

26:25
but you let all my bosses go i mean it's

26:28
ridiculous

26:29
it that's it's crazy and i read an

26:31
article the other day just about

26:33
there's a there's a big stink about

26:35
really rich people not paying taxes

26:37
again is this still happening bradley

26:40
what's going on right now i mean is has

26:43
anything changed it has in switzerland

26:46
they have been destroyed

26:47
decimated the compliance has been

26:49
improved

26:50
profits are down considerably because

26:52
they can't sell secrecy anymore those

26:54
numbered accounts are over

26:55
okay so a hundred swiss banks have come

26:58
in and paid fines to the us government i

26:59
mean think about that i

27:01
i caused a hundred banks to change their

27:03
policies

27:04
for the good second paid fines penalties

27:07
and interest

27:08
and the money from the clients have all

27:11
come back from swiss banks to american

27:13
banks been invested

27:15
and taxed through perpetuity sure i've

27:18
brought back probably 200 billion

27:20
to the u.s government and transforming

27:23
the trillion dollar industry at the same

27:24
time i've helped foreign governments

27:25
like france and germany

27:27
and i testified in the french trial

27:28
recently against ubs

27:30
and that's gonna the verdict will be out

27:32
in september on that probably about 3

27:34
billion euro

27:36
so you begin to realize this is a

27:37
worldwide problem

27:39
the problem is is the fed the european

27:42
central bank

27:42
all these idiots have not got the

27:45
testicular fortitude to come forward and

27:47
say no

27:48
we're gonna put ceos in jail and we're

27:50
gonna find you five times with the

27:52
normal finest and if you don't like it

27:53
we'll take your bank charger it's that

27:56
simple

27:56
instead these guys play politics oh geez

27:59
i might get a job later with your firm

28:01
like comey went to hsbc when hillary

28:05
clinton did this deal with the swiss

28:07
and it's these are facts now you can

28:09
check them on my website

28:10
the swiss government gave 600 000

28:14
to the clinton foundation bill clinton

28:17
got a 1.4 million dollar speaking fee

28:21
from ubs this is we're talking a few

28:23
months right after the settlement

28:25
now wait a minute isn't that pay for

28:27
play

28:28
why did you get the names why didn't you

28:30
find them properly why didn't you indict

28:32
anyone else

28:33
but yeah oh you got the whistleblower

28:34
that's great i was the only banker to go

28:36
to jail

28:37
in the financial crisis wow

28:40
i've got a question in my head and i

28:42
guarantee you my viewers and listeners

28:43
are thinking the exact

28:45
same thing do you fear for your safety

28:48
your life

28:49
no you do i have a lot of

28:52
i have a lot of mechanisms in place and

28:55
if i have to

28:56
quite frankly if i had to shoot someone

28:57
i'd shoot somebody i have no problem

28:59
with that i just know that

29:00
you know with the amount of money that

29:02
you what you did hurt

29:04
people financially when you hurt people

29:06
financially especially the big firms

29:08
you know they're they're their own

29:09
country well this is it

29:12
and i i went to military school i'm

29:13
pretty well savvy about what goes on

29:16
um i keep a low profile pretty much i do

29:18
travel a lot but

29:20
the story has actually even the fbi went

29:23
to my attorneys and said can you tell

29:24
your client to stop talking bad about us

29:26
he said you put him in jail

29:27
what do you expect him to do you know

29:29
send you flowers

29:30
so what i'm doing in essence is just

29:33
exposing the truth

29:35
you guys sometimes that's dangerous

29:37
bradley and you know that and i do work

29:39
i'll be pers

29:40
honestly i worry about you sometimes

29:42
because

29:43
i just um what you've done is fantastic

29:46
and 104 million which sounds huge

29:49
if you really look at what you've done

29:52
positively that's a drop in the bucket

29:54
of what you should have been paid

29:56
uh precisely that's a joke considering

30:00
the taxes you know that last count was

30:02
over 25

30:03
billion that they've recollected and

30:05
then the money coming over getting taxed

30:07
again

30:07
and changing the industry for the good

30:09
but getting back to my

30:11
the question asked about so if it's not

30:12
happening in switzerland

30:14
where is it happening how or is there a

30:17
place that's happening

30:18
it is happening stan and i think the

30:20
problem is this is look

30:22
there'll always be some sort of shady

30:24
business going on where envelopes under

30:26
tables and this kind of nonsense

30:27
sure black money as they call it um and

30:30
there's a great story about the black

30:31
money which i'll tell you and your

30:32
audience

30:33
is a true story it's fantastic where the

30:35
turn black money comes from but

30:37
remember if you're a wealthy person and

30:39
you want to hide money from a spouse

30:41
from the business partner from the tax

30:42
man

30:43
you want to go to a politically stable

30:45
economically stable environment

30:47
switzerland was that it's no longer i

30:50
mean it's still politically and

30:51
economically stable but you can't have

30:52
numbered accounts you can't have any of

30:54
edi companies

30:55
none of them so where do you go do you

30:57
go to singapore

30:58
yeah they're they're cracking down there

31:00
as well um you're going to go to an

31:02
eastern european country and trust the

31:04
bank there

31:06
really with your 5 million 10 million 20

31:08
million

31:09
and you wake up one morning and it's

31:10
gone so

31:12
the problem is finding a location that

31:15
you feel that is politically and

31:16
economically stable plus that it'll be

31:18
there tomorrow and you have someone

31:20
who's fairly sophisticated who can

31:21
handle it

31:22
but again now the problem was in

31:23
switzerland it was the cash society you

31:25
could literally come in and pick up a

31:26
suitcase full of a million dollars in

31:28
cash and walk out the door

31:29
no questions asked those days are over

31:32
so even if you had your money in abc

31:35
country

31:36
how do you get access to it but does

31:39
that's the problem doesn't the current

31:41
cryptocurrency

31:44
category start eating in and creating

31:47
another opportunity for this type of

31:49
fraud

31:50
even though it's blockchain i mean we've

31:52
i've done podcasts on the blockchain

31:54
technology etc but

31:55
it seems to me cryptocurrency is the new

31:58
switzerland

31:59
am i right well look what's happened

32:01
just recently don't

32:02
you're correct look at the the um the

32:04
meat packing um company that got

32:06
extorted

32:07
to three million dollars and they paid

32:09
the cryptocurrencies

32:10
the doj was furious i mean but you know

32:13
it's hey if you guys can stop this from

32:15
happening maybe people wouldn't have to

32:16
pay cryptocurrency

32:17
through uh broads and extortion or

32:19
extortion in that matter

32:21
but here's the other problem is that you

32:23
have all of these different things where

32:25
in which this this age of well if it's

32:29
not transparent then it's got to be

32:30
illegal

32:31
well people pay cash people do all kinds

32:34
of

32:34
nefarious things and the problem is

32:37
you've allowed these banks to perpetuate

32:39
this for years

32:40
and you've never punished them i call it

32:42
political prostitution

32:44
you and i go rob wells fargo in miami we

32:47
steal 10 million dollars we get caught

32:49
and we say we're sorry we give back

32:50
eight we keep one each and we don't go

32:52
to jail

32:53
well that's essentially what the banks

32:55
have been doing they just write a check

32:58
now think they made more profit on the

33:00
illegal business than

33:01
the fine so why would you stop

33:05
you're setting a awful precedent and

33:07
there's no deterrent

33:09
that's where eric holder and the doj are

33:12
dead wrong

33:13
they should be indicted for not doing

33:14
their job and as well as on the

33:16
republican side

33:17
they're wrong as well these banks have

33:19
to be held to temple

33:21
i trust me you put a ceo in jail for two

33:23
years

33:24
this illegal business ends immediately

33:27
put them in put them in a real jail

33:28
right

33:29
yeah well a wheelchair and how about

33:31
find them properly

33:33
i just gave this scenario where you and

33:34
i rob wells fargo i mean

33:36
i do that business with you all day

33:38
never go to jail yeah we're sorry

33:40
and give back something keep a million

33:41
each in essence look at all these banks

33:44
the goldman sachs the citibanks

33:46
countrywides all of them did this not

33:48
just auctioneering

33:49
securities lie more fixing foreign

33:52
exchange rigging

33:53
offshore banking sure you don't you

33:56
don't assess a proper crime

33:58
a penalty to the crime so they're gonna

34:00
keep doing it it's like a charge that

34:02
says oh don't eat candy

34:03
you can't say okay keep eating candy

34:05
what there's no oversight there's no

34:07
penalty

34:09
so in a perfect world where stanley

34:10
nudieman's president and i

34:12
appoint bradley birkenfeld as the czar

34:15
of

34:16
to prevent fraud what do you do

34:20
first thing i do is i put together a

34:22
team of whistleblowers financial

34:23
whistleblowers

34:24
and i send the message out to all the

34:26
banks all the accounting firms

34:28
all the law firms and say um new rodeo

34:32
in town the rules have changed

34:35
if you break the law not only are we

34:37
going to come and really destroy you

34:39
like with arthur anderson and and enron

34:42
i understand they went a little bit far

34:43
but well you know you were breaking the

34:45
law how about that

34:46
and you come in and you're going to say

34:48
that the rules have changed the rules

34:49
have changed why

34:50
because the taxpayers are fed up with

34:52
this nonsense number one

34:54
number two you're setting a bad

34:55
precedence and no deterrent

34:57
and we are going to eradicate this so

34:59
that the next generation doesn't think

35:01
it's okay to do that

35:03
and a a real uh financial team of

35:06
whistleblowers who have no

35:08
vested interest in all these companies

35:10
and can never work for

35:11
any of these companies ever must come in

35:14
and do the right job

35:16
and we're gonna we're gonna be harsh

35:17
we're gonna hold press conferences we're

35:19
gonna say

35:19
we're gonna name names and do it right

35:22
rather than these little secret

35:23
non-prosecution deals and it's

35:25
backroom deals this is what this is the

35:27
problem they've been doing it for so

35:29
long it's it's it's

35:30
customary it's just oh this is the way

35:31
we do business is it doable politically

35:34
i mean in a perfect world if you had

35:36
that

35:37
seat in dc and you're and you you know

35:40
you're the

35:41
czar of fraud prevention is it doable or

35:44
is it or is it

35:46
is it just a pipe dream well the problem

35:48
is the politicians don't want it and i'm

35:50
talking about career politicians and

35:52
you know i you know some people like

35:54
trump some people hate trump some people

35:55
hate biden some people

35:57
okay whatever i don't care about that

35:59
what i care about is

36:00
getting rid of the career politicians

36:02
who have been there too long because

36:04
their buddies up on the hill

36:06
or someone's over a doj or someone's

36:08
over at cia

36:09
no i don't care well

36:13
do you do you stop at green lights and

36:15
go through red lights

36:16
no you don't because the law says you

36:17
stop it red and you go through green

36:19
so why do these guys think they can

36:21
break the law so that's where we have to

36:23
change the whole mindset

36:24
and you've got to come in with a whole

36:26
new group a fresh group of people

36:28
people like a harry marcopolis a friend

36:30
of mine who were toes

36:31
made off sharon watkins and exposed

36:34
enron another great whistleblower

36:35
and so on and so forth why because this

36:38
not only cleans up

36:40
the crime element in our society whether

36:42
it's in the military

36:43
financial pharmaceutical construction

36:46
it's everywhere then the taxpayer says

36:49
wow you're actually doing something to

36:51
clean up this mess because we're paying

36:52
higher prices

36:54
for this corruption and that's where if

36:57
someone gave you the mandate

36:58
like a a president would have to do it

37:00
most likely a cabinet post

37:03
it's it's needed it's needed so much

37:05
because the most successful law in

37:07
america

37:08
you can go check it your audience can

37:09
check it is senator grassley's

37:11
whistleblowing law has brought more

37:13
money back to the u.s treasury

37:14
than all laws combined

37:17
so you eradicate the crime you bring

37:20
money back from the crime and remember

37:22
i got paid from the crime not from the

37:24
taxpayer

37:25
so the taxpayer is actually benefiting

37:27
because they're paying me pennies on the

37:29
dollar from the crime

37:30
i exposed and the rest of it comes back

37:32
to the government

37:34
i mean you should have 100 brad

37:36
berkenfields but does it

37:38
but does that work and i'm just talking

37:40
out loud because

37:41
our listeners are and viewers are saying

37:43
wait a minute this is the

37:45
instinctively we all kind of know that

37:47
this is happening but to hear it from

37:49
the person that was the originator of it

37:51
that is continuing you know it's it's a

37:54
it's a little disturbing

37:56
obviously and my thing now is okay

37:59
let's just say that we could do that a

38:01
whistle blow and all that stuff

38:03
if the media is not telling the truth

38:05
then it's a complete mess

38:07
right well that's the another component

38:10
of it if you don't communicate it

38:12
effectively to the audience and your

38:13
audience is not just these podcasts it's

38:15
on television on radio in newspaper

38:17
magazines and so forth

38:19
so you need a concerted effort where

38:21
you're going to say

38:22
why are we doing what we're doing well

38:23
we're doing it for this the taxpayers

38:25
are fed up

38:26
we're eradicating crimes and corruption

38:29
we're

38:29
getting the money back into the system

38:31
and we're sending a message

38:33
and if you don't like it get out of the

38:35
way or we're going to run you over

38:36
and that hey this is this is big boy

38:39
stuff now this is not like oh geez don't

38:40
hurt us

38:41
aliens and this and that no this is

38:43
about

38:44
the reality of life and there's too much

38:46
corruption in our system

38:47
in system like i sold you like the

38:49
pharmaceutical finance construction

38:51
how about the military oh there's no

38:53
corruption there right we're paying 50

38:55
million for a plane

38:56
i mean there's there's no wiggle room

38:58
there to negotiate those prices

38:59
i mean the whole thing's a mess so i

39:02
think the taxpayer is getting fed up

39:03
really fed up and look everyone has

39:06
their palms breathed somewhere like you

39:07
oh my cousin works for boeing

39:09
or raytheon sure i understand that that

39:11
doesn't mean you have to be

39:13
gouging us and ripping the american

39:15
taxpayer off

39:17
and then if you come back to my story

39:19
about finance

39:20
this is not just about the us and

39:22
switzerland and ubs

39:24
ubs was doing this around the world

39:26
tokyo

39:27
australia south africa argentina

39:31
then what does it get into it gets into

39:33
the real bigger issue of okay whether

39:35
you

39:35
cheat on taxes or hide it from your wife

39:37
or your business partner that's okay

39:38
that's one thing

39:38
and that's not good but okay but what

39:40
about dictators like

39:42
arafat's got his money in geneva so did

39:44
marcos ebuto

39:46
and all these clowns but the us the us

39:49
is the largest offshore center in the

39:51
world today

39:53
why because they turned a blind eye to

39:56
all these offshore companies who have

39:57
money

39:58
you don't want to take my word for it go

40:00
to the new york times who talks about

40:02
joe biden's delaware

40:03
delaware has a nightmare you've got more

40:05
convicts putting

40:07
money there and they've done nothing so

40:09
what essentially the u.s government has

40:11
said is

40:12
we're going to whack you switzerland and

40:13
we'll make an example of birkenfeld

40:16
okay fine whatever i know you're wrong

40:17
and i'm right but that's another of them

40:19
secondly you now open the doors to all

40:22
these nefarious

40:24
acts and i and i can trust you bloomberg

40:27
did an article on this about saying

40:29
the greatest offshore tax haven is

40:31
america now north and south dakota

40:33
you've got delaware you've got nevada

40:36
why are all these places being able to

40:38
hide money for all these

40:40
really bad people i mean foreigners like

40:42
ukrainians and russians and

40:44
south americans all that's right the

40:47
banks make money the accounts make money

40:49
the lawyers make money the trustees make

40:51
money the politicians make money

40:54
and there you go and joe biden's

40:56
delaware is a perfect example has he

40:57
done anything to fix delaware

40:59
no nothing no there's a 12 page yeah

41:02
there is a

41:03
there was a 12-page article on the

41:05
internet about

41:07
during his president during his camp

41:09
during his vice presidency

41:11
talking about how delaware is one of the

41:12
most corrupt states in the nation

41:15
for this offshore business this is

41:17
what's troubling

41:18
why wouldn't he do anything because

41:19
those people are paying his campaign

41:22
right and so on and so forth so that's

41:24
where you need someone like me

41:26
and a group of people like me and a

41:28
dedicated group of people who have no

41:29
vested interest

41:30
except to expose these people and make

41:33
sure that the

41:34
justice is served not not favors passed

41:38
out which we've seen time and time again

41:40
now are you helping current

41:41
whistleblowers i mean are you advising

41:43
people i think you are

41:45
uh and i'm assuming that's all

41:47
confidential as well as it should be

41:49
but do you see people coming to you for

41:52
advice

41:54
sitting at the foot of the master and

41:56
the originator

41:57
um and are you are you encouraged by

42:00
that are you discouraged by

42:02
by the lower the low number of them

42:05
what's going on

42:06
um whistleblowing has taken on a whole

42:09
new development i just was

42:10
in romania helping them write the law

42:12
there with my attorneys in washington

42:14
to help them pass legislation but you

42:16
still have the vestiges of the communist

42:18
mentality like i'm snitching on my

42:20
neighbor and this kind of thing

42:22
no no but you gotta come to the 21st

42:25
century now wake up

42:26
and so that was very important for me

42:28
and the eu directive on whistleblowing

42:30
and it's on my website

42:31
it's a 16-page document that my attorney

42:33
and i sent to the eu

42:35
they never responded what a surprise so

42:38
by the

42:38
end of this year all the countries have

42:40
to pass their whistleblowing initiative

42:42
on eu director

42:44
so i do help um governments i've

42:46
testified

42:48
in the greek embassy in washington d.c

42:50
helped the greek government

42:51
i helped the indian government i've

42:53
helped the german government the

42:54
norwegian government and so forth

42:57
and and then i help individual

42:58
whistleblowers because they're the ones

42:59
who are most fragile and volatile why

43:02
because what people do generally is they

43:04
attack the whistleblower

43:05
jeff staley the ceo of barclays tried to

43:08
uncover a whistleblower

43:10
twice got caught at it got fined i think

43:13
half a million pounds and i wrote a

43:15
i i got interviewed by bloomberg and i

43:16
said no you should be fired immediately

43:19
and the fact that the board kept him

43:21
shows that the board should be fired

43:23
immediately why you're condoning bad

43:26
behavior

43:27
and he was saying well we don't think we

43:28
should be paying we'll support a lot of

43:30
money

43:31
it's not a question of paying them the

43:32
money it's a question of

43:34
right or wrong if we expose you doing

43:37
wrong things

43:38
you have no say in what's going to be

43:40
paid to the whistleblower

43:42
let the legislators figure that out and

43:44
what's happened as i said before the

43:46
whistleblowing awards come from

43:48
when they expose so i have friends who

43:50
have exposed

43:51
i was with the whistleblowers in greece

43:53
who exposed novartis

43:55
they were selling drugs illegally

43:57
foreign corrupt practices act

43:59
boom 540 million very proud of that one

44:02
but the attache at the u.s embassy

44:05
fbi agent was interfering in this so i

44:08
sent my book to him

44:09
i read about it my book i said you know

44:12
that's a crime

44:12
to do this he said well i didn't get

44:14
your book i said well

44:16
if you're not at the embassy i didn't

44:17
get the book how would you know you

44:18
didn't get my book

44:19
i just had it couriered over there

44:21
you're a liar

44:22
yeah so this guy the attention at u.s

44:26
embassy in athens

44:27
was interfering on the noble discus why

44:29
the attorneys representing the

44:30
whistleblowers i met with confidentially

44:32
they were telling us hey we need your

44:33
help i said leave it at me i'd be happy

44:35
to call the guy

44:36
give me his phone number and i called

44:38
him and i said to my book over the

44:39
embassy

44:41
i didn't like that he's probably tapping

44:42
my phone tap my phone you should have a

44:44
new car

44:44
your new card should read global cleanup

44:47
specialist

44:48
right we clean houses like the mafia

44:53
hey one one last segment with you and i

44:55
this is i really want your opinion on it

44:57
no one has the perfect answer but

44:59
um i believe that cryptocurrency

45:02
obviously is not going away blockchain's

45:03
not going away

45:04
but i do believe having worked for the

45:06
large banks like you have

45:08
you know i work for morgan stanley and

45:09
ubs paying wherever dean witter and all

45:11
that stuff

45:12
not not at the highest levels like you

45:14
did but

45:16
it's hard for me to believe that the

45:18
banks aren't going to

45:19
create their own and and control it with

45:23
governments

45:24
and tell these other people that are

45:26
creating them that oh by the way that's

45:28
not worth anything and we don't

45:29
recognize it and just wipe it off the

45:30
board that's my

45:32
conspiracy theorist glass half empty

45:35
pessimistic realist approach what do you

45:38
think's going to happen

45:39
because it's early in the game for

45:41
crypto where do you think it's

45:43
headed i think it's not a conspiracy

45:46
theory i think

45:47
your experience and your background

45:49
serves you well

45:50
um and the other thing you have to ask

45:53
yourself is let's just take

45:55
deviate slightly and take medical

45:57
marijuana

45:58
all the pharmaceutical companies said ah

46:00
this is crap oh no

46:01
this is [ __ ] it's against the law we

46:03
don't want it so you have medicinal

46:05
recreational okay whatever whether you

46:07
like it or not that's not the point

46:08
the point was this people started

46:10
growing these farms and then all of a

46:11
sudden the laws started to change and

46:13
that pharmaceutical said [ __ ] we're

46:15
missing the boat here

46:16
so what did they do started coming in

46:18
and buying it it's the same with crypto

46:21
that's a great correlation by the way

46:23
great right

46:25
that analogy is ideal because it shows

46:27
that they pooh-pooh it

46:29
then the young entrepreneurs make it and

46:32
then they buy them out okay you buy out

46:34
you sell out you made your money or

46:35
whatever

46:36
but then crypto's the same they poo and

46:38
poo

46:39
in it some people don't understand it

46:41
they think it's weird

46:42
okay it's unusual fine but it's exactly

46:45
the same because what they're saying is

46:47
we want to control it and then they'll

46:49
work with the governments

46:50
why do you think on medical marijuana

46:52
that pharmaceuticals are pushing

46:54
pushing pushing so that this is across

46:56
the board and then oh geez your health

46:58
insurance and life insurance

46:59
will pay for it oh [ __ ] forget it this

47:02
is off the chart

47:03
billions for a drug and billions

47:07
for a cryptocurrency so you do believe

47:10
that i mean the united states

47:12
government's not just going to watch

47:13
this

47:14
oh no you're going to make their money

47:17
they're going to they're going to either

47:18
create somewhere

47:19
they're going to create what i call u.s

47:21
coin or patriot coin or something and

47:23
then all

47:24
of the banks will be in cahoots with

47:26
them and i said before that

47:28
blockchain is going to allow them to tax

47:30
daily forget april 15th

47:34
they'll be able to to tax it and i think

47:36
that's really

47:37
going to be the um impetus for the

47:39
government to get involved

47:40
but they're certainly not going to watch

47:42
a private company

47:43
um name the cryptocurrency company that

47:46
you like

47:48
and get and and just grow and grow and

47:49
grow and grow this is i mean and it's

47:51
it's similar it's similar with the

47:53
offshore i remember when they had the

47:54
banking i knew calvin air the very

47:56
famous guy from bulldog

47:57
very interesting guy u.s government

47:59
hated him he was offshore

48:00
he kept thumbing his nose at him and he

48:02
was making millions now

48:04
people are gonna gamble whether you

48:06
gamble in your office for a football

48:08
pool you go to vegas and gamble or you

48:09
go buy a stupid lottery ticket down the

48:11
street

48:12
it's gambling but if they can't control

48:14
it get their cut

48:15
you're exactly right stan they're gonna

48:17
come in and whack you

48:19
and that's where it's from marijuana to

48:21
gambling

48:22
to crypto there it is those are the

48:25
three examples right there

48:26
perfect examples yeah i'm waiting for

48:29
the press conference where the

48:30
government and u.s

48:31
treasury comes out and says you know

48:33
we're introducing the u.s

48:35
coin or patriot coin or whatever they

48:36
want to call it and all of these other

48:38
ones we really appreciate it but at this

48:40
point we're not going to recognize you

48:42
now i know the crypto people say you

48:44
know stan you know that

48:46
this is going to happen but i just want

48:48
you to think i want people and our

48:49
listeners to think about if that happens

48:51
and it probably will

48:52
what happens to the valuations of some

48:54
of these companies

48:56
it's really scary that's very scary

48:59
because

49:00
it's it's like an accounting uh problem

49:02
with the euro when the euro came into

49:04
effect

49:04
correct how do you value assets how do

49:06
you

49:07
value oh so you lower the liabilities

49:10
and increase the assets i mean how does

49:12
that work when one currency goes to

49:13
another

49:14
and you superimpose a fixed exchange

49:16
rate

49:17
this is very dangerous extremely and

49:19
then you've got things such as

49:21
um annuities and pensions sure how'd

49:23
that affect them i mean this is good

49:25
this is crazy

49:27
i agree let's talk about your book a

49:29
little bit in the last segment um before

49:31
we have to let you go and enjoy

49:32
malta for goodness sakes i'm holding up

49:35
the book for the for the viewers on

49:37
on the pot on the fun with annuities

49:39
podcast youtube channel

49:42
and it's called lucifer's banker

49:45
lucifersbanker.com you can buy it on

49:47
amazon you'll get it the next day

49:48
and you'll never put it down i find i

49:51
found fascinating while i'm reading the

49:53
book and i really appreciate you putting

49:54
some pictures inside of it

49:56
not because i'm an ex-athlete that likes

49:58
to look at pictures

49:59
and not read but um it kind of told the

50:03
story

50:04
visually which i really um i really

50:08
appreciated

50:09
you know the just every every little

50:10
picture was fun

50:12
and the one with mel gibson and kevin

50:14
costner maybe you can close with uh

50:16
with a little story about our friend

50:18
kevin costner and he wasn't

50:20
he wasn't dancing with wolves he was

50:22
dancing with money right

50:23
oh yeah he was he was eliot ness with

50:26
the untouchables yeah

50:27
mr taxman yeah look and i've said this

50:30
to the doj i've sent

50:32
the irs they sent the u.s senate i sent

50:34
it to the sec

50:35
and i gave them a list of names one of

50:37
them was kevin costner had 20 million

50:39
plus

50:40
offshore undeclared money fact i'm suing

50:42
him now in the state of florida by the

50:44
way

50:44
um the case got thrown out because they

50:47
said it wasn't the jurisdiction but i

50:49
lived in miami when i launched the book

50:51
and they

50:52
threatened me with letters so we're

50:53
appealing that right now

50:55
kevin carson we're appealing him um

50:57
there were people like leonard lauder

50:59
estee lauder was my account when she

51:00
died i had her death certificate

51:03
i guess we should call them estee fraud

51:05
because they've been

51:07
all the american people very nice and

51:10
the f

51:10
and the son leonard waters of fraud he

51:12
had an account with my boss

51:14
and and the court in florida threw his

51:16
case out just last week

51:17
where they said jurisdictions not

51:18
florida should be new york i said no

51:20
you're wrong i mean the court said a

51:23
disaster anyways

51:24
what i did was um my boss managed kevin

51:27
carson's account and i used to handle

51:29
his currency allocation

51:31
so for kevin costner to say that he

51:33
didn't have an offshore account his

51:34
lawyers spewing all this nonsense

51:36
i put a sworn affidavit in place i went

51:39
to the doj irs

51:40
sec u.s senate and gave his name so you

51:42
should be indicting me for my deal

51:45
but the real question is to the american

51:47
people in your audience

51:48
why wasn't he indicted you're not

51:51
allowed to come in the offshore

51:52
voluntary disclosure program if they

51:54
already had your name which i gave his

51:56
name way back in 2007.

51:59
so what gives bradley i want

52:02
he can't play the lead role in your

52:04
movie obviously so he's off the board

52:06
but i i do want you to have

52:08
this movie done because i want you to

52:10
they have to invite you to the hollywood

52:12
parties

52:13
i want that exactly i want you to be

52:15
there i want you to be with all these

52:17
people that you've

52:18
that that really i guess don't like the

52:21
truth right or don't like the truth

52:23
exposed about

52:24
them um and they put on this facade of

52:27
i'm a good person perfect person um

52:31
kind of as a as as to close this out for

52:34
the listeners who are

52:35
just typical and i'm sure americans and

52:38
i'm sure we have some listeners overseas

52:40
as well

52:41
um what do you tell them i mean this

52:44
this is i mean

52:46
this is earth-shattering stuff and it's

52:48
a little unnerving

52:49
to know the truth even though in the

52:50
back your mind you know these things are

52:52
happening

52:53
what would you tell the people is there

52:55
hope or is this just going to continue

52:57
this type of fraud

52:59
whistleblowing program is a very good

53:01
program and it should be supported

53:02
that's number one that's how we're going

53:03
to get the truth out there

53:05
um you're going to get from a to z from

53:07
someone not just little cherry picking

53:09
no that whistleblower will give you it

53:10
all why because they have a vested

53:12
interest to come forward and tell it all

53:14
and not to play games that's the first

53:16
thing the second thing is

53:17
the government is corrupt the us

53:18
government is highly corrupt

53:20
you can't trust the doj or the fbi and

53:22
the cia you really can't

53:24
everything from whether they're spying

53:25
that's snowed and exposed

53:27
i met with julian assange twice at the

53:29
ecuadorian embassy in london and he gave

53:31
me a wealth of information about hillary

53:33
clinton and barack obama

53:34
i mean these people are evil they're

53:36
very evil whether you like or hate him

53:38
is another issue

53:40
but the very fact of the matter is is

53:41
that the system that we base ourselves

53:43
on what we believe in

53:45
is is rotten at the core and i said it

53:48
candidly and i can give facts to it so

53:50
i think what people need to understand

53:52
is support whistleblowers

53:54
don't believe everything the government

53:56
tells you because it's not true

53:58
and we need more transparency and

54:00
accountability

54:01
in our lives so that we can feel like

54:04
we're not being cheated

54:05
whether you're buying your condo or a

54:07
car or a business or whatever it might

54:09
be

54:10
and that is really the essence of this

54:12
and i think my book i get into it quite

54:14
heavily and for instance i exposed

54:18
the first client i gave them was a um a

54:21
gentleman who was doing illegal oil

54:22
sales with saddam hussein

54:25
but because he was connected politically

54:27
they said we're not interested in

54:28
non-americans and i said well if you're

54:30
not interested

54:31
were you interested in the non-americans

54:32
that flew the planes into the world

54:34
trade center they were not americans

54:36
so i always got to fight with them i

54:37
mean it's it's it's nerve-wracking

54:40
because it upsets you when you have the

54:42
facts and the truth

54:43
and you know it and they do nothing

54:45
about it

54:47
yeah and it's both republicans and

54:48
democrats i don't care where you where

54:50
where you land politically don't be

54:53
fooled

54:54
um it's happening if it's big money it's

54:56
happening

54:57
um but i i think this has been

54:59
fascinating bradley i certainly want you

55:01
back and i'd like to have you back

55:03
after the crypto stuff starts settling

55:05
and we start seeing some moves being

55:07
made by governments

55:08
and i'm sure you're following that but

55:10
but you being who you are

55:12
um and just world-renowned from the

55:14
standpoint of just truth

55:16
and and uncovering the real story um

55:20
i want to know for what you're going to

55:22
talk about when it comes to crypto

55:23
because this is going to be the next one

55:26
it's the it we can call it the next

55:28
switzerland right i don't know if that

55:29
makes sense or not but it might be it's

55:31
the next

55:32
bombshell for people and i and i'm

55:35
assuming

55:35
the rich and the the terrorists and

55:37
they're using it for nefarious ways just

55:39
like

55:40
they were using swiss bank accounts as

55:42
well well this is it and i i'd love to

55:44
come down to florida in person to do it

55:46
after

55:47
after say maybe in the fourth quarter

55:49
why we're gonna have to crypto we'll

55:50
have some things developing there

55:52
right certainly we're gonna have the

55:53
verdict in paris trial that'll come out

55:55
in september so we could talk about that

55:57
but

55:57
that's interesting because that that

55:59
shows the disparity between how the

56:00
franchise did the americans in finding

56:02
ubs

56:04
and again remember your audience has to

56:06
look at this from the global standpoint

56:08
of offshore banking what it has changed

56:10
in the world to become more transparent

56:13
and accountable

56:14
but coming back to the other issue of

56:15
cryptocurrency gaming

56:17
and marijuana the government wants to

56:19
get their hands in

56:20
very good that's a good way to close it

56:22
out remember everybody

56:24
lucifersbanker.com go to amazon.com you

56:27
pull up lucifer's banker

56:29
or you can pull up bradley birkenfell

56:32
for the people on the

56:33
youtube channel you're seeing bradley

56:35
hold up the book for the people on the

56:36
podcast platforms

56:38
we will have those links on my website

56:40
at the annuityman.com so you can

56:42
go to bradley's site you can buy the

56:44
book but um

56:46
you know bradley i really appreciate you

56:48
being with us and um

56:50
any last words before i close this out i

56:53
would just tell people

56:54
look at what's going on in the world

56:56
today in the offshore world

56:58
everybody wants to pay zero tax that's

56:59
not the way the world works so

57:01
let's just pay our fair share not an

57:03
extreme amount but a fair share

57:05
all live together in harmony and make it

57:08
work

57:08
and let's clean up society i i love it

57:11
bradley

57:12
bergenfeld merkenfeld thank you so much

57:14
for joining

57:15
us on fun with annuities the number one

57:17
annuity podcast on the planet where our

57:19
saying here is living the reality

57:21
not the dream we will see you next week

57:29
thanks for listening to fun with

57:31
annuities please hit the subscribe

57:33
button and make sure to go to my site

57:35
at the annuityman.com where you can run

57:38
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57:41
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57:43
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57:44
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57:46
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57:48
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57:51
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57:53
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57:54
and under no obligation i also encourage

57:57
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57:59
me

57:59
stan the annuity man so we can have a

58:01
full discussion

58:03
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58:05
the best

58:06
brutally factual and truthful advice you

58:09
will ever get and that's one guarantee

58:11
you should definitely take advantage of

58:13
so join me next time for the number one

58:15
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58:17
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58:23
[Music]