Carpe Annuity Dang Diem!: Fun With Annuities

0:00
Welcome to Fun with Annuities. I'm your

0:01
host Stan the Annuity Man, America's

0:04
annuity agent, licensed in all 50

0:05
states, pioneer of contractual

0:07
guarantees

0:09
only, CGO. Also too, we are licensed in

0:12
all 50 states and Puerto Rico. We have a

0:15
Spanish division we're very proud just

0:17
launched recently to serve that

0:19
community with contractual guarantees.

0:21
That's all we look at. Today's topic of

0:23
the day for fun with annuities is Carp

0:26
Annuity DM. You've heard Carpey DM. I

0:29
think that was that Robin Williams

0:31
movie. But what is Carpay annuity DM?

0:33
Sees the day. Sees the annuity day. What

0:35
that means right now is we're going

0:38
through a lot of changes with artificial

0:41
intelligence. Spoiler alert, have you

0:43
not been keeping up? So the question is,

0:46
what does that mean? Stand the annuity

0:48
man for artificial intelligence. Now I

0:50
did a live event on this recently and

0:51
just got inundated with with questions

0:54
etc.

0:55
But seizing the annuity day right now

0:58
means that life expectancy tables for

1:00
lifetime income products spas das QAX

1:03
and and income writers are at a bargain

1:06
at a one-time bargain. What's going to

1:10
happen with with artificial intelligence

1:13
and also the GLP1? It used to be stab

1:16
yourself. Now there's pills for GLP-1.

1:20
um people losing weight, getting

1:22
healthier, and the in the medical

1:24
breakthroughs that that artificial

1:26
intelligence is going to push and

1:28
shorten that in the next few years. All

1:31
that's going to do in the life insurance

1:33
industry, Zeke, is going to lengthen out

1:36
the life expectancy table. Zeke's behind

1:38
the camera. He's the cry in Hawaiian. We

1:39
love Zeke. Got a beard. Like his beard

1:42
right now is like down close to his

1:45
waist. He's he's one of those guys.

1:47
You're like, "That's disgusting, dude."

1:49
But long story, but that's Hawaiian.

1:51
That's just a Hawaiian thing. I don't

1:52
But Karpy annuity DM I mean this these

1:54
life expectancy tables, what that means

1:56
is you're going to live longer, which

1:57
means the payments are going to be more,

1:59
which means the payments will be lower.

2:00
So to lock in that lifetime income

2:02
guarantee right now is Carpay annuity

2:04
DM, my friend. Carpay annuity dang. I

2:07
think it should be that Z. Carpay

2:08
annuity dang because I can't cuz it

2:12
sounds good in southern. Carpay Carpay

2:14
annuity dang DM means you might want to

2:16
lock in life expectancy because what if

2:18
there's an AI thing out there that cures

2:20
cancer and don't say that can't happen.

2:23
You think maybe and you live to 125. You

2:26
want the life expectancy tables in place

2:27
now because you're going to benefit. Now

2:29
with that being said, you better choose

2:31
a good carrier. We're not going to allow

2:33
you to go with anything other than A+ or

2:35
better. A+ or better, you don't need a

2:37
sweater. It's the only thing I could

2:38
rhyme with, but you know what I mean.

2:39
You you're not you're not going to worry

2:41
about it. I mean, don't say out there,

2:43
well, they could go out of business,

2:45
too. I've been reading about all this

2:46
Bermuda. Stop. Okay? You know, if if

2:50
someone said, "Well, what if they go out

2:52
of business, stand the nudity man,

2:54
America's nudity agent licensed in all

2:55
50 states, Puerto Rico?" What happens if

2:57
that happens? We're screwed. It's over.

3:00
Game over. Go hug your loved one. And as

3:03
Crosby, Stills, Nash, and Young said,

3:05
"Love the one you're with. If you want

3:07
me to sing it, I will, but I I'm not

3:09
going to do that." A+ or better for

3:12
lifetime income. Okay. Now, I don't know

3:14
if you know this, and this kind of side

3:16
note, Zeke's not gonna believe me, but

3:17
it's true. GLP1s, the stab thing, and

3:20
now they got the pill form that came

3:22
from the sali. Now, I want you to think

3:25
about this for a second when I say it

3:26
because it's true. Of course, it's true.

3:27
I'm saying it. All right? That research

3:30
came from a Hila monster. That's the

3:32
saliva from a Hila monster. That's where

3:34
they got the the formula because hila

3:37
monsters eat randomly occasionally, not

3:40
a lot. So that some biologist nut and

3:43
they had to be nut. He's like sees a

3:45
helila monster and goes, I wonder what

3:48
their spit's like. I wonder what their

3:50
salv is like. Somebody had to say that

3:52
and then they did the research and here

3:53
we are with GLP1s.

3:55
Okay, but getting back to Carpay annuity

3:58
dang damn,

4:01
it's time to look at lifetime income.

4:03
It's time to build that income floor.

4:05
It's time to add up the two annuities

4:07
that you have. Yeah, you do. Um, social

4:11
security, best inflation annuity on the

4:13
planet because it's it's political, not

4:15
actuarial. And for the record, I'm not

4:17
political. I'm contractual because you

4:19
own an annuity for what it will do, not

4:20
what it might do. Okay? And then the

4:23
second annuity that you own, if you have

4:25
an IRA and you're of age, at that age

4:27
where you have to take required minimum

4:28
distributions, that's an annuity type

4:30
payment as well because it's coming

4:32
every year. People, that's not an

4:35
annuity because I'm not annuitized.

4:38
Neither are income writers. Most income

4:39
writers aren't annutized. That's a

4:40
lifetime income stream. And then, you

4:42
know, you build that income floor.

4:45
But the time is now to seize the day.

4:48
And that's not a sales pitch. Let me

4:49
just tell Let's get something clear. If

4:52
I didn't sell another annuity, me and

4:54
the lovely wife wife of 37 years are

4:57
going to be fine. We're going to be

4:58
good. It's all good. We've we've been

5:01
there. You know, I've won the game. And

5:02
the reason I'm still playing is because

5:04
I don't want people to make uh mistakes

5:07
with annuities. I want to inform people

5:09
about annuitities in the industry and I

5:11
want I'm America's annuity agent. I am

5:13
the voice out here. I am the thought

5:15
leader out here. Period. In a story. All

5:17
right? I'm the person talking about

5:19
this. So you need to look at lifetime

5:21
income tables and you need to if you're

5:24
married set it up joint because your

5:26
your spouse has put up with your butt

5:28
your rear end for all these years you

5:30
owe them that okay and if you're a male

5:33
and female like the lovely Christine my

5:35
wife you know we said everything joint

5:38
life okay down in the future joint life

5:40
income she's gonna outlive me it's an

5:42
evil conspiracy theory that comes true

5:44
Zeke okay Zeke's married got a beautiful

5:46
daughter Hawaiian Hawaiian beautiful I'm

5:48
talking about beautiful let me tell you

5:50
Zeke married way above himself. I can

5:53
say the same thing. I mean, she should

5:55
have never married Zeke. If you saw him,

5:57
he's got this beard. He's a Hawaiian.

5:59
The board shorts and the whole thing.

6:02
I digress. See, I mean, I digress. But

6:05
the point is, his wife's going to

6:06
outlive him. My wife's going to outlive

6:08
me. It is what it is. And if you out

6:10
there, you're out there and your wife's

6:11
like looking at you going, "Can we

6:13
please spend more money? You're driving

6:15
me crazy." set her up for lifetime

6:17
income so that they could go live their

6:19
life. Great story. My mom in St.

6:22
Augustine, Florida is getting ready to

6:23
turn 87 years old. Okay? She walks six

6:27
miles a day. She is the most vibrant

6:30
person on the planet. Period. But it

6:33
took unfortunately my my if you ever

6:36
seen the movie Great Sentini or read the

6:38
book Great Santi, read the book or see

6:39
the movie. That's my dad. He's the great

6:41
Santini. Just a tough son of a gun. just

6:44
didn't really enjoy life that much. He

6:47
passed away about six years ago. My

6:48
mom's been on a tear. She's he's flying

6:51
and doing this and all that stuff. Live

6:53
life for the day. My point is live life

6:56
for the day. Another part of Carpay

6:58
annuity. Dang DM. Live life for the day.

7:02
Because as I told Zeke before this and

7:04
he argues with me, I don't know why,

7:06
man. We're all going to end up with a

7:08
drool cup and a diaper on. And some of

7:10
you out there have a drool club now and

7:12
a diaper on. Okay. Sorry about that. And

7:14
some of us wear it just for fun. I'm

7:17
kidding. The point is enjoy your money.

7:20
Now, learn how to spend money for once.

7:23
Don't just keep looking at your

7:24
statements. Here's the thing.

7:28
If you don't spend the money and learn

7:29
how to spend the money, your

7:30
beneficiaries don't need to be taught

7:32
how to spend the money. Fly first class

7:34
or your kids will. I'd never fly first

7:36
class. Your kids will. When you die,

7:38
they'll fly first. They'll fly first

7:39
class. Trust me. My daughters, no

7:42
problem flying first class. No problem.

7:45
Okay. There's no U-Hauls behind herses.

7:48
Carpay annuity dang damn. So Carpay

7:51
annuity dang DM really comes down to

7:53
life expectancy tables are in your favor

7:55
right now. You might want to shop for

7:56
that right now, son. I'm not sure we

7:58
need lifetime income. That's not the

8:00
point. Well, or or somebody says, "Well,

8:03
you know, Carpay annuity dang damn." I

8:06
said that to him. He's like, "Carp

8:07
annuity, dang damn." Well, you know, lot

8:09
income. We're we're fine right now. I

8:11
said, I'll guarantee you if I talk to

8:13
Marsha, his wife, she'd say, 'It'd be

8:16
nice to travel more and go see the kids

8:18
more and go see the grandkids more and

8:20
get better shoes and eat out more. Well,

8:22
well, you don't really need to do that.

8:23
You We live a good lifestyle. I'll

8:25
guarantee your spouse will disagree on a

8:27
one-on-one with me.

8:30
I was talking to a guy the other day and

8:32
really good guy. His name is Jamie and

8:34
um he's not even a client. I hope he

8:36
becomes a client. Maybe by the time this

8:37
video he's a client, but he's like,

8:39
"Yeah, you know, I got to learn. You you

8:41
said, you know, why are you still

8:42
playing the game? You know, you've won

8:44
the game. Why are you still playing?"

8:45
And and he goes, "That hit me really

8:46
hard." I'm like, "Yeah, I mean, yeah,

8:48
people left the arena and you're still

8:49
out there dribbling and I'm trying to

8:51
score." And he goes, "It hit me because

8:53
my wife's been wanting to redo the

8:55
kitchen." And I'm like, "Then redo the

8:58
kitchen. You owe her that." Well, our

9:00
kitchen's fine. That marble's fine.

9:02
She's saying that the marbles needs to

9:04
be a different color for today's design.

9:07
Humor her and let her have it.

9:11
Carpay annuity. Dang DM means life

9:13
expectancy tables. Take advantage of

9:15
them. Okay, that's the first thing. But

9:18
the second thing is live your life while

9:20
you're feeling good. Live your life

9:22
while you're feeling good. And I want to

9:23
stick in the back of your head because

9:25
eventually where are you going to end

9:26
up? Come on, I need you to say it. Where

9:29
are you going to end up? If you live

9:30
long enough, you're right. Drill cup in

9:33
a diaper. Double the two D's. Drool cup

9:36
and a diaper, Zeke. I'm trying to wake

9:39
you up there. It's Carpayan annuity.

9:41
Dang damn. All right. That's what it is.

9:45
That's what it should be. Take advantage

9:46
of life expectancy tables now. Go to my

9:49
site at theanuityman.com.

9:51
Run quotes. Schedule a free

9:53
consultation. We're not hammers looking

9:55
for nails. Everybody is licensed in my

9:57
office in Las Vegas, Nevada. everybody.

10:00
But they're not on commission.

10:03
I mean, they're not incentivized by

10:04
selling you something. They're

10:05
incentivized with you being happy.

10:08
Period. That's what that's what it's all

10:10
about.

10:12
One last thing. See that? See that right

10:15
there? That's a Stan the Annuity Man

10:17
original hat. And you get one. If you're

10:19
a client, I haven't sent you one. Shame

10:21
on me. But email me

10:22
stantheanuityman.com. I'll send you one.

10:24
If you're not a client, but considering

10:25
to be one, no obligation. I'll send you

10:27
one.

10:29
Unless you're mean. Unless you email me

10:31
and and put a dispar disparaging comment

10:33
in there. No, I'm kidding. Um, we're

10:35
giving them away. You know, we're having

10:37
fun. People are always asking for them.

10:38
But I love this one, Zeke. And I'll

10:40
close with this. I had email today. Guy,

10:42
I'm offering these things. Well, I

10:44
appreciate you offering the light blue,

10:45
but I really want a red one. Hey,

10:47
player. It's free. Okay.

10:50
This isn't a store. I'm trying to of

10:53
course you mean you can walking

10:54
billboard for me, but it's the light

10:56
blue cap. It's the light blue cap. It's

10:58
not the black cap that I have on. It's

11:00
the light blue cap. Okay? It's free.

11:03
Just like the consultations, just like

11:05
the quotes, just like the owner's

11:07
manuals, you can download on my site for

11:10
free. But we really love to talk with

11:12
you. Carpay annuity. Dang DM. That's fun

11:16
with annuities. See you next time.