Are You Looking Into a Financial Circus Mirror?

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Welcome to Shooting it Straight with

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Stan. I'm your host Stan the Annuity

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Man, America's annuity agent, licensed

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in all 50 states and Puerto Rico. How

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about that? Yes, we do have a Spanish

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division. Um, glad you joined me today.

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The the topic is a funny one. Is are you

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looking into a financial circus mirror?

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That's m i m i r o r. Some for some

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reason people from the south have a hard

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time with mirror. It's like mirror

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circus mirror, but have you ever been to

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the circus or the fair and I'm kind of

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dating myself, but you guys know what

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I'm talking about. You [snorts] go there

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and they got the the the mirrors that

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make you look skinny or the mirrors that

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make you look fat or the mirrors that

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make you look tall or short. If you

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don't know what I'm talking about,

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you're probably really young. But but

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most of you know what I'm saying. And I

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think a lot of you out there are looking

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at your portfolio or at your situation

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and you're seeing something that

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is probably isn't you. Let me give you

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an example.

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You might have stocks and bonds and

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crypto and ETFs and mutual funds and all

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kinds of stuff in your portfolio, but

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you have literally won the game. And I

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say this all the time. If you've won the

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game, why are you still playing? And

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what I mean by that, if you've grinded

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and put money away and you've got this

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lump sum

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and you're still under this delusion

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looking to into the financial circus

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mirror that you need to continue to be

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in the markets, continue to have a lot

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of risk, continue to take a lot of risk.

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Unless you're a trader, like a

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professional trader,

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then you're you're looking into the

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wrong mirror. It's a circus mirror.

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You're saying, "Well, you know, I need

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to be in the markets." That's like a

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common theme of advisors. They'll show

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you the back test, the numbers, and all

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that stuff. But when you get to chapter

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two of your life, you need to be looking

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into a mirror that's that doesn't

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distort things, that doesn't make you

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believe that you need to be in the

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markets or you need to be taking risk or

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or [snorts] it per perpetuates the fear

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of missing out, the FOMO, you know, you

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you're like, "Oh my gosh, I might miss

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out on the on the move. I might miss out

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on on the next Nvidia or whatever the

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stock of of the day is." Um, what I want

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you to do is look at reality. Look at a

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reality mirror and say, "What am I

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trying to achieve in chapter two of my

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life?" And if you're just in chapter 1

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going to chapter 2, but you can see it

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from here,

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what does that look like? Does that look

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like me traveling, me doing another job

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for a nonprofit or something like that?

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And if so, you need that income floor in

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place. You need contractual guarantees

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in place. Yes, annuitities for lifetime

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income are the only product that will

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pay you as long as you're breathing in.

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That's this point of the tape, this time

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of the taping. Look at the date.

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Lifetime income guarantees are a

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bargain. Artificial intelligence, GLP1s,

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all of the medical breakthroughs, all of

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all of that stuff is going to lengthen

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life expecties out, meaning you're going

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to live longer. But for the annuity

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companies paying guaranteeing the

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payments, all they're going to do is

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lower the payment because the projection

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of you living longer is going to be in

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place.

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Now, things go on in the world all the

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time. There's wars. There's, you know, I

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don't care, you know, whe whether you're

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a Democrat or Republican. People say,

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"Stan, are you are you political?" No,

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I'm contractual. Okay? I'm the pioneer

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of what's called contractual guarantees

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only, CGO. We only look at annuities for

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what they will do, not what they might

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do. We don't look at hypotheticals and

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theoreticals and projected and back

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tested. Never ever buy an annuity for

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growth. Okay? You're buying an annuity

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to transfer risk. primarily is for

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principal protection or income.

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Sometimes it's for legacy, sometimes

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it's for long-term care, but it's never

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for growth. You're transferring risk to

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the life insurance company that issues

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the annuity or new annuities

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um to solve for those four things. Once

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again, pill is the acronym principal

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protection, income for life, legacy,

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long-term care. Okay? And we only ask

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two questions to get to the point of do

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you need an annuity? Yes or no. We'll

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tell you no if you don't need one. And

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if you do, what type would be the best

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one for you to to solve your situation?

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So the first question is, what do you

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want the money to contractually do? When

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do you want those contractual guarantees

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to start? From those two questions, we

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can run quotes quoting all carriers to

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find the highest contractual guarantee

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for your situation. Now, you can

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schedule a call with my team. You can

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reach out to me personally,

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stantheanuityman.com,

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email me, and I'll email you back. And

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if I need to get involved, I will

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certainly get involved in your case. But

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you need to start looking at

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transferring risk.

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How much income floor do you have coming

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in with the current annuities you have?

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Social Security is an annuity. Required

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minimum distributions on your IRA when

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you reach that eight, that's an annuity

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payment. Pensions, if you're so

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fortunate, if you have one, that's an

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annuity. Okay? So, you need to start

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looking at what's my income floor going

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to be. But going back to the topic of

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are you looking into a financial circus

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mirror? Why are you still taking all the

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risk? If you enjoy it, fine. If you're a

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trader, fine. If you understand it,

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fine. But why are you doing that? Do you

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really need extra growth at this point?

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I mean, or could you buy a multi-year

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guarantee annuity, the annuity industry

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version of a CD and get, say, at the

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time of this taping, you know, four,

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five, four, five% with really good

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companies, or do you want to take risk

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and try to get seven to eight?

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What does the mirror tell you? What is

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your spouse looking to the mirror with

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you? What what are they telling you?

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I need you to think about that. I need

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you to pause for a second and and try to

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analyze what you are doing with the

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money that you've worked so hard to

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accumulate. You've gone without. You

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scrimped and saved. You tried to thread

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the needle. And here you are. And if

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you're still shouldering risk, you got

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to ask yourself, what am I doing? Why am

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I doing that? Now, you can come to me

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and shoot me an email and say, "Because

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I want to, because I like risk, because

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I'm a trader, because I'm good at the

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markets, whatever." But the vast

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majority of you out there are going,

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"Man, I don't want to grind anymore. I

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want to know what's going to happen. I

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know what what's going to contractually

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happen, and I want to go live my life."

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And I encourage you to live your life

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while you're still feeling good, not

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when you're drooling and crapping in

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your pants. Okay? I mean, I need you to

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think, I need to get it done now. I need

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to travel now. I need to have fun. Now,

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you know, I always have these two

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sayings that people always laugh at.

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There's no U-Hauls behind herses. Hello.

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And your fly first class or your kids

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will. Hello. You know, I got two two

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daughters, 29 and 27 at the time of this

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taping. Trust me. Trust me, they're

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flying first class, okay? Um if if I

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pass away, I mean, they'll cry for like

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an hour, but you know, it is what it is.

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So, do me a favor. I'm involved with the

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company, okay? I'm not just this

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mythical figure you see on the videos. I

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know you're saying, "Yeah, are you

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really real? You AI?" AI with us means

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actual individuals. Okay? Every My

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office is in Las Vegas, Nevada. Okay?

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Every single person in the building is

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licensed in all 50 states. I'm licensed

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in all 50 states in Puerto Rico. We have

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a Spanish division. They're in they're

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licensed in Puerto Rico as well. But

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they're not on commission. They're not

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hammers looking for nails. They're not

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incentivized by what they sell. They're

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incentivized by you being happy. It's a

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different business model in the in the

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annuity industry. It's a model that that

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truly I've pioneered because I don't

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want a bunch of salespeople in the

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building. I want team members that work

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together. That's what I want. Do me one

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last favor. Go to my site at the annuity

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man. There's no reason not to. I've got

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I've written six owners manuals you can

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download for free on SPSDS, QAX, income

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writers, and index annuities. Download

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them. Look at them. And then if you want

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one of these hats, you're saying, "Say,

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that's a really that's a really dapper

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hat. I really like that hat." Listen, if

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you're nice to me, I mean, if if I deem

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it appropriate, I will send you one for

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free. Now, if you're a client and you

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don't have one, I mean, immediately

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email me because we just got a a bunch

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of them in and uh I'll I'll show it like

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that. Hey, it's pretty cool. It's got

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the annuity man. It's got I mean, it's

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it's a cool hat. Um we'll send you one.

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But if you're not a client, you're

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considering one, no obligation. I'll

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send you one. I mean, we have fun here.

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I mean, we we're we don't take ourselves

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too serious, but we're serious about

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what we do. So, just think about it. Are

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you looking into a financial circus

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mirror? I mean, do you see a trader or

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do you see a person going into chapter

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2? Do you see a person that wants to

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take risk or do you see a person that

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really doesn't want to do risk anymore

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or wants to lessen risk and take some

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risk off the table? It's worth thinking

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about. Okay, that's shooting it

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straight. My name is Stan the annuity