Annuity Zero Is Not Your Hero

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Hi there, Stan the Annuity Man,

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America's annuity agent, licensed in all

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50 states. Shooting it straight with

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Stan is just when I get to riff. I get

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to tear to shreds factually some topic

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in the annuity industry that's

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proliferating itself throughout the

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fruited plains. And I'm here to squash

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it like a darn bug. And the one that I'm

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squashing is when Johnny Apples Seed

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agent tells you at a bad chicken dinner

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or expensive steak dinner seminar,

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annuity zero is your hero. In fact, I

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think there's a book called Annuity Zero

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is your hero. No, Annuity Zero is not

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your hero. Okay, zero is not your hero

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in any form or fashion unless the I

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guess the football player that caught

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the touchdown is is the number zero. But

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we're not talking about that. We're

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talking about Johnny Apple Seed agent

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that stands up there and goes zero

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annuity zero is your hero. So you're

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never going to lose money. What are they

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talking about standing nudity man? Why

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do I keep hearing this crap? And why am

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I trying to filter it through my brain?

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What does it mean? Well, it means

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indexed annuities, fixed index

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annuities. Do I have a problem with

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them? No. Do I love them? No. We use

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them as a efficient and cost-effective

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delivery system for income writer

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contractual guarantees because why? Good

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question. Annuity Man stands for all we

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do here, contractual guarantees. You own

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annuities for what they will do, not

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what they might do. You own them for the

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pill, principal protection, income for

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life, legacy, or long-term care. If you

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don't need to solve for that, don't buy

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an annuity. Not it's not market growth.

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But the index annuity pitch is, well,

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you're going to get market growth, but

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if the market crashes, you're going to

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get zero. Well, sounds good. Well, if

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it's that good, then why and Goldman

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Sachs putting all their money into index

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annuities? You know why? Because the

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story is better than the reality. So,

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I'm just here to squash like a bug this

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annuity zero is your hero. No, it's not.

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If that's the why would you just go buy

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a MA multi-year guarantee annuity CD

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type annuity and get a guaranteed

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interest rate. There is never a zero.

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Why? Because it's guaranteed interest

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rate. The reason that the index annuity

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sales pitchers out there want you to go

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nut zero's your hero. You need to

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remember that, Mr. drones. The reason is

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that's a high commission product, okay?

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And they want to say, well, there's a

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possibility, potential, hypothetical,

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theoretical unicorns chasing the

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butterflies, possibility that you're

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going to get market returns. Maybe kind

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of, but not always, and not guaranteed.

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It's not guaranteed whatsoever. So when

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someone says to you annuity zero is your

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hero or if you read an article annuity

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zero is your hero or if you see a book

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annuity zero is your hero that's garbage

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in French that is absolute crapola

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because hey if you want market returns

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never buy an annuity if you want real

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market returns put your money in the

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market stocks bonds mutual funds ETFs

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crypto whatever it is but if you want

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guarantees pays then you buy annuities.

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Never ever ever buy an annuity for some

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hypothetical return. Never ever ever buy

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an annuity that well zero could you

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could get zero. Who's going to sign on

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for that? So if anybody says you're

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going to get market upside with no

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downside or market participation with

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principal protection, only half of

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that's true. The market side's never

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true. Okay? So on a 10-year type index

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annuity, you'd be lucky to get that one

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maybe two years until the company

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changes the index option strategies, but

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the blended return is going to be CD or

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a little bit better than the CD if they

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all if the planets align themselves. So

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I'm here once and for all. I mean, I've

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literally destroyed the majority of the

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bad chicken dinner annuity steak dinner

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seminars because I've just pounded that

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into oblivion. But I really think they

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should continue because my mom from St.

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Augustine, Florida, who's 86 years old,

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goes twice a week to annuity seminars

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and then calls me on the phone and says,

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"Dan, that really sounded good about

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zero is your hero." I'm like, "No, mom.

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No, no, no, no, no. That's it." Well,

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I'm going to squat. I squashed that

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stuff. The seminars majority. It used to

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be the way that annuity guys did

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business. Never done one in my life. I'm

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not buying you a meal, trust me. But

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this one, I'm going to squash. Annuity

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zero is not your hero. It's garbage. If

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you want market returns, put your money

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in the market. If you want contractual

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guarantees, contact us at

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theanuityman.com or 1-800509-6473.

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You might get me. You'll probably get

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one of my numerous team members that are

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licensed in all 50 states. And we look

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forward to speaking with you soon. That

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is shooting it straight with Stan. I

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hope you got that. Zero is not your

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hero. If not, I'll just repeat it one

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more time. Annuity zero is not your

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hero. My name is Stan the annuity man.

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That's shooting it straight.