What Is The Annuity Man Trifecta?: Shootin’ It Straight With Stan

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Welcome to Shooting It Straight with

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Stan. I'm your host Stan the Annuity

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Man, America's annuity agent, licensed

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in all 50 states in Puerto Rico. Founder

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of CGO Contractual Guarantees Only.

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Today's topic is what is the annuity man

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trifecta? Let's go backwards a little

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bit and let me explain the reason we

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even have the annuity man trifecta.

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Annuitities and there's many types. It

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just don't say I don't annuities because

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you already own one. It's called social

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security. But annuitities are commodity

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products. You buy them for what they

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will do, not what they might do. The

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contractual guarantees only. And when

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you do that, which you should, and

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that's the only way that we do it,

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you're going to quote quote all carriers

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for the highest contractual guarantee

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for your specific situation and goals.

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The acronym that we have that solve for

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annuities is PIL. P stands for principal

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protection. I stands for income for

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life. L stands for legacy. And the other

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L stands for long-term care. That's all

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that annuities

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solve for, not for growth. Never ever

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ever

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buy them for growth. I know that this is

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a great story. My uh social media guy

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has told me uh on numerous occasions

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that I am the most hated man in the

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annuity industry, in the financial

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world, because I say never buy an

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annuity for growth. I'm right. And I'm

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thinking, holy crap, are they that out

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of it? Yes, they the annuity agents

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advisors are because they're selling

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dreams and I'm selling contractual

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realities and down deep they know I'm

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right. But when you're looking only at

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the contractual guarantees and we asked

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two questions. What do you want the

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money to contractually do? And when do

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you want those contractual guarantees to

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start? Let me repeat that. What do you

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want the money to contractually do? And

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when do you want those contractual

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guarantees to start? From those two

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answers, I can tell you if you if you

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need an annuity or not. If you don't,

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I'll tell you. And then secondly, if you

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do, which product types of those eight

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different annuity types are going to

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provide the highest contractual

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guarantees, not hypotheticals, not

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theoreticals, not projected unicorns

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chasing the butterflies. If you'd owned

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it 10 years ago, Mr. Jones, you'd have

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made this. That's just nonsense. And I'm

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going to wipe that clean of this

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industry eventually. I'm going to tell

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you that. And I'm doing videos every

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single day and flooding the marketplace

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with good educationalformational

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um content to just squash all this sales

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pitch nonsense. So the annuity trifecta,

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what's the annuity man trifecta? You

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answer first of all the answer that you

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answer the two questions. you look at

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the pill, but then we shop for the

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highest contractual guarantee and then

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we look for the highest that the the

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A-rated or better um A+ rated or better

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for lifetime income. So I am A+ rated or

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better for lifetime income. No

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exceptions. And then it's my

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recommendation. So the trifecta once

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again we shop all carriers for the

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highest contractual guarantee, the

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highest number. That's that's one leg of

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the trifecta. The second leg of this

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trifecta is for lifetime income A+ or

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better. If it's MGAS, we can go a little

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bit lower than that. But it but then the

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third part of that trifecta is me, the

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recommendation. And everyone in my Vegas

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headquarters, they're they're licensed

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in all 50 states, but they're not on

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commission. They're not hammers looking

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for nails. So, they know my

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recommendation. So, if you don't get me

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on the phone, you get them. They know

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exactly what I'm recommending. They know

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exactly what I want them to let our

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clients buy. And it's not all the

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carriers. Sometimes the carriers pass

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the sniff test on the financial side and

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they're horrific on the um on the

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administrative side. They can't push the

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paperwork through. We had one recently.

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It's an A-rated company. They're in a

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MIGA space. And I called the president.

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I said, um, we're getting ready to put

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you on the board. We're getting ready to

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put you on our feed so our clients can

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buy your product and the and the people

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that come to our site and it's it's it's

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millions and look at our feed and if

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they want to buy it, they're going to

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buy it. Can you ask him straight up, can

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you handle the flow? Can you handle the

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paperwork? Can you handle what's coming

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from the annuity man? And when I

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recommend something, oh yes, D. Oh,

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sure. We got you, man. We got you.

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I choked them. I I flooded them. It They

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can't deal with it. So now we don't

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recommend them. There's another A-rated

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company. We don't recommend them because

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processing paper or getting your money

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out of there or transferring your money

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out of there or transferring your money

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into there is an absolute nightmare.

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It's like pushing a rope.

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So not only do I look at the financials

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and obviously that's the key that's the

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key one. I mean I'm looking at can they

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back up the claim for what you're trying

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to do. Can they guarantee the guarantee?

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All right, that's key. So, I'm looking

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at that, but then we also look at the

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administrative side. That sets us apart.

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Nobody else does that. Okay. And if they

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can't work with us, they can't work with

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anybody. I have the best team on the

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planet, most experienced team on the

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planet, largest team on the planet, and

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they're all under one roof working as a

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collective together. There's no remote

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employees with the annuity man. We're

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all under one roof in the Las Vegas

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office. And you say, "Stam, why are you

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in the Las Vegas? Why are you in Las

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Vegas?" Because we're open 12 hours a

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day. We run two shifts so that we can

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get to both coast and and service our

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clients on their time frame, not on our

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time frame. And we're even open eight

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hours a day on Saturday. So 68 hours a

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week we're open. Nobody Nobody in our

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business does that. They never will. Too

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lazy. They don't want to compete. I'm

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the hardest working man in the annuity

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business. James Brown used to say, "I'm

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the hardest working man in show

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business." I'm the hardest working man

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in the annuity business. Not because I

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have to, it's because I want to. It's

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because there's a lot of shenanigans

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going out there. The annuity man

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trifecta is important and nobody has it

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because I got three decades of

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experience in the business. So, I'm

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looking at the highest number. I'm

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looking at the rating and then I have

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the re recommendation. Got to have all

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three. Just can't have two. Got to have

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all three.

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lifetime income. What did I say? You're

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right. A+ or better than the highest

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number than my recommendation.

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We said, "Well, Stan,

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if it's that simple, then why do we need

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your recommendation?" Because your

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specific situation and goals might be

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different. We might be splitting things

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up or doing it a different way. I've

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been there. I've been to the annuity

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rodeo. I know what I'm doing. And you

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need to tap into that expertise. There's

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no obligation. There's no cost.

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I do this for sport. I do this because

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I'm good at it. I do this as this is the

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reason I've been put on the planet to

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clean this annuity space up. And I have.

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We dominate. But we're we're just

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getting started. We're just getting

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started. I'm doing one video a day until

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I drop dead. I told the guy behind the

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camera, Zeke, if I drop dead, keep

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filming. It's marketing gold. But I'm

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going to keep doing this. So, the

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annuity man trifecta is important to

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you. It's important to you. It's the

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car. It's It's the highest contractual

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guarantee number quoting all carriers.

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Lifetime income is A+ or better. My

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guess is it can be a little bit lower.

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But that's then it gets back to the

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third part of the trifecta, which is me

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and my recommendations.

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All right, that's I mean it's really

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that simple. Most people buy annuitities

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even though the acronym that I've come

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up with what it solves for is PIL.

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principal protection, income for life,

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legacy, and long-term care. The majority

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of people looking for the first two,

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principal protection, and and income for

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life. Income for life is A+ or better,

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highest number, my recommendation. A+ or

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better, highest number, my

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recommendation. A+ or better, highest

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number, my recommendation, and

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customization if needed. For MAS, it can

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be it can be ratings B plus up to A+ my

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call. But but looking at all carriers.

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So you're looking at all carriers. We

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look at all ratings. Then my call, my

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recommendation. That's how it works.

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What's the key to the trifecta? It's all

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three. It's shop on all carriers.

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But then you got to hear it from me. My

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license is on the line and I take that

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serious and I'm batting a thousand.

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So lean into that annuity trifecta. Lean

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into it. Use it, utilize it, connect

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with me. I work all the time. Work seven

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days a week. I don't need to. I haven't

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needed to for 15 years,

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but I'm going to. I'd love to have you

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as a client. Okay? So, give us a shot.

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Go to my site at theanuityman.com. Shoot

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me an email, stantheanuityman.com.

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Thanks for joining me. That's Shooting

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It Straight with Stan.

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See you next time.