What Happens to a Pension Annuity When You Die?

What Happens to a Pension Annuity When You Die?

Here's what we're talking about when I say pension annuity: it really comes down to three types of products. The first is a Single Premium Immediate Annuity, which is the granddaddy of all annuities. It's a pure transfer of risk.
Always Reverse Engineer Annuity Income Quotes: Shootin' It Straight With Stan

Always Reverse Engineer Annuity Income Quotes: Shootin' It Straight With Stan

Today's topic is always reverse engineer annuity income quotes. "What do you mean by reverse engineer, Stan? You do not look like an engineering student or someone who could major in engineering."
Annuity Income: Do You Need It to Start Now or Later?

Annuity Income: Do You Need It to Start Now or Later?

Hi there. Stan The Annuity Man, America's annuity agent, licensed in all 50 states, including yours. Today's topic is excellent and stems from the question, do you need income to start now or income to start later?
Annuity Fees: What To Expect

Annuity Fees: What To Expect

Hey, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Today, we're going to talk about annuity fees. Who else in the world is going to speak about annuity fees but me, Stan The Annuity Man.
Keep Your Powder Dry Annuity Income Planning: Shootin' It Straight With Stan

Keep Your Powder Dry Annuity Income Planning: Shootin' It Straight With Stan

Today's topic is a very good one, as usual. It's called Keep Your Powder Dry Annuity Income Planning. One of the biggest fallacies in the annuity land is people getting different information on the internet or from their advisors who know nothing about annuities.
Should I Take a Pension Lump Sum or Annuity?

Should I Take a Pension Lump Sum or Annuity?

Should you take a pension lump sum or an annuity? I'm assuming that you've been offered that. You have reached the finish line, you're going to retire, and you need to decide which is best and if an annuity outside, like on the street, is better for you and what probably most agents are telling you to do.
How Annuities Can Help Achieve Your Retirement Goals

How Annuities Can Help Achieve Your Retirement Goals

Today's topic is a good one. That's the reason you clicked it, right? How annuities can help you achieve your retirement goals. Easy for me to say. Now, for all you haters who clicked it and said, "That's not happening with me, man. That's not going to happen." It's already happening, player.
There’s NO Annuity Sweet Spot to Purchase: Shootin' It Straight With Stan

There’s NO Annuity Sweet Spot to Purchase: Shootin' It Straight With Stan

Today's topic is a very, very important one, not only for the consumer but also for the annuity industry. The topic is: there is no sweet spot for annuity purchases. There's no perfect time to buy one.
What Is the Best Annuity for Me?

What Is the Best Annuity for Me?

You ask a good question: What's the best annuity for me? You know what? The answer could be none. We're going to go through all annuity types and answer a bunch of questions, and at the end, you're going to make a good decision on whether an annuity fits you or not.
MYGA vs. Fixed Annuity

MYGA vs. Fixed Annuity

Welcome back. I'm Stan The Annuity Man. Today we're going to talk about Multi-Year Guarantee Annuities versus Fixed Annuities. What you're really going to find out today is what a Multi-Year Guarantee Annuity is as opposed to just a Fixed Annuity, or are they the same thing?
Transfer Your Risk to Annuity Contractual Guarantees: Shootin' It Straight With Stan

Transfer Your Risk to Annuity Contractual Guarantees: Shootin' It Straight With Stan

Today's topic is a very good one, and the title is Transfer Your Risk to Annuity Contractual Guarantees. This is very important in the current sales environment of most annuity bad chicken dinners and expensive steak dinner seminar sales pitches.
Guaranteed Future Income Annuity: 4 Strategies to Know

Guaranteed Future Income Annuity: 4 Strategies to Know

Hi, Stan The Annuity Man here. I'm America's annuity agent licensed in all 50 states. Did you know that I love lifetime income? That's what we're talking about today. I mean, I'm the only one that's wearing it on my sleeve, as they say.
What Is a Guaranteed Lifetime Income Annuity?

What Is a Guaranteed Lifetime Income Annuity?

A guaranteed lifetime income annuity comes in many forms. It can be an Immediate Annuity, a Qualified Longevity Annuity Contract, a Deferred Income Annuity, or Income Riders. You can even peel off interest from Multi-Year Guarantee Annuities. We're going to cover all of that today.
How Do Annuities Solve for Inflation?

How Do Annuities Solve for Inflation?

Hi there. Stan The Annuity Man, America's annuity agent licensed in all 50 states. I am so glad you joined me today because today's topic is key. A lot of people ask me this, "Stan The Annuity Man, how do annuities help solve for inflation?"
What Happens When an Annuity Owner Dies Before Annuitization?

What Happens When an Annuity Owner Dies Before Annuitization?

So, what happens when an annuity owner dies before annuitization? It's a sad thought. Hi, I'm Stan the Annuity Man. Typically I'm bouncing off the walls, I'm happy, but we're talking about death, so I'm just going to bring it down a little bit.