How to Buy an Annuity – What type of annuity is best?

I’m glad you’ve joined me for this video! It is a part of a series of videos that we are doing on how to buy annuities. Today, we are going to talk about what type of annuity is best. Disclaimer- Annuities are not for everyone!

Why People HATE Stan The Annuity Man

This topic is a good one! The bottom line is, I want to make sure that you make a good decision, an informed decision, and a factual decision if you are considering annuities. Let’s get down to the real facts of why people hate Stan the Annuity Man!

How to buy an annuity – What are the questions you need to answer?

I believe that people should be able to watch videos on how to buy an annuity before they interact. Should you buy an annuity? We are going to go over the questions you need to ask and answer to determine if an annuity is suitable and appropriate for your specific situation.

Annuity News – Fact Checking Jane Bryant Quinn

In today's video, I do a fact check on a recent article from Think Advisor. Jane Bryant Quinn was interviewed and made some statements about annuities that weren't as accurate as I would like. As you all know, I'm brutally factual when it comes to annuities and I want to make sure the information gets out there.

Annuity Examples | Annuity Ladders

Do you know your options when it comes to customizing annuities? It's important to know how you can make the most out of your annuities! So in this episode of Annuity Examples, I'll talk all about annuity ladders and how you can use them to your advantage!

16 Questions To Ask Your Financial Advisor About Annuities

So many people are being convinced to buy the wrong annuities all because of misinformed financial advisors! You wouldn't want that to happen to your money! That's why in this video, I'll list down some questions to ask your financial advisor about annuities, so you won't be fooled into getting the wrong one!

Annuity Examples | Fixed Index Annuities

Do fixed index annuities sound too good to be true in sales pitches? Well, you should definitely learn more about how this works before signing any contracts! Just watch this video to learn everything you need to know about fixed index annuities!

Annuity Examples | Qualified Longevity Annuity Contracts

Are you aware of the newest addition to the annuity family? Most people don't know about this, but I'm here to spread the word! In this episode of Annuity Examples, learn more about qualified longevity annuity contracts and how you can use this to your advantage!

Annuity Examples | Enhanced Benefit Riders

Do you use income riders for your annuities? What if I told you there's a way to upgrade your benefits even more? In this video, learn all about enhanced benefit riders and how you can use this with your annuities!

Annuity News | How To Shop Like A Pro In 2021

With so many sales pitches for different types of annuities, how do you know which one's the best for you?

Annuity Examples | Single Premium Immediate Annuities

Beware of what financial investors say about annuities! Most of them don't tell you the benefits of having properly structured immediate annuities! So watch this video to learn everything you need to know about single premium immediate annuities!

Annuity Examples | Transfer Annuities The Right Way

Has someone pitched to you about transferring your annuity? Before you agree to anything, make sure you understand what will actually happen when you do this! Watch this video so you can be informed about how to transfer annuities the right way!

Annuity Examples | Annuities and Inflation

Have you heard of pitches for annuities that were specially structured to deal with inflation? Is there really an annuity that addresses this situation? Get a better understanding of how annuities and inflation work by watching this video!

Annuity Examples | MYGAs

Most people don't know much about multi-year guaranteed annuities, which is why I'm here to give you everything you need to know! Watch this video to know the benefits you can get from MYGAs and how you can use this to your advantage!

Retirement Cash Flow From SPIAs

When it comes to annuities, there can be a lot of confusion, especially with all of these different types! Make sure you're not getting the wrong idea by watching this video! I'm going to give you a simple explanation so you can understand how retirement cash flow from SPIAs really work!

How To Buy An Annuity | What You Need To Know

Have you heard good things about annuities and you're now convinced to buy one? How do you get the one that's right for you? In this video, I'll show you exactly how to buy an annuity and what you need to know before getting one!

Annuity Examples | Annuity Income Flooring

Want to know more about income flooring in annuities? Well, I can give you an explanation that's easy to understand! Watch this video to know what annuity income flooring means, and how you can structure this to your advantage!

Annuity Examples | Deferred Income Annuities

Have you heard of deferred income annuities? These are the latest additions to the annuity family, and you can learn all about them by watching this video! I'll be showing you more annuity examples and explain exactly what deferred income annuities do!

Retirement Withdrawal Strategies With Annuities

When it comes to withdrawals, you want to make sure you're using the right strategies so you won't make a mistake! So what's the best way to do this? Well, just watch this video where I show you some retirement withdrawal strategies using annuities!

Pros And Cons Of Annuities Bad Chicken Dinner Sales Pitch

Have you ever gotten a call inviting you to a free dinner? That may sound interesting at first, but don't fall into the trap! Watch this video to know more about the pros and cons of annuities, especially about the bad chicken dinner sales pitch!

Annuity Examples | Income Riders

Have you heard of income riders before? Most people don't even know what these are and where they're used! In this video, I'll give you more annuity examples and talk everything about income riders so you can stay informed!

Pros And Cons Of Annuities - Fixed Index Annuities

Confused about annuities and whether or not you need them? Are these really great like other people say, or should you not bother? Well, I'm here to set the record straight! Watch this video to know the pros and cons of annuities, specifically fixed income annuities, so you can judge these yourself!

Why Do You Have To Buy An Annuity?

What type of annuity should you buy? When's the right time to buy one? You're already asking all these questions but do you even know if you need one? Watch this video to find out why you have to buy an annuity.

What Is The Primary Reason For Buying An Annuity?

Have you heard of all this talk on annuities but you don't really know what they're for? In this video, find out what is the primary reason for buying an annuity or if you really need it at all.

Fixed Indexed Annuities Explained

Are you thinking of getting a fixed annuity? Watch this video first! You'll get fixed indexed annuities explained in an easily understandable way, so you know exactly what you're getting into!

Why You Should Take A Closer Look At Income Riders

Have you ever heard of income riders? Are you aware of what these are for? If not, then you better watch this video because I'll tell you why you should take a closer look at income riders!

How To Get Out Of A Fixed Annuity

Are you wondering how to get out of a fixed annuity? Is there an easy way to do this? Well, watch this video to find out what your options are for getting your money back!

Can I Buy A Pension Annuity With Cash?

Are you asking yourself, "Can I buy a pension annuity with cash?" Are you sure that's a good idea? Find out if you're making the right decision by watching this video!

MYGA Secrets | What You Need To Know

Interested in learning more about MYGAs? Find out what they are, how they work, and everything else by watching this video! I'll give you all the MYGA secrets and what you need to know to make the right financial decisions!

What Happens To A Pension Annuity When You Die?

Are you worried about what happens to a pension annuity when you die? Do you want to make sure your family gets their benefits properly? Then just watch this video to find out the answers to those questions and more about pension annuities!

What Are Your 4 Choices At The End Of Your MYGA Term?

Do you want to know what are your 4 choices at the end of your MYGA term? Can you transfer these or cash them in? Find out the answers and which option is the best for you by watching this video!

What Are The Disadvantages Of Investing In An Annuity

You may know that there are a lot of advantages to annuities. So, you're probably wondering what are the disadvantages of investing in an annuity? Watch this video to find out what these are!

Retirement Expert Rant | What I Love About Lifetime Income

Do you hear other people say they hate annuities? Well, they're most likely telling a lie and I'll show you why. In this episode of Retirement Expert Rant, I'll tell you what I love about lifetime income.

Annuity Examples | Income Insurance

Do you have a lifetime income? What about insurance for that income? In this video, I'll show you some annuity examples on income insurance and explain why you definitely need this.

Annuity News | Vanguard Annuities Now Handled by Transamerica

For today's Annuity News, Vanguard annuities are now handled by TransAmerica. So, what does this mean for you and your accounts? Don't make any hasty decisions just yet! Watch this video first to learn more about it.

What Is The Difference Between A CD And An Annuity?

Have you heard of CDs and annuities? Do you know what the differences are? In this video, I explain what the difference is between a CD and an annuity to help you decide which one to go for.

Why Renewal Rates Are The Secret to FIAs

Fixed indexed annuities are complex and it can be difficult to understand how it works. But, there's a secret ingredient to FIAs that you only really need to pay attention to. In this video, I'll reveal everything there is to know about why renewal rates are the secret to FIAs.

Retirement Expert Rant | What I Love About MYGAs

Are you aware of the amazing benefits you can get from multi-year guarantee annuities? For this episode of Retirement Expert Rants, I'm going to share with you what I love about MYGAs and why this is the right way to go.

How Can I Get Money From My Annuity Without Penalty

Do you want to know how you can get money from your annuity without penalty? It may not be as simple as you think. Find out the answer by watching this video!

How Do I Know If My Annuity Is Qualified?

Many financial agents and advisors may provide the wrong information when it comes to annuities. Learn from the best and watch this video to find out how to know if your annuity is qualified.

Who Has The Best Fixed Annuity Rates?

There are so many different companies offering fixed annuities with varying rates. So, how do you decide which one to go for? Watch this video to know who has the best fixed annuity rates and my personal opinion on what to choose.

3 Big Retirement Withdrawal Mistakes

Are you sure you're managing your retirement withdrawal wisely? Watch this video so you can avoid these 3 big retirement withdrawal mistakes.

How Does An Indexed Annuity Differ From A Fixed Annuity

There are many different types of annuities. Sometimes, different terms may even mean the same thing which can understandably lead to confusion. In this video, we'll talk about how an indexed annuity differs from a fixed annuity.

Left Wing, Right Wing ... Need Both to Fly

Unity is a word that is quite important as a whole or a group or a country. Because without unity, everyone will not get along. There is a famous phrase, "United we stand, divided we fall." This video is a retirement expert rant because I'm thinking what if we all can just get along.

What Does It Mean When You Annuitize An Annuity?

Do you know what it means when you annuitize an annuity? That's what I'll talk about in this episode, along with the history of annuity and all you need to know about income streams and product types.

What Does The Maturity Date On An Annuity Mean?

An annuity is a big help for you, especially on your retirement. In this video, I will tell you how to determine the maturity date of your annuity. And what kind of annuity suits you best.

What Is A Cost Basis On An Annuity?

Are you wondering what is a cost basis on an annuity? In this episode, I'll talk about the cost basis of all different types of annuities and how it affects where you're coming from and the annuity where you're going to.

What Is A Guaranteed Lifetime Income Annuity?

There are many types of annuity. In this episode, I will tell you the different types of annuity and I will explain the misconceptions and what a guaranteed lifetime income annuity is.

Can You Take Your Money Out Of An Annuity?

Are you wondering how you can take your money out of an annuity? In this episode, I'll talk about the different types of annuity and how to take out the money in an annuity.

Is An Annuity A Good Investment For An Elderly Person?

Is an annuity a good investment for an elderly person? I assume you're here because you're thinking of a good investment for your annuity or you know someone who needs it. That's what I'll discuss in this video.

How Much Income Do I Need In Retirement?

How much income do I need in retirement? I'll answer that question by answering two questions and discuss my acronym PILL. I'll also talk about income floors and income streams and discuss further, about legacies.

How Much Do You Need To Start An Annuity?

Are you wondering how much do you need to start an annuity? I'll answer it here appropriately and suitably so you know unique ways to achieve your desired results.

Is An Annuity Affected By The Stock Market?

I'll talk about the details whether an annuity is affected by the stock market or not. In this video, I'll also discuss the types of annuity, and if the stock market affects them or not.

What Is The Difference Between An Annuity And An IRA

Do you know the types of annuities? How about the account types? If not, don't worry because that's what I will be talking about in this video. I'll also tell you what is the difference between an annuity and an IRA.

How I Really Feel About Variable Annuities

How I really feel about variable annuities? You can check it out on this video. I'll talk about annuity history, tax-deferred market growth and even how they work.

What Happens When An Annuity Owner Dies Before Annuitization?

Do you own an annuity? Are you thinking of getting one? Do you want to educate your beneficiaries? In this episode, I'll talk to you about what happens when an annuity owner dies before annuitization.

Should You Get Out Of Your Annuity?

Blinded by annuity bonuses? Are you thinking of getting out of your annuity? Then I'll break it down for you. In this video, I'll talk about market value adjustments, surrender charges, and put some comparisons with other annuities.

How Much Tax Do You Pay On An Annuity?

Insurance is a requirement for everything. So I know you have one. In this video, I'll talk about the types of accounts, how taxation is calculated and a lot more.

What Is A Living Benefit On An Annuity?

Do you have an annuity? Do you know what an annuity is? In this video, I'll talk about that contract between you and your insurance company. I'll also talk about lifetime income, confinement care benefits and income rider types.

How I Really Feel About Indexed Annuities

Are fixed index annuities a good investment? Why are fixed annuities bad? And what is the difference between a fixed annuity & a fixed index annuity? Also, what are the best fixed index annuities?

How To Calculate Taxable Income On An Annuity

Are you asking how to calculate taxable income on an annuity? As America's annuity agent with license from all 50 states, that's what we are going to talk about today.

What Happens To An Annuity If The Insurance Company Fails?

Do you have an annuity provider? Do you feel that the insurance company is going under? I'm licensed in all 50 states, so I understand your fears. In this video, I'll talk about what happens to an annuity if the insurance company fails.

5 Reasons NOT To Buy An Annuity

There are 2 things that you're probably here for. One, you don't know what an annuity is. Or two, you know what it is and want to know the reasons not to buy an annuity. In this video, I'll be answering your questions to the best of my abilities.

5 Biggest Annuity MISTAKES

Feel like you're making a mistake? Then you probably will! But if you DON'T want to make any, then know the 5 BIGGEST ANNUITY Mistakes that you can avoid.

Retirement Tips | How Early Should I Buy Annuities?

If you're looking to buy an annuity, then you might want to stick around. Not everyone needs an annuity, despite what all the other agents tell you. Stay tuned to today's episode as I share with you some things to remember before buying an annuity, and when the right time is to do so!

Reveal Why Single Premium Immediate Annuities (SPIAs) Work

Out of all the annuities in the world, why should you choose a Single Premium Immediate Annuity? How does it even work? If a 9-year old can't understand it, you shouldn't buy it! Join me today as I explain to you what a SPIA is and how it works in the simplest way possible. Stay tuned!

Retirement Expert Rants | Your Broker Now Sells Annuities

People saying they hate annuities doesn't frustrate me at all. What ticks me off is when people start selling annuities when they don't have the full roster! Stay with me in today's episode to learn why you shouldn't buy from just anyone who gives you a "really good deal."

QLACs | What Are The End-Of-Year Rules?

I'm here today to tell you all about the end-of-year rules for annuities. Why is it important to learn about them? You want to learn as much as you can before you buy an annuity because it's your money you are spending! Stay tuned and learn if you really need this annuity or not!

Retirement Calculator | Not All Calculators Are The Same

There are so many calculators in the world but is there a best one? Does it calculate what you really need in retirement? How do you know if it's the best one? Stay with me in today's episode and I'll tell you what to look for so you don't get fooled!

QLACs | How To Use IRA Money For Lifetime Income

Why is it important to learn about Qualified Longevity Annuity Contracts? Is it something special or different from the rest of annuities? I'm here to explain to you what they are and if you should take out your IRA money for it. Stay tuned!

Retirement Calculator | How Long Will 1 Million Dollars Last?

There are tons of annuity calculators out there, but not everything is as reliable as it may seem. When customizing anything, including annuities, there is no formula. You need to talk to an expert in order for you to get the best possible guarantee with your money. Let me explain it to you in today's episode.

Retirement Tips | Annuities Help You Rock A Budget

This video today is for those of you who love budgeting. It's a good skill to have especially in these troubling times. How do annuities help with budgeting? Annuities do help in this regard, and I'm here today to show you how. Stay tuned!

QLACs | The 2 Types Of People Who Buy QLACs

There are two types of people who buy Qualified Longevity Annuity Contracts, and one of these types of people might include you! What is a QLAC anyway and how does it work? Why would you want one? Will it fit your specific needs? Check it out in today's episode!

Retirement Calculator | What Is The Average 401(k) Balance Of A 60-Year-Old?

How much does a 60-year-old have in retirement? I get this question a lot. In this video, I will give you some stats that my staff research and why you need to use our annuity calculator. Annuities are customizable, and when you are using a retirement calculator, think of what you want, what your goals are, and what it is that you want to contractually solve for.

Retirement Tips | Annuities Are About More Than Covering Expenses

Annuities are a little bit more than just contractual guarantees. In this video, I'm going to talk bout how annuities can kind of help the psyche a little bit, talking about lifestyle and the emotional aspect of it. You need to know that annuities are about more than covering expenses. Stay tuned!

Reveal What Happens At The End Of A MYGA Term

Like most things, Multi-Year Guarantee Annuity terms also have ended. What happens at the end of a term? That depends on a lot of factors, so let's dive into it! Stay tuned to know more about what happens at the end of a MYGA term, and if it's really the best product for you.

Retirement Calculator | Is Your 401(k) Enough?

What are 401(k)s and is it really enough for retirement? In today's episode, I'm going to tell you what it is and if you really need it or if it will be enough for your needs. What do you need to know about them? Check out today's episode and get your facts straight. Stay tuned!

Retirement Lifestyle | 3 Tips To Financially Care For Your Loved Ones

During retirement, we no longer have work so how do we support the people we love financially? You don't need work, you just need to have an annuity! Stay tuned to today's episode as I share with you the benefits of having an annuity and how it can help you and your loved ones be financially secure.

Retirement Tips | How To Leave Money To My Grandkids

When we reach the end of the road, where does our money go? Let's talk about that in today's episode on how to leave money to your grandchildren. There are many options and I'll be talking about the best ones for your specific needs. Stay tuned!

Retirement Expert Rants | People Don't Even Know What They Are Buying

It enrages me to find out that a lot of people have no clue as to what they are buying, and this includes annuities as well. Annuity agents give so little information about what they're selling and sometimes or often rarely the truth. Let's get things straightened out. Know what you're buying or be doomed paying for the wrong thing!

How The Economy Affects Annuity Rates

The economy affects everything to do with money, and that includes annuity and the rates. How does the economy affect annuity rates exactly? Find out in today's episode as I share with you everything you need to know about it - let's get those facts straight!

Retirement Lifestyle | Never Lose Money with These Tips

Some people just automatically go for whatever they think is best, but is it really the best? Know what you're buying, especially for your retirement, so you get the most out of the product you're paying for! Stay tuned to today's episode to learn more about annuities and my tips to make sure you're getting the right product.

Fixed Indexed Annuities | Income Rider - Why, How, When

I've done a series on Fixed Index Annuities, but in this episode, let's talk specifically about Income Riders in Fixed Income Annuities. Let's discuss the why, how, and when of Income Riders so that you don't have to worry about them later! Stay tuned!

Retirement Lifestyle | Three Ways To Add Another Social Security Payment

Retirement is something that's inevitable for everyone, but how do we make sure to make the most out of it? In today's episode, I'm going to share with you three ways to add another social security payment so you can be all set! Stay tuned!

Retirement Expert Rants | Annuities In The News

You can see a lot of articles about annuities in the news and I'm pretty upset with all of that. So, I'm here to tell you the truth about annuities so that you can be more careful and avoid being a victim of what I called "fake" annuity news. Stay tuned!

Fixed Indexed Annuities | Spreads, Caps, Participation Rates

Understand your annuity terms with me today as I discuss the spreads, caps, participation rates. What are fixed indexed annuities and how do they work? What are spreads? What are caps? What are participation rates? All your questions about these things will be answered in today's episode, so make sure to stay tuned!

Retirement Tips | 2 Ways to Earn Interest and Delay Taxes

Of all the sources you can find regarding annuities, which one will you believe? You need to get it straight from America's Annuity Agent because I can guarantee that I will give you facts, not fiction. Stay tuned to today's episode as I tell you how you can earn interest and delay taxes for your retirement.

Pros And Cons Of Deferred Income Annuities

There are many types of annuities in the annuity world, so many people want to know what the differences are. In fact, what are Deferred Income Annuities anyway? Stay tuned to today's episode as I tell you the pros and cons of DIAs and how you can benefit from it.

Reveal The Best Fixed Annuity Rates Right Now!

A lot of people ask, "what are the best fixed annuity rates?" I'm here to tell you everything you need and must know about rates on annuities. It may be a fixed annuity, but the rates are not fixed! Stay tuned to learn more about this since it matters, especially when buying an annuity.

Retirement Expert Rants | Annuity Radio Shows

These radio shows drive me nuts with what they air about annuities! Don't believe everything you hear on air because they can either be white lies or not true at all! If you really want to learn about annuities, you come to the experts, and we'll give you facts, not butterflies and rainbows!

Retirement Expert Reacts To Dave Ramsey

I love Dave Ramsey and what he does, and in today's episode, I'm going to analyze one of his shows wherein he gives advice to a woman named Tanya about an annuity. Let's clarify some of the things that were mentioned in the video and set things straight! Stay tuned!