Welcome to the Stan the Annuity Man YouTube channel! Today we are going to do an annuity comparison looking at Income Riders vs. Deferred Income annuities. Sorry if you are distracted by my beautiful, crushed velvet!
Welcome again to ME answering YOUR questions. Today I answer questions about Income Riders, QLACs, and laddering annuity income. If you have questions, please put them in the comments.
There was an article written about what Clark Howard thought about annuities. I am a big fan of him! We are going to take a deeper dive with what he has talked about when it comes to annuities so you can understand the details.
The burning question in everyone’s mind: What are the disadvantages of annuities? The sales Gods are looking down at me saying, “Stan, don’t tell the truth!” Well, today we are going to go over the main disadvantages, so you don’t make a mistake.
Today’s topic is about you and the questions people put down below. If you put questions down there, I will answer them, and maybe YOU will be in the next Stan the Annuity Man video!
So glad you’ve joined me today for some annuity examples! We are talking about lifetime income choices using annuities. You already own the best inflation annuity on the planet- Social Security!
Today we are talking about Qualified Longevity Annuity Contracts vs. Deferred Income Annuities. We are going to talk about how they differ, how they are similar, and the brutal facts! Because, as you know, I am the walking middle finger of annuity truth.
Today’s topic is about indexed annuity scams and these back tested return numbers that seem so good, it’s just pie in the sky. This is one of the scams that drives me crazy!
You are in a safe annuity place! Today we are going to talk about annuity comparisons: Immediate Annuities vs. Deferred Income Annuities. Explain them both to me, Stan the Annuity Man!
I am so glad you have joined me today for this video! We are talking about retirement withdrawal strategies using income riders.
Hello America! This is a great topic. We are doing Fixed Index Annuities vs. Multi Year Guarantees. The ultimate cage battle! Which one do you want? Which one fits? Will they fit?!
This is annuity news... If there’s ever annuity news it's right now! We are going to talk about Moshe’s recent article about the history of hating annuities. If you hate annuities, call Social Security and cancel your payments because that’s the best annuity payment on the planet.
Today we are talking annuity comparisons: Certificate of Deposits vs. Multi-Year Guarantees. Are they different? Are they the same? Which one should I buy? Which one is better? The walking middle finger of annuity truth is going to tell you!
These are actual questions people put in after they watch these fabulous YouTube videos. I have no life and have been married for 33 years, so I am reading the questions and cherry-picking the best ones!
Today’s topic is how the paperwork process works. We are going to go over that in detail so there will be no surprises!
As they say, be careful when it’s free! What you are seeing on tv and popping up on the internet: “Free Annuity Report!” I’m getting ready to tell you what is getting ready to happen and it ain’t good!
Welcome to our series on how to buy an annuity. Today’s topic is about annuities inside an IRA, a non-IRA and a Roth IRA. We are going to go through each type, how it works, and why you might consider putting an annuity type inside those structures.
I’m getting ready to rant! This one is about these annuity reports you see popping up when you go on the internet. 8.1%?! When you do that, you have to know what is getting ready to happen, and if you don’t, I am going to tell you!
We are doing a series on How to Buy an Annuity. Today’s topic is- What percentage of your portfolio should you put in? That is a good question and a loaded question. Never ask any other agent except me!
Let's talk about Multi-Year Guaranteed Annuities (MYGAs) and death benefits - for when you hit the mountain in your Lear Jet. Know what you need to know before you make a decision on your own time frame.
Continuing with our 'How to Buy an Annuity' series. Today’s topic is a big one and an important one. I’m going to go through the reasons why we go through the application process. There is a method to this madness!
Today we are going to answer some actual questions that were posted on the YouTube channel. I encourage you to put a comment down there and you might make the next Stan the Annuity Man video!
The question that everyone asks: Is it possible to time the purchase? You’ve been trained to try and time everything in the markets, but can you do that with annuities? Watch and find out!
We are helping people make good, informed, and factual decisions on all annuity types. Today we will go over all of the annuity calculator types on StantheAnnuityMan.com. Tune in to find some out some secrets and tips from Stan the Annuity Man!
Today we are going to talk about how much money you need for an annuity. We will also take a look at the annuity industry and look at that question from a legal standpoint.
Annuity, annuity, annuity! Do I sound like a broken record? We are going to talk about the repetitive nature of Stan the Annuity Man and why its beneficial to you!
I’m so glad you have joined me for the continuing series of how to buy an annuity! We’re doing a series of videos on how to buy an annuity because we get all these questions, and your questions end up turning into videos. Today's question is- What age is too old or too young.
Today’s topic is a good one! I am doing an annuity fact check on Christine Benz. A client of mine sent me the article and asked, is this true? Not really. But I’m going to help!
I’m glad you’ve joined me for this video! It is a part of a series of videos that we are doing on how to buy annuities. Today, we are going to talk about what type of annuity is best. Disclaimer- Annuities are not for everyone!
This topic is a good one! The bottom line is, I want to make sure that you make a good decision, an informed decision, and a factual decision if you are considering annuities. Let’s get down to the real facts of why people hate Stan the Annuity Man!
I believe that people should be able to watch videos on how to buy an annuity before they interact. Should you buy an annuity? We are going to go over the questions you need to ask and answer to determine if an annuity is suitable and appropriate for your specific situation.
In today's video, I do a fact check on a recent article from Think Advisor. Jane Bryant Quinn was interviewed and made some statements about annuities that weren't as accurate as I would like. As you all know, I'm brutally factual when it comes to annuities and I want to make sure the information gets out there.
Do you know your options when it comes to customizing annuities? It's important to know how you can make the most out of your annuities! So in this episode of Annuity Examples, I'll talk all about annuity ladders and how you can use them to your advantage!
So many people are being convinced to buy the wrong annuities all because of misinformed financial advisors! You wouldn't want that to happen to your money! That's why in this video, I'll list down some questions to ask your financial advisor about annuities, so you won't be fooled into getting the wrong one!
Do fixed index annuities sound too good to be true in sales pitches? Well, you should definitely learn more about how this works before signing any contracts! Just watch this video to learn everything you need to know about fixed index annuities!
Are you aware of the newest addition to the annuity family? Most people don't know about this, but I'm here to spread the word! In this episode of Annuity Examples, learn more about qualified longevity annuity contracts and how you can use this to your advantage!
Do you use income riders for your annuities? What if I told you there's a way to upgrade your benefits even more? In this video, learn all about enhanced benefit riders and how you can use this with your annuities!
With so many sales pitches for different types of annuities, how do you know which one's the best for you?
Beware of what financial investors say about annuities! Most of them don't tell you the benefits of having properly structured immediate annuities! So watch this video to learn everything you need to know about single premium immediate annuities!
Has someone pitched to you about transferring your annuity? Before you agree to anything, make sure you understand what will actually happen when you do this! Watch this video so you can be informed about how to transfer annuities the right way!
Have you heard of pitches for annuities that were specially structured to deal with inflation? Is there really an annuity that addresses this situation? Get a better understanding of how annuities and inflation work by watching this video!
Most people don't know much about multi-year guaranteed annuities, which is why I'm here to give you everything you need to know! Watch this video to know the benefits you can get from MYGAs and how you can use this to your advantage!
When it comes to annuities, there can be a lot of confusion, especially with all of these different types! Make sure you're not getting the wrong idea by watching this video! I'm going to give you a simple explanation so you can understand how retirement cash flow from SPIAs really work!
Have you heard good things about annuities and you're now convinced to buy one? How do you get the one that's right for you? In this video, I'll show you exactly how to buy an annuity and what you need to know before getting one!
Want to know more about income flooring in annuities? Well, I can give you an explanation that's easy to understand! Watch this video to know what annuity income flooring means, and how you can structure this to your advantage!
Have you heard of deferred income annuities? These are the latest additions to the annuity family, and you can learn all about them by watching this video! I'll be showing you more annuity examples and explain exactly what deferred income annuities do!
When it comes to withdrawals, you want to make sure you're using the right strategies so you won't make a mistake! So what's the best way to do this? Well, just watch this video where I show you some retirement withdrawal strategies using annuities!
Have you ever gotten a call inviting you to a free dinner? That may sound interesting at first, but don't fall into the trap! Watch this video to know more about the pros and cons of annuities, especially about the bad chicken dinner sales pitch!
Have you heard of income riders before? Most people don't even know what these are and where they're used! In this video, I'll give you more annuity examples and talk everything about income riders so you can stay informed!
Confused about annuities and whether or not you need them? Are these really great like other people say, or should you not bother? Well, I'm here to set the record straight! Watch this video to know the pros and cons of annuities, specifically fixed income annuities, so you can judge these yourself!
What type of annuity should you buy? When's the right time to buy one? You're already asking all these questions but do you even know if you need one? Watch this video to find out why you have to buy an annuity.
Have you heard of all this talk on annuities but you don't really know what they're for? In this video, find out what is the primary reason for buying an annuity or if you really need it at all.
Are you thinking of getting a fixed annuity? Watch this video first! You'll get fixed indexed annuities explained in an easily understandable way, so you know exactly what you're getting into!
Have you ever heard of income riders? Are you aware of what these are for? If not, then you better watch this video because I'll tell you why you should take a closer look at income riders!
Are you wondering how to get out of a fixed annuity? Is there an easy way to do this? Well, watch this video to find out what your options are for getting your money back!
Are you asking yourself, "Can I buy a pension annuity with cash?" Are you sure that's a good idea? Find out if you're making the right decision by watching this video!
Interested in learning more about MYGAs? Find out what they are, how they work, and everything else by watching this video! I'll give you all the MYGA secrets and what you need to know to make the right financial decisions!
Are you worried about what happens to a pension annuity when you die? Do you want to make sure your family gets their benefits properly? Then just watch this video to find out the answers to those questions and more about pension annuities!
Do you want to know what are your 4 choices at the end of your MYGA term? Can you transfer these or cash them in? Find out the answers and which option is the best for you by watching this video!
You may know that there are a lot of advantages to annuities. So, you're probably wondering what are the disadvantages of investing in an annuity? Watch this video to find out what these are!
Do you hear other people say they hate annuities? Well, they're most likely telling a lie and I'll show you why. In this episode of Retirement Expert Rant, I'll tell you what I love about lifetime income.
Do you have a lifetime income? What about insurance for that income? In this video, I'll show you some annuity examples on income insurance and explain why you definitely need this.
For today's Annuity News, Vanguard annuities are now handled by TransAmerica. So, what does this mean for you and your accounts? Don't make any hasty decisions just yet! Watch this video first to learn more about it.
Have you heard of CDs and annuities? Do you know what the differences are? In this video, I explain what the difference is between a CD and an annuity to help you decide which one to go for.
Fixed indexed annuities are complex and it can be difficult to understand how it works. But, there's a secret ingredient to FIAs that you only really need to pay attention to. In this video, I'll reveal everything there is to know about why renewal rates are the secret to FIAs.
Are you aware of the amazing benefits you can get from multi-year guarantee annuities? For this episode of Retirement Expert Rants, I'm going to share with you what I love about MYGAs and why this is the right way to go.
Do you want to know how you can get money from your annuity without penalty? It may not be as simple as you think. Find out the answer by watching this video!
Many financial agents and advisors may provide the wrong information when it comes to annuities. Learn from the best and watch this video to find out how to know if your annuity is qualified.
There are so many different companies offering fixed annuities with varying rates. So, how do you decide which one to go for? Watch this video to know who has the best fixed annuity rates and my personal opinion on what to choose.
Are you sure you're managing your retirement withdrawal wisely? Watch this video so you can avoid these 3 big retirement withdrawal mistakes.
There are many different types of annuities. Sometimes, different terms may even mean the same thing which can understandably lead to confusion. In this video, we'll talk about how an indexed annuity differs from a fixed annuity.
Unity is a word that is quite important as a whole or a group or a country. Because without unity, everyone will not get along. There is a famous phrase, "United we stand, divided we fall." This video is a retirement expert rant because I'm thinking what if we all can just get along.
Do you know what it means when you annuitize an annuity? That's what I'll talk about in this episode, along with the history of annuity and all you need to know about income streams and product types.
An annuity is a big help for you, especially on your retirement. In this video, I will tell you how to determine the maturity date of your annuity. And what kind of annuity suits you best.
Are you wondering what is a cost basis on an annuity? In this episode, I'll talk about the cost basis of all different types of annuities and how it affects where you're coming from and the annuity where you're going to.
There are many types of annuity. In this episode, I will tell you the different types of annuity and I will explain the misconceptions and what a guaranteed lifetime income annuity is.
Are you wondering how you can take your money out of an annuity? In this episode, I'll talk about the different types of annuity and how to take out the money in an annuity.
Is an annuity a good investment for an elderly person? I assume you're here because you're thinking of a good investment for your annuity or you know someone who needs it. That's what I'll discuss in this video.
How much income do I need in retirement? I'll answer that question by answering two questions and discuss my acronym PILL. I'll also talk about income floors and income streams and discuss further, about legacies.
Are you wondering how much do you need to start an annuity? I'll answer it here appropriately and suitably so you know unique ways to achieve your desired results.
I'll talk about the details whether an annuity is affected by the stock market or not. In this video, I'll also discuss the types of annuity, and if the stock market affects them or not.
Do you know the types of annuities? How about the account types? If not, don't worry because that's what I will be talking about in this video. I'll also tell you what is the difference between an annuity and an IRA.
How I really feel about variable annuities? You can check it out on this video. I'll talk about annuity history, tax-deferred market growth and even how they work.
Do you own an annuity? Are you thinking of getting one? Do you want to educate your beneficiaries? In this episode, I'll talk to you about what happens when an annuity owner dies before annuitization.
Blinded by annuity bonuses? Are you thinking of getting out of your annuity? Then I'll break it down for you. In this video, I'll talk about market value adjustments, surrender charges, and put some comparisons with other annuities.
Insurance is a requirement for everything. So I know you have one. In this video, I'll talk about the types of accounts, how taxation is calculated and a lot more.
Do you have an annuity? Do you know what an annuity is? In this video, I'll talk about that contract between you and your insurance company. I'll also talk about lifetime income, confinement care benefits and income rider types.
Are fixed index annuities a good investment? Why are fixed annuities bad? And what is the difference between a fixed annuity & a fixed index annuity? Also, what are the best fixed index annuities?
Are you asking how to calculate taxable income on an annuity? As America's annuity agent with license from all 50 states, that's what we are going to talk about today.
Do you have an annuity provider? Do you feel that the insurance company is going under? I'm licensed in all 50 states, so I understand your fears. In this video, I'll talk about what happens to an annuity if the insurance company fails.
There are 2 things that you're probably here for. One, you don't know what an annuity is. Or two, you know what it is and want to know the reasons not to buy an annuity. In this video, I'll be answering your questions to the best of my abilities.
Feel like you're making a mistake? Then you probably will! But if you DON'T want to make any, then know the 5 BIGGEST ANNUITY Mistakes that you can avoid.
If you're looking to buy an annuity, then you might want to stick around. Not everyone needs an annuity, despite what all the other agents tell you. Stay tuned to today's episode as I share with you some things to remember before buying an annuity, and when the right time is to do so!
Out of all the annuities in the world, why should you choose a Single Premium Immediate Annuity? How does it even work? If a 9-year old can't understand it, you shouldn't buy it! Join me today as I explain to you what a SPIA is and how it works in the simplest way possible. Stay tuned!
People saying they hate annuities doesn't frustrate me at all. What ticks me off is when people start selling annuities when they don't have the full roster! Stay with me in today's episode to learn why you shouldn't buy from just anyone who gives you a "really good deal."
I'm here today to tell you all about the end-of-year rules for annuities. Why is it important to learn about them? You want to learn as much as you can before you buy an annuity because it's your money you are spending! Stay tuned and learn if you really need this annuity or not!
There are so many calculators in the world but is there a best one? Does it calculate what you really need in retirement? How do you know if it's the best one? Stay with me in today's episode and I'll tell you what to look for so you don't get fooled!
Why is it important to learn about Qualified Longevity Annuity Contracts? Is it something special or different from the rest of annuities? I'm here to explain to you what they are and if you should take out your IRA money for it. Stay tuned!
There are tons of annuity calculators out there, but not everything is as reliable as it may seem. When customizing anything, including annuities, there is no formula. You need to talk to an expert in order for you to get the best possible guarantee with your money. Let me explain it to you in today's episode.
This video today is for those of you who love budgeting. It's a good skill to have especially in these troubling times. How do annuities help with budgeting? Annuities do help in this regard, and I'm here today to show you how. Stay tuned!
There are two types of people who buy Qualified Longevity Annuity Contracts, and one of these types of people might include you! What is a QLAC anyway and how does it work? Why would you want one? Will it fit your specific needs? Check it out in today's episode!
How much does a 60-year-old have in retirement? I get this question a lot. In this video, I will give you some stats that my staff research and why you need to use our annuity calculator. Annuities are customizable, and when you are using a retirement calculator, think of what you want, what your goals are, and what it is that you want to contractually solve for.
Annuities are a little bit more than just contractual guarantees. In this video, I'm going to talk bout how annuities can kind of help the psyche a little bit, talking about lifestyle and the emotional aspect of it. You need to know that annuities are about more than covering expenses. Stay tuned!
Like most things, Multi-Year Guarantee Annuity terms also have ended. What happens at the end of a term? That depends on a lot of factors, so let's dive into it! Stay tuned to know more about what happens at the end of a MYGA term, and if it's really the best product for you.
What are 401(k)s and is it really enough for retirement? In today's episode, I'm going to tell you what it is and if you really need it or if it will be enough for your needs. What do you need to know about them? Check out today's episode and get your facts straight. Stay tuned!
During retirement, we no longer have work so how do we support the people we love financially? You don't need work, you just need to have an annuity! Stay tuned to today's episode as I share with you the benefits of having an annuity and how it can help you and your loved ones be financially secure.
When we reach the end of the road, where does our money go? Let's talk about that in today's episode on how to leave money to your grandchildren. There are many options and I'll be talking about the best ones for your specific needs. Stay tuned!
It enrages me to find out that a lot of people have no clue as to what they are buying, and this includes annuities as well. Annuity agents give so little information about what they're selling and sometimes or often rarely the truth. Let's get things straightened out. Know what you're buying or be doomed paying for the wrong thing!
The economy affects everything to do with money, and that includes annuity and the rates. How does the economy affect annuity rates exactly? Find out in today's episode as I share with you everything you need to know about it - let's get those facts straight!
Some people just automatically go for whatever they think is best, but is it really the best? Know what you're buying, especially for your retirement, so you get the most out of the product you're paying for! Stay tuned to today's episode to learn more about annuities and my tips to make sure you're getting the right product.
I've done a series on Fixed Index Annuities, but in this episode, let's talk specifically about Income Riders in Fixed Income Annuities. Let's discuss the why, how, and when of Income Riders so that you don't have to worry about them later! Stay tuned!
Retirement is something that's inevitable for everyone, but how do we make sure to make the most out of it? In today's episode, I'm going to share with you three ways to add another social security payment so you can be all set! Stay tuned!
You can see a lot of articles about annuities in the news and I'm pretty upset with all of that. So, I'm here to tell you the truth about annuities so that you can be more careful and avoid being a victim of what I called "fake" annuity news. Stay tuned!
Understand your annuity terms with me today as I discuss the spreads, caps, participation rates. What are fixed indexed annuities and how do they work? What are spreads? What are caps? What are participation rates? All your questions about these things will be answered in today's episode, so make sure to stay tuned!
Of all the sources you can find regarding annuities, which one will you believe? You need to get it straight from America's Annuity Agent because I can guarantee that I will give you facts, not fiction. Stay tuned to today's episode as I tell you how you can earn interest and delay taxes for your retirement.
There are many types of annuities in the annuity world, so many people want to know what the differences are. In fact, what are Deferred Income Annuities anyway? Stay tuned to today's episode as I tell you the pros and cons of DIAs and how you can benefit from it.
A lot of people ask, "what are the best fixed annuity rates?" I'm here to tell you everything you need and must know about rates on annuities. It may be a fixed annuity, but the rates are not fixed! Stay tuned to learn more about this since it matters, especially when buying an annuity.
These radio shows drive me nuts with what they air about annuities! Don't believe everything you hear on air because they can either be white lies or not true at all! If you really want to learn about annuities, you come to the experts, and we'll give you facts, not butterflies and rainbows!
I love Dave Ramsey and what he does, and in today's episode, I'm going to analyze one of his shows wherein he gives advice to a woman named Tanya about an annuity. Let's clarify some of the things that were mentioned in the video and set things straight! Stay tuned!
When Stan The Annuity Man® decided to start his own YouTube channel in the summer of 2019, he wanted it to be the go-to place for consumers to learn about all things annuity on their own terms.
He hired the best YouTube producers, editors, and consultants in the country and then laid out an almost impossible goal...to release a brand new video every single weekday (Monday through Friday).
The goal was big, bold, and was the typical Stan The Annuity Man® “nothing in moderation” approach. The first video was launched on the Stan The Annuity Man® YouTube channel on Monday, September 30th of 2019.
Stan hasn’t missed a day (Monday through Friday) since and doesn’t plan on backing off this daily pace in the foreseeable future.
The obvious winner with this disciplined and volume approach is the annuity consumer. No more having to go to those “bad chicken dinner annuity seminars” (unless you are hungry) or sit in an office with an eager high-pressure selling agent. You can now educate yourself on annuities on your terms.
Stan’s videos are typically 8 to 10 minutes long and are a firehose of brutally factual annuity information...with a little Southern humor thrown in for good measure.
Stan The Annuity Man® has decades of experience in the financial services industry. Before becoming “America’s Annuity Agent®,” Stan worked for large wirehouse firms like Dean Witter, Paine Weber, Morgan Stanley, and UBS (Union Bank of Switzerland). He understands markets, and more importantly, the specific roles that annuity contracts can play in a specific portfolio.
Annuities are life insurance products that can be used in retirement accounts or non-IRA accounts. Before you buy an annuity, you need to fully understand the different types of annuities, annuity fees/management fees, the rate of interest for each strategy, how surrender charges work, when you should start receiving payments/stream of income, and how each annuity type can contractually fit into your retirement planning strategies. And that’s just the start of what you will learn on the Stan The Annuity Man® YouTube channel.
A lot of the YouTube video topics that Stan has filmed were suggested by listeners and clients so that they could better understand a specific topic or product. You can do the same. Just email Stan The Annuity Man® at email@example.com or call him at 800.509.6473. You can also submit questions or topic ideas by mail to The Annuity Man - P.O. Box 2225 - Ponte Vedra Beach, FL 32082.
What sets Stan The Annuity Man® apart from all other selling annuities is his “Contractual Guarantees Only” approach. He is a firm believer that annuities should NOT be purchased for stock market or mutual fund type returns. You always own annuities for what they WILL DO, not what they might do.
Type in “Stan The Annuity Man” in the YouTube search bar, and you will be taken to the channel. Make sure to click the subscribe button on the channel to receive updates on new videos released or live YouTube events that Stan might be hosting.