May 16, 2024
Retirement Lifestyle: 3 Tips to Financially Care for Your Loved Ones
I'm Stan The Annuity Man, America's annuity agent, licensed in all 50 states. What I'm doing is kind of answering the questions of how do I do this? How do I take care of my loved ones financially? Now, there's a myriad of ways to do that.
The Reality of Life With 20 Year Certain Annuities
Today's topic is one that I've wanted to do for a long time, and I got a call the other day that triggered it. The topic is the realities of life with a 20-year certain or joint life with a 20-year period certain, Immediate Annuity, or Deferred Income Annuity.
February 22, 2024
Every American Already Owns an Annuity
Today, we are talking about everyone hating annuities. "I hate annuities, Stan. Do you see the ads? I hate all annuities." That's funny because every U.S. citizen with a Social Security number already owns an annuity. And I'm going to explain that today.
February 21, 2024
Annuities Can Have Flexible Income Start Dates: Shootin' It Straight With Stan
Today's topic is: Annuities Can Have Flexible Income Start Dates. A lot of people out there, when they talk about annuities, they think there's only one. "I won't buy an annuity because the annuity company keeps money when I die." That's one of 40 ways to structure it.
February 18, 2024
Unlocking Annuity Guarantees for a Worry-Free Retirement
Today's topic is unlocking annuity guarantees for a worry-free retirement. We all want a worry-free retirement. In my opinion, the way to get a worry-free retirement is to have a lifetime income and enough money to live on without worry. That's what annuities can do for you.
February 1, 2024
Why Democrats Love Annuities
Today we're going to talk about why Democrats love annuities. The blue state. We have the red state, which are the Republicans, and then we have the Democrats. I've done a blog on why Republicans love annuities, but I think it's fair to talk about the Democrats.
January 25, 2024
Income Riders Attached to Fixed Indexed Annuities
This is part of the Fixed Indexed Annuity blogs I've done on the product, which will help the consumer understand what's being pitched out there. Today, we're going to talk about Income Riders attached to Indexed Annuities. Why? When? How? What? And does it make sense?
January 24, 2024
Increase Your Annuity Income Floor as You Age: Shootin’ It Straight With Stan
Today's topic is a good one: Increase Your Annuity Income Floor as You Age. In other words, that income floor, that amount that's hitting your bank account every single month, needs to be increased as you get older.
January 15, 2024
Best Pension Annuity Deals
You're looking for the best pension annuity deals, hey, that's a good thing because pensions are good. Why? Because you can never outlive the income, just like Social Security. And if you work for the government, there are pensions there, but most people are working in the private sector, so they really don't have pensions.
December 27, 2023
Lovingly Handcuffing Your Beneficiaries with Annuities: Shootin' It Straight With Stan
Today's topic is a good one. It's a personal one, and I can share some stories. It's called lovingly handcuffing your beneficiaries with annuity guarantees. You might be saying, "Wait a minute, handcuffing? That doesn't sound lovingly." It does when it comes to finances.
December 24, 2023
Single Premium Immediate Annuity Death Benefit (SPIA)
Today's topic is Single Premium Immediate Annuity death benefits, the death benefits of an Immediate Annuity. I read something the other day, and it was from a brilliant person. It said, "Well, you need to be careful when buying an Immediate Annuity because when you die, the money goes poof, the money goes away." I'm thinking, "Oh my gosh, this person's educated, and they have a syndicated show, and they're writing that?
December 21, 2023
Independent Retirement Annuity: Your Pension Plan
Let's talk about independent retirement annuity, developing your retirement pension plan, and your personal pension plan. Slow down. Slow down and listen. Slow down in life. Slow down and look. Slow down and live. Slow down and enjoy. Slow down and love. Slow down and learn.