Annuity Examples: Annuity Income Flooring

Annuity Examples: Annuity Income Flooring

Hi there, Stan The Annuity Man, America's annuity agent licensed in all 50 states. I'm glad that you joined me today. We're talking about annuity examples and annuity income flooring.
State Law: Is There a Free Look Period for Annuities?

State Law: Is There a Free Look Period for Annuities?

Can you get out of an annuity once you buy it? Is there a provision for you to reverse the mistake you think you've made? Good question and I will explain today the free look time periods for annuities regulated by the states.
Every American Already Owns an Annuity

Every American Already Owns an Annuity

Today, we are talking about everyone hating annuities. "I hate annuities, Stan. Do you see the ads? I hate all annuities." That's funny because every U.S. citizen with a Social Security number already owns an annuity. And I'm going to explain that today.
Annuities Can Have Flexible Income Start Dates: Shootin' It Straight With Stan

Annuities Can Have Flexible Income Start Dates: Shootin' It Straight With Stan

Today's topic is: Annuities Can Have Flexible Income Start Dates. A lot of people out there, when they talk about annuities, they think there's only one. "I won't buy an annuity because the annuity company keeps money when I die." That's one of 40 ways to structure it.
Unlocking Annuity Guarantees for a Worry-Free Retirement

Unlocking Annuity Guarantees for a Worry-Free Retirement

Today's topic is unlocking annuity guarantees for a worry-free retirement. We all want a worry-free retirement. In my opinion, the way to get a worry-free retirement is to have a lifetime income and enough money to live on without worry. That's what annuities can do for you.
How The Economy Affects Annuity Rates

How The Economy Affects Annuity Rates

The question is, how does the economy affect annuity rates? That's a basic question with a very detailed answer because annuities are not all the same. I know that "I hate all annuities" ads are out there.
Annuity Income: How To Set Up Your Payments

Annuity Income: How To Set Up Your Payments

Stan The Annuity Man, America's annuity agent, licensed in all 50 states and that's including yours. And we're talking about annuity income and how to set up those payments; let's talk about that.
Why Democrats Love Annuities

Why Democrats Love Annuities

Today we're going to talk about why Democrats love annuities. The blue state. We have the red state, which are the Republicans, and then we have the Democrats. I've done a blog on why Republicans love annuities, but I think it's fair to talk about the Democrats.
Why Republicans Love Annuities

Why Republicans Love Annuities

Today's topic is a good one: Why Republicans Love Annuities. Yes, Republicans love annuities. I'm going to do another blog on our friends, the Democrats. But Republicans love annuities.
Income Riders Attached to Fixed Indexed Annuities

Income Riders Attached to Fixed Indexed Annuities

This is part of the Fixed Indexed Annuity blogs I've done on the product, which will help the consumer understand what's being pitched out there. Today, we're going to talk about Income Riders attached to Indexed Annuities. Why? When? How? What? And does it make sense?
Increase Your Annuity Income Floor as You Age: Shootin’ It Straight With Stan

Increase Your Annuity Income Floor as You Age: Shootin’ It Straight With Stan

Today's topic is a good one: Increase Your Annuity Income Floor as You Age. In other words, that income floor, that amount that's hitting your bank account every single month, needs to be increased as you get older.
Best Pension Annuity Deals

Best Pension Annuity Deals

You're looking for the best pension annuity deals, hey, that's a good thing because pensions are good. Why? Because you can never outlive the income, just like Social Security. And if you work for the government, there are pensions there, but most people are working in the private sector, so they really don't have pensions.
Lovingly Handcuffing Your Beneficiaries with Annuities: Shootin' It Straight With Stan

Lovingly Handcuffing Your Beneficiaries with Annuities: Shootin' It Straight With Stan

Today's topic is a good one. It's a personal one, and I can share some stories. It's called lovingly handcuffing your beneficiaries with annuity guarantees. You might be saying, "Wait a minute, handcuffing? That doesn't sound lovingly." It does when it comes to finances.
Single Premium Immediate Annuity Death Benefit (SPIA)

Single Premium Immediate Annuity Death Benefit (SPIA)

Today's topic is Single Premium Immediate Annuity death benefits, the death benefits of an Immediate Annuity. I read something the other day, and it was from a brilliant person. It said, "Well, you need to be careful when buying an Immediate Annuity because when you die, the money goes poof, the money goes away." I'm thinking, "Oh my gosh, this person's educated, and they have a syndicated show, and they're writing that?
Independent Retirement Annuity: Your Pension Plan

Independent Retirement Annuity: Your Pension Plan

Let's talk about independent retirement annuity, developing your retirement pension plan, and your personal pension plan. Slow down. Slow down and listen. Slow down in life. Slow down and look. Slow down and live. Slow down and enjoy. Slow down and love. Slow down and learn.