Longevity Annuities (DIAs)

5 Key Features:

• No annual fees
• Income can be deferred as short as 2 years up to 45 years
• COLAs (Cost of Living Adjustments) can be contractually attached
• Annuitized payment stream (exclusion ratio benefit)
• Can be used for lifetime laddering strategies

Examples of Longevity Annuities (DIAs):  $100,000 non-qualified – 55 Male

• Life with Install Refund – Deferred 5 Years
• Life with Install Refund – Deferred 5 Years with COLA
• Life with Install Refund – Deferred 10 Years
• Life with Install Refund – Deferred 10 Years with COLA
• Life with Install Refund – Deferred 20 Years
• Life with Install Refund – Deferred 20 Years with COLA