Longevity Annuities (DIAs)

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5 Key Features:

  • No annual fees
  • Income can be deferred as short as 2 years up to 45 years
  • COLAs (Cost of Living Adjustments) can be contractually attached
  • Annuitized payment stream (exclusion ratio benefit)
  • Can be used for lifetime laddering strategies

Examples of Longevity Annuities (DIAs):  $100,000 non-qualified – 55 Male

  • Life with Install Refund – Deferred 5 Years
  • Life with Install Refund – Deferred 5 Years with COLA
  • Life with Install Refund – Deferred 10 Years
  • Life with Install Refund – Deferred 10 Years with COLA
  • Life with Install Refund – Deferred 20 Years
  • Life with Install Refund – Deferred 20 Years with COLA
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