LIFE INSURANCE AND ANNUITY COMBINATION STRATEGIES
At Stan The Annuity Man we use both annuities and life insurance to create strategies that achieve exactly what you want – contractually guaranteed. Annuities are, in fact, life insurance products. Since annuities, and therefore life insurance products, are my sole focus, you can be sure I am completely immersed in separating the very best of these products from the myriad available. Here are some of the combination strategies utilized by Stan the Annuity Man. You’ve seen some before in this website, but they bear repeating here for clarity’s sake.
Leveraged Legacy Doubler (L.L.D.)™ Strategy
- Created and trademarked by Stan The Annuity Man.
- Details only discussed in private client meetings.
The Leveraged Legacy Doubler strategy uses the income stream from one specific annuity to fully fund a life insurance policy. This strategy provides a guaranteed lifetime income stream for you and your spouse and a TAX FREE lump sum distribution to your beneficiaries upon your passing.
Family Owned Life Insurance (F.O.L.I.)™ Strategy
- Created and trademarked by Stan The Annuity Man.
- Details only discussed in private client meetings.
By structuring, or re-structuring, your current annuity and/or life insurance policies, I can maximize your legacy by utilizing current life/annuity contractual law to leave a TAX FREE legacy to your heirs.
Safely Optimizing Annuity and Life Insurance Returns (S.O.A.R.)™
- Created and trademarked by Stan The Annuity Man.
- Details only discussed in private client meetings.
In this strategy we use specific and proprietary annuity and life insurance combinations for the sole purpose of maximizing your ROI (return on investment).
IMPORTANT – Life Insurance and Annuity Policy Review
Let us take a look at your current policy to see if it can be improved. At the very least, I can fully and clearly explain what you own and how to maximize the policy. I may be able to take what you currently own and work it into one of our Stan the Annuity Man customized combination strategies.
An analogy I like to use is that older life insurance and annuity policies are like old blocky cell phones compared to today’s technologically advanced cell phones. The newer phones are better and the new insurance and annuity policies reflect the same caliber of improvements.
Here are some thoughts I’d like you to consider about a Stan the Annuity Man Policy Review:
- We don’t charge anything to take a look at your policies, so why wouldn’t you take advantage of this FREE service?!
- You can transfer/upgrade your annuity or life insurance policy by implementing the IRS 1035 exchange rule. This is a NON-TAXABLE event and an easy way to upgrade what you currently own without tax consequences.
