LEAVE A LEGACY
When your goal is the comfort and confidence of knowing you have a plan in place to provide for your heirs, Stan the Annuity Man is able to offer a number of annuity strategies to best meet your legacy goals. Here are some options we can look at:
Stretch IRA Strategy
My Stretch IRA Strategy uses your IRA (Traditional or Roth) to distribute your wealth over multiple generations. We use specific fixed annuities, that have been developed for this Stretch IRA Strategy, to achieve the maximum return for you and your family, while providing safety from market volatility.
Some features and advantages of the Stretch IRA Strategy are:
- The Stan the Annuity Man Roth Stretch Strategy will prevent “double taxation” to your beneficiaries, while maximizing your legacy using a safe annuity structure.
- Properly listed beneficiaries can extend your Required Minimum Distributions (RMD’s) over their lifetimes after your passing.
Required Minimum Distribution Strategy (RMD’s for your IRA)
If you are taking RMD’s from your IRA just because of the requirement, at Stan the Annuity Man we have a legacy strategy that allows you to take RMD’s from your IRA and still be GUARANTEED to leave MORE MONEY for your beneficiaries, regardless of interest rate or market fluctuations.
Basically I utilize a specific annuity strategy that will contractually grow at a rate that exceeds your Required Minimum Distribution rate. This leaves more money in your IRA regardless of how long you take your RMD’s, or the dollar amount of your RMD.
Leveraged Legacy Doubler (L.L.D.)™ Strategy
- Created and trademarked by Stan The Annuity Man.
- Details only discussed in private client meetings.
The Leveraged Legacy Doubler strategy uses one specific annuity – I researched more than 1,000 annuities to find this one! The income stream from this annuity is used to fully fund a life insurance policy. This strategy provides a guaranteed lifetime income stream for you and your spouse and a TAX FREE lump sum distribution to your beneficiaries upon your passing.
Example: If a husband and wife utilized the L.L.D. strategy, there would be a lifetime income stream provided for both lives AND a tax free lump some benefit from the life insurance policy as well.
Giving Inheritance Fortunes To Generations (G.I.F.T.)™ Strategy
- Created and trademarked by Stan The Annuity Man.
- Details only discussed in private client meetings.
By structuring, or re-structuring, your annuity and/or life insurance holdings properly, I can use those annuities to contractually guarantee the maximization of your estate to your listed beneficiaries, trust, or a specific charity. At Stan The Annuity Man, we can help you give the G.I.F.T. that keeps on giving – contractually guaranteed.
Family Owned Life Insurance (F.O.L.I.)™ Strategy
- Created and trademarked by Stan The Annuity Man.
- Details only discussed in private client meetings.
By structuring, or re-structuring, your current annuity and/or life insurance policies, I can maximize your legacy by utilizing current life/annuity contractual law to leave a TAX FREE legacy to your heirs.
Heirs Extraordinary Return Opportunities (H.E.R.O.)™ Strategy
- Created and trademarked by Stan The Annuity Man.
- Details only discussed in private client meetings.
What you leave to your beneficiaries/heirs can be maximized when structured properly within your IRA, Annuity, or Life Insurance policy. Let us help you be a true and lasting H.E.R.O. to your family.
One of the many reasons I care enough to come to your home, however distant, and sit with you personally is so we can look at your goals and your existing strategies. You are not “stuck” in your current annuity or life insurance situation. Working all this out to deliver you a personal best legacy plan is most efficiently accomplished when we can sit face-to-face to make sure all your questions are answered and your options are clearly explained.
