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Income Rider Key Features:

  • Flexible (you can choose when the income starts)
  • Efficiently used for Target Date or Income Later Planning
  • Can be structured Joint with Spouse
  • COLA & CPI-U Increases can be added to some Riders
  • Some Riders can be used as a death benefit
  • Some Riders offer LTC or Confinement Care benefits
  • Solves for Longevity Risk (i.e. outliving your money)
  • Provides an income stream that you can never outlive