How are Most Annuity Products Distributed?

Annuities are the most misunderstood, over hyped, and oversold products in financial history.  Even though there are 15 different types of annuities (that I can find), most people refer to them with one definition they have in their mind.  Even though there are over $200 billion of annuity policies sold every year, the distribution of annuities is currently locked in a time warp of the past.  Think typewriters.  Think travel agency.  If you yearn for those good old days of inefficient distribution, then annuities are your leisure suit.

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