Annuity Leveraging Strategies

In a perfect world, all annuities should be solely owned for their contractual guarantees.  The phrase that I have coined to describe this strategy is, “Own an annuity for what it will do, not what it might do.”  ‘Will do” reflects simply the contractual guarantees of the policy.  Unfortunately, the majority of annuities sold today are either variable or indexed annuities with the agent sales pitch too often focused on the potential, hypothetical, and non guaranteed returns.  People buy the dream instead of the contractual realities.

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