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MYGA vs. Fixed Annuity

MYGA vs. Fixed Annuity

Welcome back. I'm Stan The Annuity Man. Today we're going to talk about Multi-Year Guarantee Annuities versus Fixed Annuities. What you're really going to find out today is what a Multi-Year Guarantee Annuity is as opposed to just a Fixed Annuity, or are they the same thing?
Guaranteed Future Income Annuity: 4 Strategies to Know

Guaranteed Future Income Annuity: 4 Strategies to Know

Hi, Stan The Annuity Man here. I'm America's annuity agent licensed in all 50 states. Did you know that I love lifetime income? That's what we're talking about today. I mean, I'm the only one that's wearing it on my sleeve, as they say.
What Is the Purpose of Reverse Engineering Annuity Quotes?

What Is the Purpose of Reverse Engineering Annuity Quotes?

Today's topic is a good one. What is the purpose of reverse engineering annuity quotes? He's saying, "Reverse engineers. Stan, you don't look like an engineer. You don't act like one." I'm not an engineer. My wife said the other day at the Hoover Dam, "One of the worst jobs ever for you would be an engineer."
How to Talk Annuities With a Spouse

How to Talk Annuities With a Spouse

Today's topic is interesting: talking to your spouse or partner about annuities and telling them about contractual guarantees. For most people, when you hear the word annuity, it either equals hate or a curse word. I mean, they've heard nothing but bad things about annuities.
How Early Should I Buy Annuities?

How Early Should I Buy Annuities?

What we're going to talk about today is a call I get a lot from people who are too young to buy an annuity or who might be really old and not need an annuity. But we're going to talk about age. Is it too early to buy? How do you determine that? Can you time it?
MYGA Ladder Cash Out Strategy

MYGA Ladder Cash Out Strategy

Hi there. Stan The Annuity Man, America's annuity agent licensed in all 50 states. I am so glad you joined me today because this topic originated from a client, and when he first explained it to me, I was like, I did a Scooby-Doo. I'm like, "Roo, roo."
What Is the Primary Reason for Buying an Annuity?

What Is the Primary Reason for Buying an Annuity?

What is the most common use of an annuity? Well, to answer that question properly, as Stan The Annuity Man, I have to do a little bit of a history lesson. Annuities were put on the planet in Roman times as a pension-type gift for the dutiful Roman soldiers and their families.
What Is a Guaranteed Lifetime Income Annuity?

What Is a Guaranteed Lifetime Income Annuity?

A guaranteed lifetime income annuity comes in many forms. It can be an Immediate Annuity, a Qualified Longevity Annuity Contract, a Deferred Income Annuity, or Income Riders. You can even peel off interest from Multi-Year Guarantee Annuities. We're going to cover all of that today.
How Do Annuities Solve for Inflation?

How Do Annuities Solve for Inflation?

Hi there. Stan The Annuity Man, America's annuity agent licensed in all 50 states. I am so glad you joined me today because today's topic is key. A lot of people ask me this, "Stan The Annuity Man, how do annuities help solve for inflation?"
What Happens When an Annuity Owner Dies Before Annuitization?

What Happens When an Annuity Owner Dies Before Annuitization?

So, what happens when an annuity owner dies before annuitization? It's a sad thought. Hi, I'm Stan the Annuity Man. Typically I'm bouncing off the walls, I'm happy, but we're talking about death, so I'm just going to bring it down a little bit.
What Happens at the End of a MYGA Term?

What Happens at the End of a MYGA Term?

Hi, my name is Stan The Annuity Man, America's annuity agent licensed in all 50 states. That's yours as well. Yes, I do sell annuities when they're appropriate and suitable, and I do encourage you to go to my site and get all of my books.
How Much Do You Really Need to Retire?

How Much Do You Really Need to Retire?

Today's topic is how much do you need to retire? In this case, we're talking about money, but I will cover other things because that's what I do. I can free form this, but how much money do you need to retire? I'm going to tell you how to do that. It's very simple.
How I Really Feel About Variable Annuities

How I Really Feel About Variable Annuities

We're talking about how I feel about Variable Annuities, which comes down to one thing. The Will do. What does that mean, Stan The Annuity Man? It means you own an annuity for what it will do, not what it might do.
How I Really Feel About Indexed Annuities

How I Really Feel About Indexed Annuities

Index Annuities are contracts; we will go over the details of Index Annuities. You're going to hear about how I really feel about Index Annuities. That is guaranteed. The other thing guaranteed is that I will tell you the brutal truth about what they are.
Annuities vs Market Volatility

Annuities vs Market Volatility

Hi there, Stan The Annuity Man, America's annuity agent, licensed in all 50 states. Boy, today's topic is a good one. My director and all the smart people in the room were like, "Stan, don't yell. Please don't yell for this topic."